One of the most affordable homes in sought-after MiraBay! Built in 2021, this beautifully maintained coastal cottage offers resort-style living, low-maintenance ownership, and flexible seller financing—all within one of Apollo Beach's premier waterfront communities. Whether you're a retiree looking to downsize without sacrificing lifestyle, a family seeking a welcoming community and easy living, or an investor searching for strong long-term rental potential, this home checks all the boxes. Built in 2021 and offering modern construction, low-maintenance living, and exceptional value, this beautifully maintained 3-bedroom, 2-bath home with a 2-car garage is the perfect fit for anyone looking for an affordable waterfront community. Situated on a peaceful greenbelt lot, this 1,806-square-foot home features a thoughtfully designed floor plan, plantation shutters throughout, and comfortable living spaces ideal for both everyday living and entertaining. At just five years new, you'll enjoy the benefits of newer construction without the wait of building. One of the standout advantages is the low-maintenance lifestyle. HOA services include landscape maintenance as well as interior and exterior water service, allowing you to spend less time on upkeep and more time enjoying everything MiraBay has to offer. Residents enjoy access to MiraBay's impressive resort-style amenities, including a clubhouse, fitness center, pools, tennis and pickleball courts, parks, walking trails, resident's only boat ramp and a vibrant calendar of community events. Conveniently located near shopping, dining, waterfront recreation, and major commuter routes, this home offers an exceptional blend of comfort, convenience, and community. Don't miss this rare opportunity to own in MiraBay at a price point seldom available in one of Apollo Beach's most sought-after neighborhoods. SPECIAL REMARKS: **Built in 2021**HOA includes water (interior/exterior) AND landscape maintenance**CDD assessment is included in annual tax bill amount shown**No flood insurance claim history or flood damage**Gated community**Resort-style amenities**Greenbelt view**SELLER FINANCING AVAILABLE for qualified buyers! Skip the bank and enjoy flexible financing options and a competitive interest rate.**LISTING AGENT IS OWNER
77 days
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316
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24
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Zillow last checked:
Listing updated:
Listed by:
Jennifer Adams916-934-9922,
DALTON WADE INC888-668-8283
Source: Stellar MLS,MLS#: TB8516384Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Rooms
Room types: Great Room, Utility Room
Primary bedroom
Features: Ceiling Fan(s), Walk-In Closet(s)
Level: First
Area: 221 Square Feet
Dimensions: 13x17
Bedroom 3
Features: Ceiling Fan(s), Storage Closet
Level: First
Area: 121 Square Feet
Dimensions: 11x11
Primary bathroom
Features: Built-In Shower Bench
Level: First
Bathroom 2
Features: Ceiling Fan(s), Storage Closet
Level: First
Area: 121 Square Feet
Dimensions: 11x11
Balcony porch lanai
Level: First
Area: 112.5 Square Feet
Dimensions: 15x7.5
Foyer
Level: First
Area: 46.75 Square Feet
Dimensions: 5.5x8.5
Great room
Features: Ceiling Fan(s)
Level: First
Area: 280 Square Feet
Dimensions: 14x20
Kitchen
Features: Kitchen Island
Level: First
Area: 126 Square Feet
Dimensions: 14x9
Laundry
Level: First
Area: 34.8 Square Feet
Dimensions: 6x5.8
Heating
Natural Gas
Cooling
Central Air
Appliances
Included: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Laundry: Laundry Room
Features
Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Open Floorplan, Walk-In Closet(s)
Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected
Community & HOA
Community
Features: Dock, Private Boat Ramp, Water Access, Waterfront, Clubhouse, Fitness Center, Gated Community - No Guard, Golf Carts OK, Park, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
Security: Gated Community, Smoke Detector(s)
Pet fee: $0 monthly
Subdivision: MIRABAY PARCELS 21 & 23
HOA
Has HOA: Yes
Amenities included: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
Services included: Community Pool, Water
HOA fee: $427 monthly
HOA name: Lesly Candelier @ First Svc Residential
Second HOA name: Mirabay
Location
Region: Apollo Beach
Financial & listing details
Price per square foot: $201/sqft
Tax assessed value: $355,574
Annual tax amount: $9,840
Date on market: 6/10/2026
Cumulative days on market: 60 days
Listing terms: Cash,Conventional,FHA,Lease Option,Lease Purchase,Owner May Carry,Private Financing Available,VA Loan