Affordable luxury meets everyday vacation living at Island Reserve--without the constant rotation of tourists as neighbors. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel.
Residents enjoy a vibrant Social Club with community events, a spectacular one-acre lagoon-style pool with two waterfalls, indoor basketball court/pickleball space, state-of-the-art fitness center, game room, and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. With no short-term rentals allowed, you can enjoy a quiet residential setting year-round. The complex is also approved for FHA and VA financing.
Located on the first floor, this beautifully designed condo offers covered parking, easy access to amenities, and no waiting on elevators. Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The kitchen features newer stainless steel appliances, a large granite island, and beautiful cabinetry. The layout flows seamlessly to a spacious private patio, perfect for relaxing outdoors.
The generous bedroom opens to a well-appointed bathroom with a walk-in closet, double vanities, and glass shower. A bonus room provides flexibility for an office, bunk room, den, or guest space. A newer washer and dryer are also included for added convenience.
The seller is offering a $2,000 concession at closing with an acceptable offer, which may be used toward new flooring or closing costs at the buyer's discretion.
Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve condo delivers comfort, convenience, and resort-style living every day at an easy to afford price. Schedule your private tour today.
For sale
$212,900
8700 Front Beach Rd Unit 1105, Panama City Beach, FL 32407
1beds
1,071sqft
Condominium
Built in 2008
-- sqft lot
$202,900 Zestimate®
$199/sqft
$-- HOA
What's special
Large granite islandGenerous bedroomWell-appointed bathroomBeautiful cabinetryAbundant natural lightCovered parkingOpen airy living space
- 26 days |
- 333 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Amanda Cialoni 850-235-4444,
Seashore Realty LLC
Source: CPAR,MLS#: 791072
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Dining Room, Kitchen, Living Room, Bonus Room
Other
- Description: Can be a den or office
- Level: First
- Dimensions: 10 x 9
Dining room
- Level: First
- Dimensions: 16 x 9
Kitchen
- Level: First
- Dimensions: 16 x 10
Living room
- Level: First
- Dimensions: 15 x 12
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven
Features
- Double Vanity, Walk-In Closet(s)
Interior area
- Total structure area: 1,071
- Total interior livable area: 1,071 sqft
Property
Features
- Patio & porch: Covered, Patio
- Pool features: Gunite, In Ground, Community
Details
- Parcel number: 40001100005
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, High Speed Internet Available
Community & HOA
Community
- Features: Clubhouse, Elevator, Fitness Center, Game Room, Park, Pool, Community Pool, Gated
- Security: Gated Community
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Game Room, Gated, Picnic Area
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $200,175
- Annual tax amount: $2,464
- Date on market: 6/9/2026
- Cumulative days on market: 27 days
Estimated market value
$202,900
$193,000 - $213,000
$1,809/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Listed for sale | $212,900+20.4%$199/sqft |
Source: | ||
| 10/2/2020 | Sold | $176,900$165/sqft |
Source: Public Record Report a problem | ||
| 7/27/2020 | Sold | $176,900$165/sqft |
Source: | ||
| 7/15/2020 | Listed for sale | $176,900+11.3%$165/sqft |
Source: Scott Ingraham Real Estate Group #699675 Report a problem | ||
| 6/20/2018 | Listing removed | $158,900$148/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 6/19/2018 | Price change | $158,900+6%$148/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 3/12/2017 | Price change | $149,900+3.5%$140/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 7/25/2016 | Price change | $144,900+3.6%$135/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 2/20/2015 | Price change | $139,900+7.7%$131/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 1/1/2015 | Price change | $129,900+0.7%$121/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 12/14/2013 | Price change | $129,000-13.4%$120/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 12/13/2013 | Listed for sale | $149,000-9.6%$139/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem | ||
| 1/5/2013 | Listing removed | $164,900$154/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #398178 Report a problem | ||
| 1/9/2011 | Listed for sale | $164,900+32%$154/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #398178 Report a problem | ||
| 7/8/2010 | Listing removed | $124,900$117/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem | ||
| 11/25/2009 | Price change | $124,900-10.8%$117/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem | ||
| 6/13/2009 | Listed for sale | $140,000$131/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,485 +3.5% | $197,987 +10% |
| 2023 | $2,401 +22% | $179,988 +10% |
| 2022 | $1,968 | $163,625 |
| 2021 | -- | -- |
| 2020 | $1,650 +10.3% | $124,398 +10% |
| 2019 | $1,496 | $113,089 +10% |
| 2018 | $1,496 +2.3% | $102,808 +10% |
| 2017 | $1,462 +11.8% | $93,462 +10% |
| 2016 | $1,308 +5.8% | $84,965 +10% |
| 2015 | $1,236 | $77,241 +10% |
| 2014 | $1,236 | $70,219 +10% |
| 2013 | -- | $63,835 -2.5% |
| 2012 | -- | $65,450 |
| 2011 | -- | $65,450 |
| 2010 | -- | $65,450 -55.4% |
| 2009 | -- | $146,727 +965.2% |
| 2008 | -- | $13,775 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City Beach
- 32407
- 8700 Front Beach Rd Unit 1105
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