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For sale
  • Price cut: $20K (6/14)
    $519,000

    529 Morattico Creek Rd, Farnham, VA 22460

    3beds
    1,152sqft
    Manufactured Home
    Built in 1989
    4 Acres Lot
    $499,500 Zestimate®
    $451/sqft
    $-- HOA

    What's special

    Beautifully renovatedPanoramic water viewsThree walk-in closetsSpacious deck
    *Open House, Saturday, June 20 10:00 am - 12:00 pm* Welcome to this beautifully renovated and exceptionally private 4+ acre waterfront retreat nestled along Morattico Creek in Virginia’s Northern Neck. Whether you’re starting your day with coffee overlooking the water or unwinding in the evening as the sun sets, this property offers the kind of lifestyle people come to the Northern Neck to find. Inside, panoramic water views become part of everyday life. Whether you're gathered around the kitchen island, relaxing in the living room, or preparing meals in the beautifully updated kitchen featuring a stunning blue backsplash, the water is constantly in view. The primary bedroom and one of the secondary bedrooms also enjoy peaceful waterfront views, creating a relaxing retreat throughout the home. This thoughtfully renovated 3-bedroom, 2-bath home features an inviting open-concept floor plan with split bedrooms, three walk-in closets, and a spacious primary bath with walk-in shower. The secondary bath offers a soaking tub, perfect for relaxing after a day on the water. Set on approximately 4+ private acres, the property offers the perfect blend of privacy, comfort, and natural beauty. The sandy-bottom shoreline makes launching kayaks easy, while the peaceful creek setting provides frequent sightings of herons along the shoreline, eagles gliding overhead, and fish jumping in the water. Outdoor living is equally impressive with a spacious deck, large screened gazebo with electricity, and fire pit area—ideal for alfresco dining, entertaining guests, or simply relaxing and taking in the waterfront surroundings. Additional features include a detached cinderblock garage/shed with electric and water, plus a septic setup for RV hookup—offering added flexibility for guests or recreational use. All appliances convey, including the gas range, dishwasher, refrigerator, microwave, washer, and dryer. Located just minutes by boat to the Rappahannock River and nearby Whelan’s Marina, you’ll enjoy easy access to boating, fishing, waterfront dining, and adventures out to the Chesapeake Bay beyond. By car, enjoy convenient access to the charming towns of Kilmarnock, Warsaw, Irvington, and Urbanna for restaurants, wineries, boutique shopping, and entertainment. The property also offers broadband fiber optic internet availability, making remote work or streaming easy while still enjoying the peaceful waterfront lifestyle. If you’ve been searching for a waterfront property that offers panoramic views, privacy, acreage, and the true Northern Neck lifestyle experience, this is one you don’t want to miss.
    85 days
    |
    748
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dina May 804-501-6680,

    AC Realty Group

    Source: Bright MLS,MLS#: VARV2000614MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Central Air, Electric
      Appliances
      • Included: Washer/Dryer Stacked, Dishwasher, Water Heater, Oven/Range - Gas, Microwave, Refrigerator, Range Hood, Cooktop, Electric Water Heater
      Features
      • Entry Level Bedroom, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Walk-In Closet(s), Primary Bath(s), Soaking Tub, Bathroom - Walk-In Shower, Dry Wall
      • Flooring: Laminate
      • Windows: Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,152
      • Total interior livable area: 1,152 sqft
      • Finished area above ground: 1,152
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Unpaved, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Deck, Screened
      • Exterior features: Lighting
      • Pool features: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Creek/Stream
      • Body of water: Morattico Creek
      • Frontage length: Water Frontage Ft: 179
      Lot
      • Size: 4 Acres
      • Features: Landscaped, Wooded, Level
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 4351G
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MobileManufactured
      • Architectural style: Ranch/Rambler
      • Property subtype: Manufactured Home
      Materials
      • Frame, Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Exists
      • Water: Well
      • Utilities for property: Propane, Electricity Available, Broadband, Fiber Optic

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Farnham

      Financial & listing details

      • Price per square foot: $451/sqft
      • Tax assessed value: $229,175
      • Annual tax amount: $1,375
      • Date on market: 4/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: 3 Kayaks With Rack
      • Exclusions: Riding Mower In Storage Unit, Stainless Steel Table In Cinderblock Garage
      • Ownership: Fee Simple

        Estimated market value

        $499,500

        $475,000 - $524,000

        $1,552/mo

        Price history

        DateEventPrice
        6/14/2026Price change$519,000-3.7%$451/sqft
        Source: Bright MLS #VARV2000614 Report a problem
        4/9/2026Listed for sale$539,000-2%$468/sqft
        Source: Northern Neck AOR #120265 Report a problem
        4/1/2026Listing removed$550,000$477/sqft
        Source: CVRMLS #2528523 Report a problem
        10/10/2025Listed for sale$550,000+83.9%$477/sqft
        Source: CVRMLS #2528523 Report a problem
        4/12/2019Listing removed$299,000$260/sqft
        Source: Middle Bay Realty - B #103048 Report a problem
        7/4/2018Listed for sale$299,000+121.5%$260/sqft
        Source: Middle Bay Realty - B #103048 Report a problem
        1/18/2012Sold$135,000$117/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,375 -6.9%$229,175 +8.7%
        2023$1,476 $210,927
        2022$1,476 $210,927
        2021$1,476 $210,927
        2018$1,476 $210,927
        2017$1,476 $210,927
        2016$1,476 +4.5%--
        2015$1,413 +0%--
        2014$1,413 +1.5%--
        2013$1,393 +0.2%--
        2012$1,391 --
        2011$1,391 +36.7%--
        2010$1,017 --

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22460

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Richmond County
        • High: Rappahannock
        • District: Richmond County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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