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For sale by owner
  • Price cut: $100 (10/6)
    $384,900

    655 Chestnut St, Valparaiso, IN 46385

    2beds
    2,063sqft
    : 
    $2,594/mo
    Get pre-qualified
    SingleFamily
    Built in 1920
    7,405 Square Feet Lot
    $-- Zestimate®
    $187/sqft
    $-- HOA

    What's special

    Spacious fenced in backyard
    Located in the highly desired area of Downtown Valparaiso, just a short stroll to the restaurants and shops along vibrant Lincolnway Street. This home is a true 1920s gem that has been thoughtfully renovated with care to bring out every bit of its original character and charm, then elevated with gorgeous new features and modern updates throughout that blend vintage elegance with today’s comforts. **Premium upgrades include: -Brand-new kitchen with stainless steel appliances (refrigerator, stove, microwave, dishwasher). -Restored original hardwood floors throughout. -Newly constructed first-floor powder room that was not part of the original home layout. -Fully remodeled custom bathroom on the second floor. -Partially finished lower level with new carpet, backed by a 10-year transferable Waterproofing Warranty from K&A Waterproofing. **Can be used as an additional 3rd bedroom space with full bathroom attached. -Shop in the lower level that can be accessed from the backyard as well. -Deck in the back with a spacious fenced in backyard. -2024 New high-efficiency American Standard two-stage heating furnace and HVAC system. -2024 New 75-Gallon Hot Water Heater. -2026 New Electrical Panel.
    What the owner loves about this home
    • Walking distance from Lincolnway Street & Downtown Valparaiso • 1 Block from Jessee-Pifer Park • Elementary K-5: Memorial Elementary School (walking distance) • Middle 6-8: Benjamin Franklin Middle School (walking distance) • High 9-12: Valparaiso High School (1.5 miles)
    17 days
    1,382
    79
    Listed by:

    Property Owner (224) 578-3884

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Hardwood
      • Basement: Finished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 2,063 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Detached, On-street
      Lot
      • Size: 7,405 Square Feet
      Details
      • Parcel number: 640923427003000004

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1920

      Community & HOA

      Location
      • Region: Valparaiso

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $263,900
      • Annual tax amount: $2,744
      • Date on market: 9/26/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,395/mo

        Price history

        DateEventPrice
        10/6/2026Price change$384,9000%$187/sqft
        Source: Owner Report a problem
        9/26/2026Listed for sale$385,000+24.2%$187/sqft
        Source: Owner Report a problem
        5/17/2024Sold$309,900$150/sqft
        Source: NIRA as distributed by MLS GRID #802078 Report a problem
        4/22/2024Contingent$309,900$150/sqft
        Source: NIRA as distributed by MLS GRID #802078 Report a problem
        4/12/2024Listed for sale$309,900+93.8%$150/sqft
        Source: NIRA as distributed by MLS GRID #802078 Report a problem
        9/27/2013Sold$159,900$78/sqft
        Source: NIRA as distributed by MLS GRID #334399 Report a problem
        8/9/2013Listed for sale$159,900+6.6%$78/sqft
        Source: Coldwell Banker Residential Brokerage - Highland #334399 Report a problem
        9/18/2009Sold$150,000$73/sqft
        Source: NIRA as distributed by MLS GRID #234968 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,744 +4.9%$263,900 +9%
        2024$2,615 +4.5%$242,200 +4.9%
        2023$2,501 +0.6%$230,900 +10.8%
        2022$2,485 -1.6%$208,300 +6.2%
        2021$2,525 +9.6%$196,100
        2020$2,304 +6.6%$196,100 +10.1%
        2019$2,162 +8.7%$178,100 +5.7%
        2018$1,989 $168,500 +4.2%
        2017$1,989 -4.1%$161,700 -6.1%
        2016$2,074 -1%$172,200 +8.6%
        2014$2,095 +45.8%$158,600 +11.5%
        2013$1,437 -1%$142,200 -2.1%
        2012$1,452 +2.7%$145,200 +2.7%
        2011$1,414 +7%$141,400 +1.4%
        2010$1,321 +4.3%$139,500 -7.7%
        2009$1,266 $151,100 +50.8%
        2006-- $100,200 +9.6%
        2005-- $91,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 46385

        Getting around

        70 / 100
        Very Walkable
        22 / 100
        Minimal Transit
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Valparaiso HS

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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