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For sale
    • Price cut: $50K (7/9)
    $2,875,000

    8205 Surf Dr, Panama City Beach, FL 32408

    6beds
    2,856sqft
    : 
    $18,523/mo
    Get pre-qualified
    Single Family Residence
    Built in 2013
    6,098 Square Feet Lot
    $2,741,400 Zestimate®
    $1,007/sqft
    $-- HOA

    What's special

    Private saltwater poolOpen-concept floor planNice kitchen
    Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)
    537 days
    |
    415
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alexandra Gavrilash 850-867-5588,

    Counts Real Estate Group Inc,

    Ben I Golden 850-333-3583,

    Counts Real Estate Group Inc

    Source: CPAR,MLS#: 769495MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Recreation
      Primary bedroom
      • Level: First
      • Dimensions: 13.8 x 12
      Bedroom
      • Level: First
      • Dimensions: 11.4 x 11.1
      Bedroom
      • Level: Second
      • Dimensions: 11.6 x 11.5
      Bedroom
      • Level: Second
      • Dimensions: 11.5 x 11
      Primary bathroom
      • Level: First
      • Dimensions: 8.8 x 5
      Dining room
      • Level: First
      • Dimensions: 11.4 x 11
      Other
      • Level: First
      • Dimensions: 8.1 x 5
      Half bath
      • Level: First
      • Dimensions: 5.2 x 5
      Kitchen
      • Level: First
      • Dimensions: 11.4 x 11
      Laundry
      • Level: First
      • Dimensions: 5 x 4
      Recreation
      • Level: Second
      • Dimensions: 19.4 x 12.4
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 2,856
      • Total interior livable area: 2,856 sqft

      Property

      Features
      • Patio & porch: Deck, Covered, Patio
      • Exterior features: Covered Patio, Outdoor Shower
      • Has private pool: Yes
      • Pool features: In Ground, Private
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf, Shoreline - Sand
      • Frontage length: 40
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 40 x 150
      Details
      • Parcel number: 30437020000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Natural Gas Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Smoke Detector(s)
      • Subdivision: Bel Air
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $1,007/sqft
      • Tax assessed value: $1,867,568
      • Annual tax amount: $17,831
      • Date on market: 2/27/2025
      • Cumulative days on market: 537 days

        Estimated market value

        $2,741,400

        $2.60M - $2.88M

        $4,808/mo

        Price history

        DateEventPrice
        7/9/2026Price change$2,875,000-1.7%$1,007/sqft
        Source: CPAR #769495 Report a problem
        1/11/2026Price change$2,925,000-2.3%$1,024/sqft
        Source: CPAR #769495 Report a problem
        9/30/2025Price change$2,995,000-7.8%$1,049/sqft
        Source: CPAR #769495 Report a problem
        8/26/2025Price change$3,250,000-2.8%$1,138/sqft
        Source: CPAR #769495 Report a problem
        7/8/2025Price change$3,345,000-1.5%$1,171/sqft
        Source: CPAR #769495 Report a problem
        2/27/2025Listed for sale$3,395,000+335.8%$1,189/sqft
        Source: CPAR #769495 Report a problem
        4/23/2015Sold$779,000+26568.9%$273/sqft
        Source: Public Record Report a problem
        11/26/2014Sold$2,921$1/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$17,831 -1.5%$1,128,216 +10%
        2023$18,110 +52.6%$1,025,651 +10%
        2022$11,864 $932,410
        2021-- --
        2020$9,842 +9.3%$770,586 +10%
        2019$9,008 $700,533 +10%
        2018$9,008 +12.4%$636,848 +9.2%
        2017$8,011 +8.4%$583,201 +6.8%
        2016$7,390 +4.6%$546,153 +2.6%
        2015$7,065 $532,319 +9.6%
        2014$7,065 $485,562
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        40 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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