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Pending
    • Listed by: EXP Realty, LLC • Peter Lu
    Price cut: $10K (6/26)
    $445,000

    522 Sgt Pepper Dr, Saint Peters, MO 63376

    3beds
    2,694sqft
    : 
    $3,297/mo
    Get pre-qualified
    Single Family Residence
    Built in 2009
    3,798 Square Feet Lot
    $439,400 Zestimate®
    $165/sqft
    $420/mo HOA

    What's special

    Cozy gas fireplaceThree-car garageSerene lake viewsBeautiful open spindle staircaseGranite countertopsLuxurious main-floor master suiteStainless steel appliances
    Experience luxury lakeside living in this stunning story-and-a-half villa designed with both elegance and comfort in mind. From the moment you step inside, you’ll be captivated by the abundance of natural light, soaring ceilings, and beautiful open spindle staircase that creates a dramatic focal point in the home. The gourmet kitchen is a chef’s dream, featuring custom shaker cabinetry, granite countertops, a spacious center island with breakfast bar seating, stainless steel appliances, a five-burner gas range with vent hood, and double wall ovens—perfect for entertaining or everyday living. The inviting great room offers a cozy gas fireplace and seamless flow throughout the open-concept main living space. Retreat to the luxurious main-floor master suite complete with an electric fireplace, spa-inspired soaking tub, separate shower, and walk-in closet. Main-floor laundry adds everyday convenience. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a versatile loft area ideal for a home office, media space, or reading nook. Additional highlights include a three-car garage and an unfinished walkout basement overlooking the lake, offering endless possibilities for future living space and breathtaking views year-round. This exceptional villa combines timeless design, upscale finishes, and serene lake views in one remarkable property.
    41 days
    |
    1,927
    |
    107
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Peter Lu 314-662-6578,

    EXP Realty, LLC

    Source: MARIS,MLS#: 26035996MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 225
      • Dimensions: 15x15
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 176
      • Dimensions: 16x11
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 143
      • Dimensions: 13x11
      Primary bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 81
      • Dimensions: 9x9
      Bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 24
      • Dimensions: 8x3
      Bathroom 3
      • Features: Floor Covering: Vinyl
      • Level: Upper
      • Area: 100
      • Dimensions: 10x10
      Basement
      • Features: Floor Covering: Concrete
      • Level: Basement
      • Area: 760
      • Dimensions: 40x19
      Basement
      • Features: Floor Covering: Concrete
      • Level: Basement
      • Area: 551
      • Dimensions: 29x19
      Dining room
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 182
      • Dimensions: 14x13
      Great room
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 323
      • Dimensions: 19x17
      Kitchen
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 196
      • Dimensions: 14x14
      Laundry
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 54
      • Dimensions: 9x6
      Loft
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 182
      • Dimensions: 14x13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Microwave, Double Oven, Refrigerator, Vented Exhaust Fan, Oven, Gas Water Heater
      • Laundry: Main Level
      Features
      • Breakfast Bar, Ceiling Fan(s), Chandelier, Custom Cabinetry, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Master Downstairs, Recessed Lighting, Separate Dining, Separate Shower, Soaking Tub, Walk-In Closet(s), Walk-In Pantry, Workshop/Hobby Area
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Basement: Unfinished,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Electric, Gas Log, Great Room, Master Bedroom
      Interior area
      • Total structure area: 2,694
      • Total interior livable area: 2,694 sqft
      • Finished area above ground: 2,694

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Levels: One and One Half
      • Patio & porch: Front Porch, Patio
      • Has view: Yes
      • View description: Lake
      • Water view: Lake
      Lot
      • Size: 3,798 Square Feet
      • Features: Adjoins Common Ground, Gentle Sloping
      Details
      • Parcel number: 20109A591000071.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Stone Veneer, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Year built: 2009

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Penny Lane #4
      HOA
      • Has HOA: Yes
      • Amenities included: Lake
      • Services included: Insurance, Maintenance Grounds, Common Area Maintenance, Exterior Maintenance
      • HOA fee: $420 monthly
      • HOA name: Villas At Penny Lane
      Location
      • Region: Saint Peters

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $444,368
      • Annual tax amount: $5,850
      • Date on market: 6/12/2026
      • Cumulative days on market: 41 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $439,400

        $417,000 - $461,000

        $2,809/mo

        Price history

        DateEventPrice
        7/11/2026Pending sale$445,000$165/sqft
        Source: MARIS #26035996 Report a problem
        6/26/2026Price change$445,000-2.2%$165/sqft
        Source: MARIS #26035996 Report a problem
        6/12/2026Listed for sale$455,000+15.2%$169/sqft
        Source: MARIS #26035996 Report a problem
        10/24/2023Listing removed--
        Source: Zillow Rentals Report a problem
        10/5/2023Price change$2,950-1.7%$1/sqft
        Source: Zillow Rentals Report a problem
        9/24/2023Listed for rent$3,000-6.3%$1/sqft
        Source: Zillow Rentals Report a problem
        7/18/2023Listing removed--
        Source: Zillow Rentals Report a problem
        6/27/2023Listed for rent$3,200$1/sqft
        Source: Zillow Rentals Report a problem
        4/21/2022Sold--
        Source: MARIS #22015278 Report a problem
        3/27/2022Pending sale$395,000$147/sqft
        Source: MARIS #22015278 Report a problem
        3/23/2022Contingent$395,000$147/sqft
        Source: MARIS #22015278 Report a problem
        3/19/2022Listed for sale$395,000+12.9%$147/sqft
        Source: MARIS #22015278 Report a problem
        10/8/2020Sold--
        Source: MARIS #20047606 Report a problem
        7/30/2020Pending sale$349,900$130/sqft
        Source: Dielmann Sotheby's Intl Realty #20047606 Report a problem
        7/9/2020Listed for sale$349,900$130/sqft
        Source: Dielmann Sotheby's Intl Realty #20047606 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,850 +9.5%$84,430 +12.4%
        2024$5,340 +0.1%$75,112
        2023$5,335 +9.9%$75,112 +17.3%
        2022$4,855 $64,043
        2021-- $64,043 +10.8%
        2020-- $57,823
        2019$4,525 $57,823 +3.6%
        2018$4,525 +0.5%$55,830
        2017$4,505 +9.8%$55,830 +10.1%
        2016$4,102 +6.8%$50,718
        2015$3,839 -0.1%$50,718 +1.9%
        2014$3,843 $49,784
        2013-- $49,784 -3.7%
        2012-- $51,690 +2620.5%
        2011-- $1,900
        2010-- $1,900 -50%
        2009-- $3,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63376

        Getting around

        38 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hawthorn Elem.
        • Middle: Dubray Middle
        • High: Ft. Zumwalt East High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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