Lake Front House
Rural Zumbro Falls, MN, on Lake Zumbro Ryan's Bay area charming 2 bedroom rambler, 1 and a half bath, 2 car detached garage with walkout basement on 3 lots (approx 1 acre) located on Lake Zumbro, Ryan's Bay area, 15 miles north of Rochester, MN. 150 feet of lake shore with dock. Front deck and back deck. Lower level patio. Newly stained. New gutters 2026 with transferable warranty. New community septic system 2025. New patio doors 2020. New flooring 2017. New garage door and opener 2016. New patio, retaining wall and stairs, roof, siding, Marvin windows, front door, garage service door, soffit and fascia 2010-2014. Kinetico water softener, owned. Electric heat with additional wood stove on lower level. Possible 1 to 2 bedrooms on lower level. Bar, wood stove, family room, half bath, laundry room on lower level.
$599,999 or best offer. Willing to sell contract for deed with $100,000 down payment. Serious inquiries only.
For sale by owner
Price cut: $25K (9/3)
$599,999
56347 400th Ave, Zumbro Falls, MN 55991
2beds
1,404sqft
SingleFamily
Built in 1973
1 Acres Lot
$-- Zestimate®
$427/sqft
$-- HOA
What's special
Lake front houseLower level patioNewly stainedWalkout basement
What the owner loves about this home
Beautiful and peaceful neighborhood. Excellent fishing. Abundance of wildlife.
- 120 days
- 636
- 7
Listed by:
Property Owner (507) 649-2941
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Radiant, Stove, Electric, Other, Wood / Pellet
Cooling
- Central, Other
Appliances
- Included: Dryer, Range / Oven, Refrigerator, Washer
Features
- Flooring: Carpet, Laminate, Linoleum / Vinyl
- Basement: Partially finished
Interior area
- Total interior livable area: 1,404 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Detached, Off-street
Features
- Exterior features: Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 1 Acres
Details
- Parcel number: 170037000
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1973
Community & HOA
Location
- Region: Zumbro Falls
Financial & listing details
- Price per square foot: $427/sqft
- Tax assessed value: $578,900
- Annual tax amount: $3,908
- Date on market: 5/13/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,981/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Price change | $599,999-4%$427/sqft |
Source: Owner Report a problem | ||
| 8/7/2026 | Price change | $625,000-3.8%$445/sqft |
Source: Owner Report a problem | ||
| 6/16/2026 | Price change | $650,000-3.7%$463/sqft |
Source: Owner Report a problem | ||
| 6/8/2026 | Price change | $675,000-0.7%$481/sqft |
Source: Owner Report a problem | ||
| 5/24/2026 | Price change | $680,000-2.9%$484/sqft |
Source: Owner Report a problem | ||
| 5/13/2026 | Listed for sale | $700,000$499/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,908 +11.1% | $578,900 +12.3% |
| 2024 | $3,516 +3.4% | $515,700 +25.7% |
| 2023 | $3,402 -4.3% | $410,200 +4.4% |
| 2022 | $3,554 +14.4% | $393,100 |
| 2021 | $3,106 -1.3% | $393,100 +22.3% |
| 2020 | $3,148 -1.2% | $321,500 -0.2% |
| 2019 | $3,186 | $322,200 +2.1% |
| 2018 | $3,186 +42.9% | $315,500 +20.1% |
| 2017 | $2,229 +19.1% | $262,700 |
| 2016 | $1,871 | -- |
| 2015 | $1,871 -2.5% | -- |
| 2012 | $1,920 | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 55991
Similar homes
