Skip main navigation
For sale
  • $395,000

    635 River Oaks Rd, Center Cross, VA 22437

    3beds
    1,232sqft
    : 
    $2,735/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.52 Acres Lot
    $389,100 Zestimate®
    $321/sqft
    $125/mo HOA

    What's special

    Cozy brick fireplaceLarge level backyardWelcoming full front porchSpacious eat-in kitchenWasher and dryer hookups
    First Time Offering! Enjoy views of the beautiful Rappahannock River from this charming ranch home located in the sought-after River Oaks community of Center Cross. Offering 3 bedrooms, 2 full baths, and an attached one-car garage, this home is the perfect river retreat or full-time residence. The welcoming full front porch sets the tone, providing the perfect place to enjoy your morning coffee while taking in the river scenery. Inside, the living room features a cozy brick fireplace and opens to the spacious eat-in kitchen. Sliding doors lead to the rear deck and patio, creating a seamless flow for indoor and outdoor entertaining. The spacious primary bedroom includes a private full bath, while two additional bedrooms share a hall bath. Convenient garage access is located just off the kitchen, along with the washer and dryer hookups. Step outside to enjoy the large level backyard, rear deck, and patio, perfect for relaxing, entertaining, or gathering with family and friends. Two large storage sheds/workshops offer plenty of space for hobbies, tools, and boating equipment. Recent improvements include a new roof (2020), 200-amp electrical service and a newly encapsulated conditioned crawl space complete with drainage, sump pump and dehumidifier, providing enhanced moisture control, energy efficiency, and peace of mind. River views can be enjoyed from the front porch and many rooms throughout the home. River Oaks residents enjoy deeded access to community amenities, including a pier, boat ramp, beach, and pavilion, all just a short walk away. Conveniently located just minutes from Garretts Marina, this rare offering provides the perfect opportunity to enjoy the coveted Rappahannock River lifestyle. Don't miss your chance to own a water-view home with community water access in one of the area's most desirable riverfront neighborhoods!
    19 days
    13
    0

    Zillow last checked:

    Listing updated:

    Listed by:

    Pam Wood 804-513-8842,

    Hometown Realty 804-747-9933

    Source: CVRMLS,MLS#: 2617029MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 2
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 3
      • Level: First
      • Dimensions: 0 x 0
      Other
      • Description: Tub & Shower
      • Level: First
      Kitchen
      • Description: Eat in/Opens to Living Room
      • Level: First
      • Dimensions: 0 x 0
      Laundry
      • Description: In garage
      • Level: Lower
      • Dimensions: 0 x 0
      Living room
      • Description: Fireplace/Freshly painted
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dishwasher, Electric Water Heater, Refrigerator, Stove
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Fireplace, Laminate Counters, Main Level Primary
      • Doors: Sliding Doors
      • Basement: Crawl Space
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Masonry
      Interior area
      • Total interior livable area: 1,232 sqft
      • Finished area above ground: 1,232
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Deck
      • Exterior features: Deck, Out Building(s), Storage, Shed
      • Pool features: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: River Front, Water Access, Walk to Water
      • Body of water: Rappahannock
      Lot
      • Size: 0.52 Acres
      • Features: Landscaped, Level
      • Topography: Level
      Details
      • Additional structures: Shed(s), Outbuilding
      • Parcel number: 54B3B1
      • Zoning description: R-2
      • Special conditions: Estate

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Drywall, Frame, Vinyl Siding
      Condition
      • Resale
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Beach, Boat Facilities, Common Grounds/Area, Park
      • Subdivision: River Oaks
      HOA
      • Has HOA: Yes
      • HOA fee: $125 monthly
      Location
      • Region: Center Cross

      Financial & listing details

      • Price per square foot: $321/sqft
      • Tax assessed value: $232,200
      • Annual tax amount: $1,277
      • Date on market: 9/15/2026
      • Ownership: Estate

        Estimated market value

        $389,100

        $370,000 - $409,000

        $1,793/mo

        Price history

        DateEventPrice
        10/3/2026Listed for sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        8/14/2026Listing removed$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        7/30/2026Listed for sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        7/12/2026Pending sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        7/10/2026Listed for sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22437

        Getting around

        0 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Essex
        • Middle: Essex
        • High: Essex

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.