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ActivePrice cut: $5K (7/1)
$339,900
3beds
1,379sqft

5520 Mountain Top Pl, Cumming, GA 30041

3beds
1,379sqft
Single family residence
Built in 2003
4,356 sqft
2 Attached garage spaces
$246 price/sqft
$122/mo HOA

What's special

Beautifully landscaped yardExpansive wrought-iron enclosed patioBuilt-in automatic sprinkler systemWhole-home surge protector

NEW ROOF APRIL 2026 * NEW FULL HVAC SYSTEM JULY 2026 * LAWN MAINTENANCE INCLUDED IN THE LOW HOA FEE! Don't buy this house if you love spending your weekends making repairs, tackling a never-ending honey-do list, or wandering the aisles of the home improvement store. This home is looking for a buyer who would rather move in, relax & enjoy life. Beautifully maintained, truly move-in-ready home in the desirable Mountain Ridge community, where major updates & low maintenance living come standard. With a brand-new roof installed April 24, 2026, a complete new HVAC system installed July 2026, a new water heater in 2024, and a transferable home warranty through February 2027, this home isn't looking for a repairman to move in-it's looking for someone who appreciates comfort, convenience & having their weekends back. Step inside to a bright & inviting floor plan with spacious living areas perfect for everyday living, entertaining friends and family, or simply kicking back and enjoying your new home. A whole-home surge protector provides additional protection for your electronics and appliances, adding yet another layer of peace of mind. Outside, enjoy a beautifully landscaped yard and an expansive wrought-iron enclosed patio that gives you plenty of space for grilling, morning coffee, entertaining, or relaxing at the end of the day. And here's one of the best parts: front and rear lawn care, along with maintenance of the existing front landscaping, is included in the low monthly HOA fee-excluding additional landscaping additions such as annual and perennial flowers. There's even a built-in automatic sprinkler system to help keep everything looking its best. In other words, you can spend less time pushing a mower and more time enjoying your patio! This home offers the kind of lifestyle many buyers are searching for: move-in ready, major systems already updated, low maintenance & a price that won't break the budget. No renovation project required. No long list of expensive improvements waiting for you after closing. Just unpack your boxes, decide where the furniture goes, and start enjoying your home. Conveniently located with direct access to GA-400, you'll be just minutes from North Georgia Premium Outlets, Cumming Marketplace, Cumming City Center, grocery stores, restaurants, entertainment, fitness centers, and everyday conveniences. Whether you're commuting, shopping, dining out, or enjoying local events, everything you need is close by. Offered at $339,900, this turnkey home delivers exceptional value with some of the biggest homeowner expenses already taken care of. If your idea of a great Saturday involves a patio, a cold drink & NO trip to the home improvement store...this is the house for you. Come see why this Mountain Ridge home stands out from the competition-and why your future honey-do list might suddenly become a whole lot shorter.

90 days
|
705
|
34
|
Source: GAMLS,MLS#: 10777308MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Lisa E Lewis 404-909-9151,

Century 21 Results

Source: GAMLS,MLS#: 10777308MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Family Room, Foyer, Great Room, Loft, Other
Kitchen
  • Features: Breakfast Area, Pantry
Heating
  • Central, Natural Gas
Cooling
  • Ceiling Fan(s), Central Air, Electric
Appliances
  • Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • Laundry: Laundry Closet
Features
  • Double Vanity
  • Flooring: Carpet, Laminate
  • Windows: Double Pane Windows
  • Basement: None
  • Number of fireplaces: 1
  • Fireplace features: Factory Built, Family Room
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total structure area: 1,379
  • Total interior livable area: 1,379 sqft
  • Finished area above ground: 1,379
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Garage, Garage Door Opener, Kitchen Level
  • Has attached garage: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Back Yard
  • Body of water: None
Lot
  • Size: 4,356 Square Feet
  • Features: Level, Private
Details
  • Parcel number: 249 240

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Vinyl Siding
  • Foundation: Slab
  • Roof: Other
Condition
  • Resale
  • New construction: No
  • Year built: 2003

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA

Community
  • Features: None
  • Security: Smoke Detector(s)
  • Subdivision: Mountain Ridge
HOA
  • Has HOA: Yes
  • Services included: Maintenance Grounds
  • HOA fee: $1,464 annually
Location
  • Region: Cumming

Financial & listing details

  • Price per square foot: $246/sqft
  • Tax assessed value: $319,550
  • Annual tax amount: $367
  • Date on market: 6/3/2026
  • Cumulative days on market: 90 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
7/1/2026Price change$339,900-1.4%$246/sqft
Source: GAMLS #10777308 Report a problem
6/3/2026Listed for sale$344,900-0.7%$250/sqft
Source: FMLS GA #7781191 Report a problem
5/18/2026Listing removed$347,500$252/sqft
Source: FMLS GA #7766875 Report a problem
5/7/2026Listed for sale$347,500$252/sqft
Source: FMLS GA #7766875 Report a problem
5/1/2026Listing removed$347,500$252/sqft
Source: GAMLS #10703058 Report a problem
4/2/2026Listed for sale$347,500$252/sqft
Source: FMLS GA #7733187 Report a problem
3/31/2026Pending sale$347,500$252/sqft
Source: FMLS GA #7733187 Report a problem
3/6/2026Listed for sale$347,500+167.9%$252/sqft
Source: GAMLS #10703058 Report a problem
1/2/2004Sold$129,700$94/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$367 -5%$127,820 +8.8%
2024$386 +34.1%$117,468 -2.4%
2023$288 -26%$120,388 +27.8%
2022$389 +4.5%$94,232 +23.8%
2021$372 +1.3%$76,128 +7.2%
2020$368 +0.6%$71,024 +8%
2019$365 +1.1%$65,756 +24.7%
2017$361 +5.3%$52,744 +7.1%
2016$343 $49,264
2015$343 +20.3%$49,264 +11.2%
2014$285 +66%$44,320 +50.1%
2013$172 -17.5%$29,520 -13.9%
2012$208 -35.1%$34,288 -30%
2011$321 $49,016 -2.8%
2010-- $50,408 -3.8%
2009-- $52,408 -10.3%
2008-- $58,408 +13.9%
2007-- $51,280
2006$210 $51,280
2005$210 $51,280
2004$210 $51,280

Find assessor info on the county website

Monthly payment

Est. payment
$2,072/mo
Principal & interest
$1740
Property taxes
$210
HOA Fees
$122
More affordability toolsChevron Right

Estimated market value

$337,500

$321,000 - $354,000

$2,157/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Mountain Ridge

Nearby schools

Chestatee Elementary School
Grades PK-53.9 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
North Forsyth Middle School
Grades 6-84.4 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
East Forsyth High School
Grades 9-125.4 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
8/10