- $639,9003 bd3 ba1.7k sqft39568 569th St, Zumbro Falls, MN 55991For Sale
MLS ID #7067205, Robin Gwaltney, Re/Max Results. NorthstarMLS as distributed by MLS GRID - $374,9002 bd1 ba1.5k sqft11352 Cedar Beach Dr NW, Oronoco, MN 55960For Sale
MLS ID #7133373, Travis Brevig, Re/Max Results. NorthstarMLS as distributed by MLS GRID - $449,0003 bd2 ba2k sqft524 10th Ave SE, Byron, MN 55920For Sale
MLS ID #7132536, Robin Gwaltney, Re/Max Results. NorthstarMLS as distributed by MLS GRID - $339,9002 bd2 ba990 sqft10 9th Ave NW, Oronoco, MN 55960For Sale
MLS ID #7121418, Dalton Travis, Edina Realty, Inc.. NorthstarMLS as distributed by MLS GRID - $369,9004 bd2 ba1.6k sqft330 1st Ave NE, Oronoco, MN 55960For SaleMLS ID #7125295, Dustin Kanz, Re/Max Results. NorthstarMLS as distributed by MLS GRID
- $325,0004 bd2 ba1.8k sqft4020 Baffin Ln NE, Rochester, MN 55906For SaleMLS ID #7140262, Zach Thaler, Coldwell Banker Realty. NorthstarMLS as distributed by MLS GRID
- $710,0003 bd2 ba2k sqft2009 Oscar Dr NE, Rochester, MN 55906For SaleMLS ID #7104226, Albert G Hepp, BuySelf, Inc. NorthstarMLS as distributed by MLS GRID
- $455,0003 bd2 ba2k sqft2287 Timberidge Ln SE, Rochester, MN 55904For SaleMLS ID #7126078, Sylvia Rogers, Edina Realty, Inc.. NorthstarMLS as distributed by MLS GRID
- $425,0004 bd2 ba1.9k sqft28 Leprechaun Ln, Mantorville, MN 55955For SaleMLS ID #7138744, Jennifer Fielding, eXp Realty. NorthstarMLS as distributed by MLS GRID
- $385,0003 bd2 ba1.1k sqft2712 25th Ave SE, Rochester, MN 55904For SaleMLS ID #7073141, Georges Montillet, Dwell Realty Group LLC. NorthstarMLS as distributed by MLS GRID
- $624,9003 bd2 ba1.4k sqft3503 Stonehedge Dr NE, Rochester, MN 55906New ConstructionMLS ID #7127465, Ryan Queensland, Land Resource Mgmt & Rlty Inc.. NorthstarMLS as distributed by MLS GRID
- $415,0003 bd2 ba1.6k sqft15771 Sherwood Trl, Zumbrota, MN 55992For SaleMLS ID #7086655, Molly Schneider, Coldwell Banker Nybo & Assoc. NorthstarMLS as distributed by MLS GRID
- $349,9002 bd2 ba1.2k sqft634 8th St SW, Pine Island, MN 55963For SaleMLS ID #7099665, Donna Sylvester, RE/MAX Advantage Plus. NorthstarMLS as distributed by MLS GRID
- $549,9992 bd2 ba1.7k sqft3876 Berkshire Rd SW, Rochester, MN 55902For SaleMLS ID #7136965, Donna Johanns, Edina Realty, Inc.. NorthstarMLS as distributed by MLS GRID
- $850,0002 bd3 ba1.3k sqft5907 County Road 105 NW, Byron, MN 55920For SaleMLS ID #7126024, Michelle Kalina, Lakes Sotheby's International Realty. NorthstarMLS as distributed by MLS GRID
- $375,0003 bd2 ba1.3k sqft900 8th Ave SW, Pine Island, MN 55963For SaleMLS ID #7039710, Donald Albert Riley, Homes Plus Realty. NorthstarMLS as distributed by MLS GRID
- $329,9003 bd2 ba1.5k sqft374 Cherry St W, Mazeppa, MN 55956For SaleMLS ID #7107295, Kyle Knaup, Integrity Realty. NorthstarMLS as distributed by MLS GRID
- $329,9004 bd2 ba1.5k sqft2640 59th St NW, Rochester, MN 55901For SaleMLS ID #7093738, Yeimy L. Reintanz, Re/Max Results. NorthstarMLS as distributed by MLS GRID
- $369,9004 bd2 ba1.8k sqft5852 Excalibur Ct NW, Rochester, MN 55901For SaleMLS ID #7136870, Gregory Wildfeuer, Keller Williams Premier Realty. NorthstarMLS as distributed by MLS GRID
- $324,9003 bd2 ba1.7k sqft2204 11th Ave NW, Rochester, MN 55901For SaleMLS ID #7094151, David Kinneberg, Re/Max Results. NorthstarMLS as distributed by MLS GRID
