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For sale
  • $899,999

    520 OAK GROVE DRIVE, MINERAL, VA 23117

    6beds
    6,038sqft
    : 
    $5,428/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    -- sqft lot
    $870,400 Zestimate®
    $149/sqft
    $42/mo HOA

    What's special

    Welcome home to 520 Oak Grove Drive, one of the most spacious properties available at Lake Anna, now available with an incredible 4.7% assumable VA loan for qualified buyers! This is a significant savings compared to today's market rates and a rare opportunity at this price point and property size. Situated on the public side and just minutes from Food Lion, Coyote Hole, the nursery, and Lake Anna's main shopping corridor, this home offers the rare combination of privacy and convenience. This custom 6 bedroom, 4 bathroom home spans over 7, 500 total sq ft, with 3, 790 sq ft on the main level plus an approximately 2, 248 sq ft finished walkout basement. A paved driveway and striking rock façade set the tone before you even step inside. A deeded boat slip is included. Recently refreshed with a new stainless refrigerator and modern lighting fixtures throughout, the home feels move in ready. The main living area centers around a stone fireplace and flows into an expansive kitchen with granite countertops and abundant cabinetry, ideal for entertaining. Just off the living room, a covered walkout deck with tile flooring extends your living space outdoors. The main level offers 5 generously sized bedrooms, a full laundry room, and direct access to the oversized 2 car garage. Downstairs, the finished basement adds a second living area, a spacious 6th bedroom perfect for multiple beds, and large windows overlooking the peaceful backyard. Spread across 9.3 acres, there's room to roam, garden, or simply unwind. Lake Anna common area access is included, so bring your boat, paddleboards, and guests. A deeded boat slip, #9, comes with the property, giving you the kind of direct lake access that's increasingly hard to find at Lake Anna. This home has been successfully operated as a short term rental, and short term rentals are permitted, making it an excellent turnkey investment opportunity. It's just as well suited as a full time family residence or weekend retreat for those simply looking to enjoy everything Lake Anna has to offer. Just 1 hour from Richmond, Fredericksburg, and Charlottesville, and 2 hours from D.C., properties of this size and location at Lake Anna rarely come available. Schedule your private showing today!
    28 days
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    706
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    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Keri K. Shull,

    EXP Realty, LLC 571-398-5989,

    Mary Elizabeth Johnson,

    EXP Realty, LLC

    Source: eXp Realty,MLS#: VALA2010190

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bedrooms: 5
      Heating
      • Central, Heat Pump(s), Electric
      Cooling
      • Central A/C, Electric
      Appliances
      • Included: Central Vacuum, Cooktop, Cooktop - Down Draft, Dishwasher, Microwave, Oven - Self Cleaning, Oven - Wall, Refrigerator, Washer/Dryer Hookups Only
      Features
      • Entry Level Bedroom
      • Basement: Daylight, Partial, Other, Partially Finished, Walkout Level
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 7,580
      • Total interior livable area: 6,038 sqft
      • Finished area above ground: 3,790
      • Finished area below ground: 2,248

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Balcony, Deck(s), Porch(es), Screened
      • Exterior features: Play Area, Play Equipment, Underground Lawn Sprinkler
      • Body of water: Lake Anna
      Lot
      • Features: Backs to Trees, Partly Wooded, Premium, Private, Trees/Wooded
      Details
      • Parcel number: 1734
      • Zoning: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Other, Stone, Vinyl Siding
      • Foundation: Block
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Security: Exterior Cameras, Security System
      • Subdivision: CATS PAW COVE
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Boat Ramp, Pier/Dock
      • HOA fee: $500 annually
      • HOA name: CATS PAW COVE
      Location
      • Region: Mineral

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $849,200
      • Annual tax amount: $6,888
      • Date on market: 7/12/2026

        Estimated market value

        $870,400

        $827,000 - $914,000

        $3,872/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$899,999-2.7%$149/sqft
        Source: eXp Realty #VALA2010190 Report a problem
        10/26/2025Listing removed$925,000$153/sqft
        Source: Bright MLS #VALA2007708 Report a problem
        6/13/2025Price change$925,000-2.6%$153/sqft
        Source: Bright MLS #VALA2007708 Report a problem
        5/13/2025Listed for sale$950,000+25%$157/sqft
        Source: Bright MLS #VALA2007708 Report a problem
        5/2/2022Sold$760,000+1.4%$126/sqft
        Source: CVRMLS #2207815 Report a problem
        4/4/2022Pending sale$749,700$124/sqft
        Source: CVRMLS #2207815 Report a problem
        3/31/2022Listed for sale$749,700+57.8%$124/sqft
        Source: CVRMLS #2207815 Report a problem
        12/1/2015Sold$475,000$79/sqft
        Source: Agent Provided Report a problem
        10/16/2015Pending sale$475,000$79/sqft
        Source: Dockside Realty #LA8767296 Report a problem
        10/8/2015Listed for sale$475,000+5.8%$79/sqft
        Source: Dockside Realty #LA8767296 Report a problem
        6/30/2015Listing removed$449,000$74/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        3/26/2015Price change$449,000-2.2%$74/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        12/4/2014Price change$459,000-5.4%$76/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        10/1/2014Price change$485,000-2.8%$80/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        7/30/2014Price change$499,000-6.7%$83/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        3/27/2014Pending sale$535,000$89/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        3/24/2014Price change$535,000+7.2%$89/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        1/18/2014Price change$499,000-4%$83/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        11/20/2013Price change$520,000-5.3%$86/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        9/19/2013Price change$549,000-8.3%$91/sqft
        Source: Lake Anna Island Realty #LA8184902 Report a problem
        6/27/2013Listed for sale$599,000$99/sqft
        Source: Dockside Realty #LA8117339 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,114 +6.6%$849,200 +6.6%
        2023$5,735 -1.8%$796,500 -1.8%
        2022$5,842 +16.6%$811,400 +16.6%
        2021$5,010 $695,900 +10.9%
        2020-- $627,400 +4.8%
        2018$4,121 +0.7%$598,500 +4.6%
        2017$4,092 $572,300 +0.7%
        2016$4,092 +1.1%$568,300 +1.1%
        2015$4,049 +11.2%$562,300 +8.1%
        2013$3,639 +2.2%$520,300 +0.8%
        2012$3,560 $516,400 -6.3%
        2011$3,560 -3.5%$551,200 -4%
        2010$3,689 $574,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 23117

        Getting around

        12 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: THOMAS JEFFERSON
        • Middle: LOUISA
        • High: LOUISA
        • District: LOUISA COUNTY PUBLIC SCHOOLS

        Source: eXp Realty. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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