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  • $998,000

    617 S Cove Rd, Mill Spring, NC 28756

    3beds
    2,588sqft
    : 
    $5,992/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    2.68 Acres Lot
    $965,500 Zestimate®
    $386/sqft
    $108/mo HOA

    What's special

    Private gated communityWork shopDramatic cathedral ceilingsOpen floor planBeautiful wood beamsWell-appointed primary suiteAbundant cabinetry
    Welcome home to your Waterfront 3-bedroom, 3 bath retreat on Lake Adger. This lovely home is nestled on 2.68 acres in the peaceful Southcove section of Lake Adger. Designed for both everyday living and entertaining, this wonderful home features an open floor plan highlighted by dramatic cathedral ceilings, beautiful wood beams and a stunning stone fireplace in the great room. The kitchen and dining area offers a large island, abundant cabinetry, pantry, and plenty of room for gathering with family and friends. The main level includes a well-appointed primary suite and office, as well as a second bedroom and bath, providing comfort and convenience for owners and guests alike. The lower level features a generously sized bedroom, full bath, and a large recreation room complete with a wet bar—perfect for a game room, or family room. It also includes a hidden room behind a bookcase plus, a work shop that could easily be used as UTV storage, and an unfinished area for additional storage or future expansion. Note...there is RV hookup on the side of the house and a separate electrical panel for the workshop! Lake Adger is a private, gated community centered around a pristine 438-acre lake with 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty. This is mountain-lake living at its finest.
    18 days
    |
    772
    |
    62
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ellen Glass EllenGlassRealtor@gmail.com,

    Tryon Foothills Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4398379MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bedroom
      • Features: Split BR Plan
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Lower
      Bathroom full
      • Features: Walk-In Closet(s)
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Lower
      Dining room
      • Level: Main
      Great room
      • Features: Cathedral Ceiling(s), Open Floorplan
      • Level: Main
      Kitchen
      • Features: Kitchen Island, Walk-In Pantry
      • Level: Main
      Laundry
      • Features: Walk-In Pantry
      • Level: Main
      Other
      • Level: Main
      Recreation room
      • Features: Wet Bar
      • Level: Lower
      Heating
      • Electric
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Exhaust Hood, Microwave, Refrigerator, Washer, Washer/Dryer
      • Laundry: Inside, Laundry Room, Main Level
      Features
      • Basement: Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
      • Fireplace features: Great Room
      Interior area
      • Total structure area: 1,754
      • Total interior livable area: 2,588 sqft
      • Finished area above ground: 1,754
      • Finished area below ground: 834

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Golf Cart Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Two or More Access Exits
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Porch, Rear Porch, Screened
      • Has view: Yes
      • View description: Long Range, Mountain(s), Winter
      • Waterfront features: Boat Ramp – Community, Boat Slip – Community, Dock, Waterfront
      • Body of water: Lake Adger
      Lot
      • Size: 2.68 Acres
      • Features: Wooded, Views
      Details
      • Parcel number: P55233
      • Zoning: R1
      • Special conditions: Standard
      • Horse amenities: Riding Trail

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Shared Well
      • Utilities for property: Underground Power Lines, Underground Utilities

      Community & HOA

      Community
      • Features: Lake Access, Picnic Area, Walking Trails
      • Subdivision: Lake Adger
      HOA
      • Has HOA: Yes
      • HOA fee: $1,300 annually
      • HOA name: Tessier Associates
      Location
      • Region: Mill Spring

      Financial & listing details

      • Price per square foot: $386/sqft
      • Tax assessed value: $716,505
      • Annual tax amount: $3,692
      • Date on market: 7/12/2026
      • Cumulative days on market: 18 days
      • Road surface type: Gravel, Paved

        Estimated market value

        $965,500

        $917,000 - $1.01M

        $3,196/mo

        Price history

        DateEventPrice
        7/12/2026Listed for sale$998,000+1074.1%$386/sqft
        Source: Canopy MLS as distributed by MLS GRID #4398379 Report a problem
        5/9/2019Sold$85,000+13.3%$33/sqft
        Source: Public Record Report a problem
        8/9/2013Sold$75,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,692 +12.8%$716,505 +41.6%
        2024$3,273 $506,100
        2023$3,273 +8.4%$506,100
        2022$3,019 +468.9%$506,100 +462.3%
        2021$531 -15.9%$90,000 -10%
        2020$631 $100,000
        2019$631 +8.3%$100,000
        2018$583 -2.2%$100,000 -31.6%
        2017$596 -30.2%$146,250
        2016$854 +4.4%$146,250
        2015$818 --
        2014$818 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28756

        Getting around

        0 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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