7785 Swan Ln, Owings, MD 20736

Assumable FHA loan. 5.25% balance is $926,000 term 26 years. Welcome to an extraordinary five-acre Estate on Friday’s Creek, where privacy, accessibility, multigenerational living, and exceptional garage space come together in one remarkable property. Friday’s Creek offers a peaceful setting for kayaking, paddleboarding, fishing, and seasonal hunting, with direct access toward the Patuxent River. A private pier, wooded creek views, mature landscaping, extensive decking, screened outdoor spaces, and a fire pit near the water make this property ideal for entertaining or simply enjoying the natural surroundings. The custom contemporary main residence offers more than 6,000 total finished square feet. The home is ADA accessible and includes an elevator serving the attached garage, main level, and upper living level. Additional accessibility features include level entry, wide and open living spaces, main-level bedrooms, and ramp access to a fully accessible in-law apartment. Every bathroom throughout the home features heated floors. The upper level serves as the primary living area, features soaring vaulted ceilings, exposed beams, wood ceilings, skylights, hardwood floors, and abundant natural light. The spacious family room includes a propane fireplace and opens to the gourmet kitchen, which offers granite countertops, a large island, six-burner propane cooking, double wall ovens, a pot filler, under-counter microwave, generous cabinetry, and casual dining space. The primary suite includes a private screened porch overlooking Friday’s Creek and the wooded backyard. Additional bedrooms, a full bath, and a private office complete this level. The main level includes a fully ADA-accessible in-law apartment with its own private entrance, no-step access, full kitchen, living and dining areas, two bedrooms, bathroom, laundry, and a separate heating and cooling system. This private space is ideal for multigenerational living, extended guests, or a caregiver. The main level also offers an additional guest suite, a private living area, a full bath with heated flooring and a steam shower, a mudroom, and direct access to the attached garage. The finished lower level provides a recreation room, den, another laundry area, pellet stove, exterior access to a hot tub area, and two large additional storage spaces. Multiple supplemental heating features were added in 2021, including the propane fireplace, wood-burning stove, propane stove in the first-floor suite, and lower-level pellet stove. Car enthusiasts, collectors, and hobbyists will appreciate the attached three-car garage and detached three-car garage. The heated detached garage includes a vehicle lift that will convey to the new owner. It also features a second separate apartment with its own meter, offering flexible space for guests, extended family, a studio, or a home office. A newly added paddock and barn expand the property’s possibilities for buyers dreaming of a small hobby farm. The fenced area is well suited for chickens, goats, and other small livestock, while the barn provides convenient shelter, storage, and workspace. Major improvements include a 2023 architectural metal roof (100 year warranty conveys) on the main residence, and new Hardie board siding installed in 2023. The detached garage received a new roof, siding, and windows in 2023. The main-house kitchen windows have also been updated, with Andersen windows throughout the remaining areas. The seller reports the HVAC systems and hot water heater were replaced in 2019. Also new exterior paint, painted rear decks, entry doors, and garage doors, river rock landscaping, a freshly paved driveway, a newer wood fence, a 2023 barn, and a firewood shed near the driveway. With two separate apartments, heated bathroom floors throughout, six garage spaces, a conveying car lift, extensive accessibility features, and a private waterfront setting, this exceptional property offers a lot of space.