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For sale by owner
  • Price cut: $4K (7/28)
    $324,500

    788 Gainsboro Rd, Davis, IL 61019

    4beds
    2,244sqft
    : 
    $2,495/mo
    Get pre-qualified
    SingleFamily
    Built in 1997
    0.39 Acres Lot
    $-- Zestimate®
    $145/sqft
    $98/mo HOA

    What's special

    Updated landscapingPaver walkwayBuilt-in desk areaWell-appointed kitchenAbundant cabinetryBreakfast barTile flooring and backsplash
    Location! Location! Peace and serenity abound on this quiet private secluded property. Beautifully Updated 4-Bedroom Walkout Ranch! This move-in-ready home combines quality updates, timeless finishes, and exceptional indoor and outdoor living. Step inside to discover warm 5” plank hardwood flooring throughout most of the main level, a spacious great room filled with natural light, and a welcoming formal dining area perfect for family gatherings or entertaining guests. The well-appointed kitchen is both functional and inviting, featuring stainless steel appliances, abundant cabinetry, a breakfast bar, pantry closet, built-in desk area, tile flooring and backsplash, and direct access to the composite upper deck overlooking the peaceful wooded backyard. Private Amazing views out every window. located on quiet Gainsboro Rd. Sought after Dakota School District. The spacious main-floor primary suite offers a relaxing retreat with organized double closets, hardwood flooring, and a full bath. A second main-level bedroom also features hardwood flooring and generous closet space. The finished walkout lower level expands your living space with a cozy family room centered around a gas fireplace, two additional bedrooms with brand-new carpet, a full tiled bathroom, and convenient access to the beautiful private patio that leads to the fire pit area—perfect for hosting family and friends or simply relaxing after a day on the lake. This home has several updates giving buyers peace of mind for years to come. Recent improvements include: • New roof • New stainless steel kitchen appliances • New carpet in both lower-level bedrooms • Professionally finished epoxy garage floor • Beautiful full-flake epoxy finish on both the front stoop and spacious rear patio, creating an attractive, durable, and easy-to-maintain outdoor living space • Updated landscaping • updated light fixtures Outdoor living is just as impressive. Enjoy morning coffee on the composite deck, evenings on the patio and fire pit area. a paver walkway, concrete driveway, and a charming lofted storage/garden shed. The beautifully landscaped yard features established perennial gardens, mature spruce trees, and productive blueberry bushes, while the wooded setting provides privacy, shade, and plenty of open green space for recreation. As a resident of Lake Summerset, you’ll enjoy an unmatched lifestyle with access to a private 285-acre lake for boating, fishing, kayaking, and water sports, two private beaches, a swimming pool, marina, parks, playgrounds, spray park, dog park, campground, tennis and pickleball courts, bocce ball, disc golf, and year-round activities including sledding, ice fishing, and countless community clubs and events. If you’ve been searching for a home that has been lovingly maintained, tastefully updated, and is truly move-in ready, this exceptional Lake Summerset property offers the perfect combination of comfort, beauty, and lifestyle. Homes this well maintained and move-in ready in Lake Summerset are rare. Schedule your private showing today and experience everything this exceptional home—and this incredible community—have to offer.
    What the owner loves about this home
    Location! Peace and serenity await. Welcome home to this beautifully maintained and thoughtfully updated 4-bedroom, 2-bath walkout ranch, ideally situated on - beautiful wooded property . highly sought-after gated community of Lake Summerset. This move-in-ready home combines quality updates, timeless finishes, and exceptional indoor and outdoor living. If you’ve been searching for a home that has been lovingly maintained, tastefully updated, and is truly move-in ready, this exceptional Lake Summerset property offers the perfect combination of comfort, beauty, and lifestyle. Homes this well maintained and move-in ready in Lake Summerset are rare. Schedule your private showing today.
    17 days
    |
    1,710
    |
    57
    |
    Listed by:

    Property Owner (815) 276-6109

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Garbage disposal, Microwave, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Carpet, Hardwood, Linoleum / Vinyl
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,244 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      Features
      • Exterior features: Shingle, Vinyl, Brick
      Lot
      • Size: 0.39 Acres
      Details
      • Parcel number: 061012228028

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1997

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $98 monthly
      Location
      • Region: Davis

      Financial & listing details

      • Price per square foot: $145/sqft
      • Tax assessed value: $261,495
      • Annual tax amount: $6,163
      • Date on market: 7/14/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,937/mo

        Price history

        DateEventPrice
        7/28/2026Price change$324,500-1.2%$145/sqft
        Source: Owner Report a problem
        7/14/2026Listed for sale$328,500+34.9%$146/sqft
        Source: Owner Report a problem
        2/21/2023Sold$243,500-2.6%$109/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202207414 Report a problem
        1/12/2023Pending sale$249,900$111/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202207414 Report a problem
        11/16/2022Listed for sale$249,900+96%$111/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202207414 Report a problem
        10/6/2002Sold$127,500$57/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,163 +12.5%$87,165 +16.1%
        2023$5,480 +49.6%$75,084 +44.1%
        2022$3,663 +26.6%$52,091 +7.4%
        2021$2,893 -2.8%$48,497 +2.9%
        2020$2,975 -8.1%$47,144 +2%
        2019$3,236 +9.2%$46,220 +2.7%
        2018$2,963 -0.3%$45,008 +2.9%
        2017$2,971 +0.1%$43,724
        2016$2,966 -2%$43,724 +0.8%
        2015$3,026 +6.3%$43,398 -5.5%
        2013$2,847 $45,913 -18.2%
        2010-- $56,152
        2009-- $56,152
        2008-- $56,152
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 61019

        Getting around

        0 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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