This spacious open-concept home offers a unique blend of comfort, character, and versatility with it's C2 zoning. The C2 zoning opens the door to endless possibilities, offering the flexibility to explore a variety of future uses. Enjoy the added charm of multiple sunrooms, two fireplaces, a separate study and two bonus rooms upstairs. Step outside to the backyard to a private patio and a peaceful creek. With its generous layout, numerous updates and flexible zoning, this property offers plenty of room to live, work, relax, and make your own. Located in the heart of Downtown Charlotte, just off Historic Charlotte Square, this property offers convenient access to a variety of restaurants, coffee shops, grocery stores, schools, and the local Police and Fire Department. Enjoy the convenience of downtown living with everyday essentials and amenities just minutes away.
Under contract - showing
$349,000
525 Water St, Charlotte, TN 37036
1beds
2,331sqft
Single Family Residence, Residential
Built in 1900
1.19 Acres Lot
$-- Zestimate®
$150/sqft
$-- HOA
What's special
Two fireplacesPrivate patioNumerous updatesTwo bonus rooms upstairsSpacious open-concept homeSeparate studyMultiple sunrooms
- 19 days
- 447
- 49
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Rachel Kappenmacher 615-661-7800,
Berkshire Hathaway HomeServices Woodmont Realty 615-661-7800
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3610936
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Bedroom 1
- Area: 225 Square Feet
- Dimensions: 15x15
Dining room
- Area: 225 Square Feet
- Dimensions: 15x15
Kitchen
- Area: 225 Square Feet
- Dimensions: 15x15
Living room
- Area: 375 Square Feet
- Dimensions: 25x15
Other
- Area: 198 Square Feet
- Dimensions: 11x18
Other
- Area: 176 Square Feet
- Dimensions: 11x16
Heating
- Central, Natural Gas
Cooling
- Electric
Appliances
- Included: Electric Oven, Cooktop, Microwave, Refrigerator
Features
- High Speed Internet
- Flooring: Carpet, Vinyl
- Basement: Crawl Space
- Number of fireplaces: 2
Interior area
- Total structure area: 2,331
- Total interior livable area: 2,331 sqft
- Finished area above ground: 2,331
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: One
- Stories: 2
- Patio & porch: Porch, Covered, Patio
Lot
- Size: 1.19 Acres
Details
- Parcel number: 065E E 00100 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Water Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $298,400
- Annual tax amount: $1,351
- Date on market: 10/2/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/18/2026 | Contingent | $349,000$150/sqft |
Source: | ||
| 10/2/2026 | Listed for sale | $349,000+16.7%$150/sqft |
Source: | ||
| 9/27/2024 | Sold | $299,000$128/sqft |
Source: | ||
| 8/26/2024 | Contingent | $299,000$128/sqft |
Source: | ||
| 8/12/2024 | Price change | $299,000-6.3%$128/sqft |
Source: | ||
| 7/30/2024 | Listed for sale | $319,000$137/sqft |
Source: | ||
| 7/17/2024 | Contingent | $319,000$137/sqft |
Source: | ||
| 6/24/2024 | Price change | $319,000-8.9%$137/sqft |
Source: | ||
| 6/3/2024 | Listed for sale | $350,000+311.8%$150/sqft |
Source: | ||
| 1/30/2023 | Sold | $85,000-46.8%$36/sqft |
Source: Public Record Report a problem | ||
| 12/21/2007 | Listing removed | $159,900$69/sqft |
Source: ERA #907061 Report a problem | ||
| 11/12/2007 | Listed for sale | $159,900+34.5%$69/sqft |
Source: ERA #907061 Report a problem | ||
| 4/28/2006 | Sold | $118,900$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,351 | $74,600 |
| 2024 | $1,351 +37.3% | $74,600 +91% |
| 2023 | $984 | $39,050 |
| 2022 | $984 | $39,050 |
| 2021 | $984 | $39,050 |
| 2020 | $984 | $39,050 |
| 2019 | $984 +13.9% | $39,050 +29.7% |
| 2018 | $864 0% | $30,100 |
| 2017 | $864 | $30,100 |
| 2016 | $864 +10.1% | $30,100 +18.3% |
| 2015 | $784 | $25,450 |
| 2014 | $784 | $25,450 |
| 2013 | -- | $25,450 |
| 2012 | $876 | $25,450 -12.2% |
| 2011 | $876 | $28,995 |
| 2010 | $876 | $28,995 |
| 2009 | $876 +9.3% | $28,995 +2.4% |
| 2008 | $801 +1.1% | $28,306 |
| 2007 | $792 -17.9% | $28,306 |
| 2006 | $965 +86.6% | $28,306 +86.6% |
| 2005 | $517 +11.4% | $15,166 |
| 2004 | $464 | $15,166 |
| 2002 | $464 | $15,166 +1.1% |
| 2001 | -- | $15,007 -75% |
| 2000 | -- | $60,026 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 37036
Nearby schools
Schools provided by the listing agent
- Elementary: Charlotte Elementary
- Middle: Charlotte Middle School
- High: Creek Wood High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






