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For sale
    • Price cut: $100K (7/8)
    $2,495,000

    7678 Santa Margherita WAY, NAPLES, FL 34109

    4beds
    2,547sqft
    : 
    $14,967/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.26 Acres Lot
    $-- Zestimate®
    $980/sqft
    $433/mo HOA

    What's special

    Lakefront lotBright spa-inspired bathStunning stone deckGorgeous built-in buffetSun-drenched family roomRenovated pool and spaWide-plank white oak flooring
    Chic, sophisticated and impeccably renovated, this exceptional whole-home transformation is tucked away on a picturesque lakefront lot on a quiet cul-de-sac street in the heart of Monterey. Wide-plank white oak flooring flows throughout this open concept layout, adding warmth and timeless elegance to the home's transitional design. At the heart of the home is a stunning chef’s kitchen featuring a massive Taj Mahal Quartzite island, premium JennAir Noir Series stainless appliances, including an induction cooktop and hood, a warming drawer, exceptional lighting and a fabulous hidden walk-in pantry. The kitchen seamlessly opens to a sun-drenched family room highlighted by an inviting fireplace and a stylish shiplap accent wall. Designed for everyday living and entertaining, the dining room showcases a gorgeous built-in buffet with sparkling Cristallo countertop and integrated wine cooler and mini refrigerator. Every bath has been thoughtfully appointed with the finest materials and finishes. Fabulous outdoor living overlooking the lake with 12-foot ceilings on lanai, stunning stone deck, renovated pool and spa, and extended picture frame pool enclosure (2026). The luxurious owner's retreat features a bright, spa-inspired bath with walk-in shower, dual vanities with Taj Mahal quartzite counters, a soaking tub and a generous custom walk-in closet with built-ins. Beyond the extensive renovation, the home offers a newer roof (2021), HVAC system (2022), PGT impact windows and sliders (2024) and fabulous impact front doors (2024). Additional highlights include 12-foot ceilings, new 8-foot shaker interior doors, new baseboards and casings, air conditioned three-car garage, well irrigation, walkway around home and a paver circular driveway. Furnishings are negotiable. Monterey remains one of Naples sought-after guard-gated communities, known for its resort-style amenities and prime location just three miles from the beach. Residents enjoy easy access to Mercato and Waterside Shops, both just a short bike ride. Community amenities include three Har-Tru tennis courts, pickleball courts, a fully equipped fitness center, a full basketball court, heated lap pool, a shaded playground and a vibrant social calendar throughout the year. Top-rated public schools are nearby, along with several outstanding private school options.
    49 days
    |
    928
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dave Renner 239-784-5552,

    Premier Sotheby's Int'l Realty,

    Ann Renner 239-784-5555,

    Premier Sotheby's Int'l Realty

    Source: SWFLMLS,MLS#: 226021968MLS LogoOriginating MLS: Naples

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Guest Bath, Guest Room, Screened Lanai/Porch, 4 Bed
      Bedroom
      • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms
      Dining room
      • Features: Breakfast Bar, Dining - Family, Formal
      Kitchen
      • Features: Island, Walk-In Pantry
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Oven, Warming Tray, Washer
      • Laundry: Inside, Laundry Tub
      Features
      • Bar, Built-In Cabinets, Closet Cabinets, Fireplace, Foyer, French Doors, Laundry Tub, Pantry, Pull Down Stairs, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings, Family Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
      • Flooring: Tile, Wood
      • Doors: French Doors, Impact Resistant Doors
      • Windows: Window Coverings, Impact Resistant Windows
      • Has fireplace: Yes
      Interior area
      • Total structure area: 4,669
      • Total interior livable area: 2,547 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Circular Driveway, Driveway, Attached
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Screened Lanai/Porch
      • Has private pool: Yes
      • Pool features: Community, In Ground, Electric Heat, Pool Bath, Screen Enclosure
      • Has spa: Yes
      • Spa features: In Ground, Heated, Pool Bath, Screened
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake
      • Frontage type: Lakefront
      Lot
      • Size: 0.26 Acres
      • Features: Regular
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 80445302150

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Park, Pool, Fitness Center, Tennis Court(s), Gated
      • Security: Smoke Detector(s), Gated Community
      • Subdivision: MONTEREY
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Billiard Room, Clubhouse, Park, Pool, Fitness Center, Library, Pickleball, Play Area, Tennis Court(s), Underground Utility
      • HOA fee: $5,192 annually
      Location
      • Region: Naples

      Financial & listing details

      • Price per square foot: $980/sqft
      • Tax assessed value: $1,167,847
      • Annual tax amount: $9,955
      • Date on market: 6/4/2026
      • Lease term: Buyer Finance/Cash
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Price change$2,495,000-3.9%$980/sqft
        Source: SWFLMLS #226021968 Report a problem
        6/4/2026Listed for sale$2,595,000+1.8%$1,019/sqft
        Source: SWFLMLS #226021968 Report a problem
        6/4/2026Listing removed--
        Source: Owner Report a problem
        5/28/2026Listed for sale$2,549,000+54.5%$1,001/sqft
        Source: Owner Report a problem
        5/10/2022Listing removed--
        Source: SWFLMLS #222034531 Report a problem
        5/5/2022Listed for sale$1,650,000+142.6%$648/sqft
        Source: SWFLMLS #222034531 Report a problem
        7/1/2021Sold$680,000+32%$267/sqft
        Source: Public Record Report a problem
        6/21/2001Sold$515,000+35.5%$202/sqft
        Source: Public Record Report a problem
        9/28/1998Sold$380,000+327%$149/sqft
        Source: Public Record Report a problem
        10/13/1995Sold$89,000$35/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,956 +2.3%$1,059,020 +2.9%
        2024$9,734 +3.3%$1,029,174 +3%
        2023$9,421 -3.3%$999,198 +3%
        2022$9,739 +18.7%$970,095 +29.1%
        2021$8,201 +6%$751,167 +4.9%
        2020$7,738 +7.4%$715,952 +8.2%
        2019$7,203 -3.3%$661,408 -0.9%
        2018$7,451 -2.8%$667,532 +10%
        2017$7,664 +11.7%$606,847 -0.4%
        2016$6,859 -0.1%$609,152 +9.8%
        2015$6,862 +7.9%$554,662 +4.6%
        2014$6,358 +15.4%$530,210 +10%
        2013$5,511 +7.7%$482,009 +9.2%
        2012$5,115 -0.1%$441,517 -0.6%
        2011$5,120 +3.9%$444,375 +11.9%
        2010$4,927 +6.3%$397,236 -6%
        2009$4,634 $422,482 -10.5%
        2008$4,634 -4.6%$472,010 +3%
        2007$4,860 -3%$458,262 +6%
        2006$5,011 $432,149 +3%
        2005$5,011 +2.3%$419,562 +3%
        2004$4,898 -0.4%$407,342 +1.9%
        2003$4,918 +1.2%$399,747 +2.4%
        2002$4,859 -34.2%$390,378 +31.5%
        2001$7,380 +101.8%$296,969
        2000$3,657 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34109

        Getting around

        3 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: PELICAN MARSH
        • Middle: PINE RIDGE
        • High: BARRON COLLIER

        Source: SWFLMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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