For sale

Price cut: $25K (7/24)

$325,000

1294 Little Florida Rd, Farnham, VA 22460

3beds

971sqft

$1,966/mo

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Single Family Residence

Built in 1965

0.43 Acres Lot

$307,900 Zestimate^®

$335/sqft

$29/mo HOA

What's special

Lee's Retreat is the classic river cottage offering the opportunity to enjoy the slower paced river lifestyle. Wonderful water depth of 6-7 feet with rebuilt dock on the Farnham Creek side of Wilna Point; Rappahannock River is just around the peninsula. Water, electricity and fish station at dock along with bulkhead and even a private boat ramp. Ready for new boat lift. Open floor plan in cottage with fireplace; wrap around screened porch offers beautiful creek views as well as a peak to the Rappahannock. Three bedrooms; 2 full bathrooms. Make this cottage your river home or use the footprint to build your dream home! Sale includes deed to jointly owned community owned sand beach lot, boat ramp and dock. New roof just installed! Most furnishings convey with exception of some personal items.

132 days

2,665

141

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Electric, Heat Pump

Cooling

Heat Pump

Appliances

Included: Electric Water Heater, Microwave, Refrigerator, Stove

Features

Bedroom on Main Level, Eat-in Kitchen, Laminate Counters
Flooring: Vinyl
Has basement: No
Attic: Pull Down Stairs
Number of fireplaces: 1
Fireplace features: Wood Burning

Interior area

Total interior livable area: 971 sqft
Finished area above ground: 971
Finished area below ground: 0

Property

Parking

Parking features: Off Street

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Screened, Side Porch, Porch
Exterior features: Dock, Porch, Storage, Shed
Pool features: None
Fencing: None
Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Creek, Dock Access, Mooring, Navigable Water, River Front, Bulkhead, Boat Ramp/Lift Access, Waterfront
Body of water: Rappahannock River
Frontage length: 76.0000,76.0000

Lot

Size: 0.43 Acres
Features: Waterfront

Details

Parcel number: 42A11
Zoning description: R-1

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow,Cottage
Property subtype: Single Family Residence

Materials

Block
Roof: Composition

Condition

Resale
New construction: No
Year built: 1965

Utilities & green energy

Sewer: Septic Tank
Water: Community/Coop, Shared Well

Community & HOA

Community

Features: Beach, Boat Facilities, Common Grounds/Area, Dock, Bulkhead
Subdivision: Wilna Point

HOA

Has HOA: Yes
Services included: Common Areas, Road Maintenance, Water, Water Access
HOA fee: $350 annually

Location

Region: Farnham

Financial & listing details

Price per square foot: $335/sqft
Tax assessed value: $196,872
Annual tax amount: $1,181
Date on market: 3/26/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

$307,900

$293,000 - $323,000

$1,336/mo

Price history

Date	Event	Price
7/24/2026	Price change	$325,000-7.1%$335/sqft
Source: Northern Neck AOR #120094 Report a problem
3/27/2026	Listed for sale	$350,000$360/sqft
Source: Northern Neck AOR #120094 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,181 +2.4%	$196,872 +19.4%
2023	$1,154	$164,839
2022	$1,154	$164,839
2021	$1,154 +0.5%	$164,839 +0.5%
2018	$1,148	$164,039
2017	$1,148	$164,039
2016	$1,148 +4.5%	--
2015	$1,099 +0%	--
2014	$1,099	--
2013	$1,099	--
2012	$1,099	--
2011	$1,099 +35.9%	--
2010	$808	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 22460

Getting around

0 / 100

Car-Dependent

25 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Richmond County Elementary School
Grades: PK-7Distance: 9.1 mi
7/10
Rappahannock High School
Grades: 8-12Distance: 9.3 mi

Schools provided by the listing agent

Elementary: Richmond County
Middle: Richmond County
High: Rappahannock

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.