Assumable VA loan at 5.375% for a VA-eligible buyer able to substitute entitlement. Minutes from downtown Annapolis and the Naval Academy, this end-unit, four-level home in Coveted Tidewater Colony makes an ideal second home for visits to the Academy, a strong first purchase, or a low-maintenance option for anyone looking to downsize without giving up space. End Unit Offering 4 bedrooms, 3.5 baths and approximately 2,395 finished square feet and 2 assigned parking spaces. The main level has a bright open floor plan with vaulted ceilings, a gas fireplace and an updated eat-in kitchen that opens to the dining room. Spacious living area with a cozy gas fireplace. Leading to a deck area, perfect for easy entertaining. Upstairs, the primary bedroom includes a walk-in closet and a primary bath with a soaking tub, separate walk-in shower, dual vanity along with a huge loft! . The loft on the top level works well as an office, studio or play space. Upper level is complete with 2 additional bedrooms and another full bathroom. The fully finished walkout lower level adds a fourth bedroom, or 2nd living area, a full bath, a room for an office or another flex space and your laundry area. The home also has hardwood and luxury vinyl plank flooring, crown molding and recessed lighting. Community amenities include an outdoor pool, tennis courts, walking and bike trails, a playground and a community room. Condo/ HOA fee covers insurance, amenities, common area maintenance, snow removal and trash.
For sale
$525,000
514 Francis Nicholson Way, Annapolis, MD 21401
4beds
2,395sqft
Townhouse
Built in 1995
-- sqft lot
$521,200 Zestimate®
$219/sqft
$170/mo HOA
What's special
Gas fireplaceHuge loftEnd-unit four-level homeDual vanitySeparate walk-in showerVaulted ceilingsRecessed lighting
- 14 days
- 832
- 70
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sarah Garza 443-717-3631,
Compass (410) 429-7425,
Listing Team: The Pcs Home Team
Source: Bright MLS,MLS#: MDAA2159888
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Laundry, Loft
Laundry
- Level: Lower
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Natural Gas, Electric
Appliances
- Included: Dishwasher, Dryer, Oven, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Gas Water Heater
- Laundry: Lower Level, Laundry Room
Features
- Ceiling Fan(s), Combination Dining/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Primary Bath(s), Recessed Lighting, Bathroom - Tub Shower, Walk-In Closet(s), Soaking Tub, Bathroom - Walk-In Shower, Open Floorplan, Eat-in Kitchen, Kitchen - Table Space, Dry Wall, Vaulted Ceiling(s)
- Flooring: Hardwood, Luxury Vinyl, Carpet, Wood
- Doors: Storm Door(s)
- Basement: Finished,Heated,Improved,Interior Entry,Windows,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,847
- Total interior livable area: 2,395 sqft
- Finished area above ground: 1,715
- Finished area below ground: 680
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Permit Included, Assigned, Parking Lot
- Details: Assigned Parking
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Brick
- Pool features: Community
- Has view: Yes
- View description: Trees/Woods
Lot
- Features: Corner Lot/Unit
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020283490087698
- Zoning: R15
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Colonial
- Property subtype: Townhouse
Materials
- Brick, Combination
- Foundation: Other
- Roof: Asphalt
Condition
- Good
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Condo and coop fee: $170 monthly
- Subdivision: Tidewater Colony
HOA
- Has HOA: No
- Amenities included: Jogging Path, Pool, Tennis Court(s), Tot Lots/Playground, Bike Trail, Party Room
- Services included: Common Area Maintenance, Insurance, Reserve Funds, Pool(s), Recreation Facility, Snow Removal, Trash, Health Club
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $432,833
- Annual tax amount: $5,144
- Date on market: 10/24/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan,Assumable
- Ownership: Condominium
Estimated market value
$521,200
$495,000 - $547,000
$3,599/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2026 | Listed for sale | $525,000+5.2%$219/sqft |
Source: | ||
| 8/1/2024 | Sold | $498,900$208/sqft |
Source: | ||
| 7/30/2024 | Pending sale | $498,900$208/sqft |
Source: | ||
| 7/16/2024 | Contingent | $498,900$208/sqft |
Source: | ||
| 7/10/2024 | Price change | $498,900-0.2%$208/sqft |
Source: | ||
| 7/4/2024 | Listed for sale | $499,999$209/sqft |
Source: | ||
| 6/29/2024 | Contingent | $499,999$209/sqft |
Source: | ||
| 6/24/2024 | Price change | $499,999-2.9%$209/sqft |
Source: | ||
| 6/7/2024 | Listed for sale | $515,000+24.1%$215/sqft |
Source: | ||
| 9/17/2021 | Sold | $415,000-4.6%$173/sqft |
Source: | ||
| 8/11/2021 | Pending sale | $435,000$182/sqft |
Source: | ||
| 8/4/2021 | Listed for sale | $435,000+562.9%$182/sqft |
Source: | ||
| 7/16/2020 | Sold | $65,622-82.5%$27/sqft |
Source: Public Record Report a problem | ||
| 8/2/2016 | Listing removed | $374,900$157/sqft |
Source: Champion Realty, Inc. #AA9582985 Report a problem | ||
| 6/29/2016 | Price change | $374,900-1.3%$157/sqft |
Source: Champion Realty, Inc. #AA9582985 Report a problem | ||
| 4/29/2016 | Price change | $379,900-2.6%$159/sqft |
Source: Champion Realty, Inc. #AA9582985 Report a problem | ||
| 3/17/2016 | Price change | $389,900-1.3%$163/sqft |
Source: Champion Realty, Inc. #AA9582985 Report a problem | ||
| 3/2/2016 | Listed for sale | $394,900+9.5%$165/sqft |
Source: Champion Realty Inc. #AA9582985 Report a problem | ||
| 3/10/2008 | Sold | $360,750$151/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $4,700 +6.3% | $432,833 +7.6% |
| 2025 | $4,420 +2.9% | $402,300 +2.6% |
| 2024 | $4,295 +2.9% | $392,233 +2.6% |
| 2023 | $4,173 +7.3% | $382,167 +2.7% |
| 2022 | $3,888 +0.6% | $372,100 +0.6% |
| 2021 | $3,865 +0.5% | $369,867 +0.6% |
| 2020 | $3,845 +0.5% | $367,633 +0.6% |
| 2019 | $3,826 +3.9% | $365,400 +0.6% |
| 2018 | $3,683 +0.1% | $363,167 +0.6% |
| 2017 | $3,679 | $360,933 +0.6% |
| 2016 | -- | $358,700 +3.1% |
| 2015 | -- | $348,000 +3.2% |
| 2014 | -- | $337,300 +3.3% |
| 2013 | -- | $326,600 |
| 2012 | -- | $326,600 |
| 2011 | -- | $326,600 -17.1% |
| 2010 | -- | $394,020 +7.7% |
| 2009 | -- | $365,922 +8.3% |
| 2008 | -- | $337,826 +9.1% |
| 2007 | -- | $309,730 +13.8% |
| 2006 | -- | $272,156 +16% |
| 2005 | -- | $234,583 +19.1% |
| 2004 | -- | $197,010 +5.2% |
| 2003 | -- | $187,276 +5.5% |
| 2002 | -- | $177,543 +5.8% |
| 2001 | -- | $167,810 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21401
Nearby schools
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






