**NEW ROOF — SEPTEMBER 2026!** A brand-new roof with 35-year shingles adds even more value and peace of mind, along with a new roof on the largest storage shed. **Every room draws your eyes back to the water...and that's exactly the point.** Set along 179 feet of Morattico Creek shoreline, this beautifully renovated waterfront retreat offers the privacy, beauty, and relaxed lifestyle that make Virginia's Northern Neck so special. Nestled on approximately 4 private acres, this is a place to enjoy in every season—from boating, fishing, and days on the creek to crisp evenings gathered around the fire pit and holidays spent with family and friends, all with the water as your backdrop. Bald eagles and blue herons are frequent visitors, fish jump in the creek, and on occasion, even dolphins pass through. Inside, the open-concept design was created to celebrate the view. The beautifully updated kitchen features a striking blue island and backsplash that echo the colors of the creek beyond. With its spacious island and open connection to the living area, it's a natural gathering place for everyday meals, holiday celebrations, and time with family and friends—all while keeping the water in view. The primary bedroom, along with one of the secondary bedrooms, also enjoys peaceful creek views, extending that connection to the water throughout the home. Thoughtfully renovated, the home features three bedrooms, two full baths, a split-bedroom floor plan, and three walk-in closets. The spacious primary suite includes a walk-in shower, while the secondary bath offers a soaking tub—perfect for relaxing after a day outdoors. Every space invites you to slow down, relax, and enjoy the waterfront setting that surrounds you. Outdoor living is every bit as inviting as the home itself. A spacious deck, screened gazebo with electricity, detached cinderblock garage with electric and water, additional outbuildings, and an RV hookup provide exceptional flexibility for entertaining, hobbies, guests, or weekend adventures. Three kayaks with rack convey, making it easy to explore Morattico Creek from day one. Located just minutes by boat from the Rappahannock River and nearby Whelan's Marina, you'll enjoy convenient access to boating, waterfront dining, and adventures on the Chesapeake Bay. By land, the charming towns of Kilmarnock, Irvington, Warsaw, and Urbanna are all within easy reach for boutique shopping, local restaurants, wineries, and seasonal events. Fiber optic internet is available, offering modern convenience while embracing the peaceful pace of waterfront living. **If you've been waiting for a waterfront property that feels private, peaceful, and truly connected to the water, you've just found it.**
For sale
$519,000
529 Morattico Creek Rd, Farnham, VA 22460
3beds
1,152sqft
Manufactured Home
Built in 1989
4 Acres Lot
$504,700 Zestimate®
$451/sqft
$-- HOA
What's special
Additional outbuildingsOpen-concept designSplit-bedroom floor planBeautifully updated kitchenThree bedroomsScreened gazebo with electricityThree walk-in closets
- 184 days
- 841
- 19
Zillow last checked:
Listing updated:
Listed by:
Dina May 804-501-6680,
AC Realty Group 8045870870
Source: Bright MLS,MLS#: VARV2000614
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Central Air, Electric
Appliances
- Included: Washer/Dryer Stacked, Dishwasher, Water Heater, Oven/Range - Gas, Microwave, Refrigerator, Range Hood, Cooktop, Electric Water Heater
Features
- Entry Level Bedroom, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Walk-In Closet(s), Primary Bath(s), Soaking Tub, Bathroom - Walk-In Shower, Dry Wall
- Flooring: Laminate
- Windows: Screens
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
- Finished area above ground: 1,152
- Finished area below ground: 0
Property
Parking
- Parking features: Unpaved, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Deck, Screened
- Exterior features: Lighting
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek/Stream
- Body of water: Morattico Creek
- Frontage length: Water Frontage Ft: 179
Lot
- Size: 4 Acres
- Features: Landscaped, Wooded, Level
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 4351G
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Ranch/Rambler
- Property subtype: Manufactured Home
Materials
- Frame, Vinyl Siding
- Foundation: Crawl Space
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
- Major remodel year: 2023
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Propane, Electricity Available, Broadband, Fiber Optic
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Farnham
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $229,175
- Annual tax amount: $1,375
- Date on market: 4/8/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: 3 Kayaks With Rack
- Exclusions: Riding Mower In Storage Unit, Stainless Steel Table In Cinderblock Garage
- Ownership: Fee Simple
Estimated market value
$504,700
$479,000 - $530,000
$1,508/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Price change | $519,000-3.7%$451/sqft |
Source: | ||
| 4/9/2026 | Listed for sale | $539,000-2%$468/sqft |
Source: Northern Neck AOR #120265 Report a problem | ||
| 4/1/2026 | Listing removed | $550,000$477/sqft |
Source: | ||
| 10/10/2025 | Listed for sale | $550,000+83.9%$477/sqft |
Source: | ||
| 4/12/2019 | Listing removed | $299,000$260/sqft |
Source: Middle Bay Realty - B #103048 Report a problem | ||
| 7/4/2018 | Listed for sale | $299,000+121.5%$260/sqft |
Source: Middle Bay Realty - B #103048 Report a problem | ||
| 1/18/2012 | Sold | $135,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,375 -6.9% | $229,175 +8.7% |
| 2023 | $1,476 | $210,927 |
| 2022 | $1,476 | $210,927 |
| 2021 | $1,476 | $210,927 |
| 2018 | $1,476 | $210,927 |
| 2017 | $1,476 | $210,927 |
| 2016 | $1,476 +4.5% | -- |
| 2015 | $1,413 +0% | -- |
| 2014 | $1,413 +1.5% | -- |
| 2013 | $1,393 +0.2% | -- |
| 2012 | $1,391 | -- |
| 2011 | $1,391 +36.7% | -- |
| 2010 | $1,017 | -- |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 22460
Nearby schools
Schools provided by the listing agent
- Elementary: Richmond County
- High: Rappahannock
- District: Richmond County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





