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For sale
  • Price cut: $14.5K (8/13)
    $185,000

    8700 Front Beach Rd Unit 1105, Panama City Beach, FL 32407

    1beds
    1,071sqft
    : 
    $1,734/mo
    Get pre-qualified
    Condominium
    Built in 2008
    -- sqft lot
    $175,800 Zestimate®
    $173/sqft
    $483/mo HOA

    What's special

    Generous private patioGated securitySpacious bedroomBeautiful cabinetryGranite countertopsAbundant natural lightCovered parking
    Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve--one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities--it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You're just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio--the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you're looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day--without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today!
    72 days
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    709
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    33
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    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Cialoni 850-235-4444,

    Seashore Realty LLC

    Source: CPAR,MLS#: 791072MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Dining Room, Kitchen, Living Room, Bonus Room
      Other
      • Description: Can be a den or office
      • Level: First
      • Dimensions: 10 x 9
      Dining room
      • Level: First
      • Dimensions: 16 x 9
      Kitchen
      • Level: First
      • Dimensions: 16 x 10
      Living room
      • Level: First
      • Dimensions: 15 x 12
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven
      Features
      • Double Vanity, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,071
      • Total interior livable area: 1,071 sqft

      Property

      Features
      • Patio & porch: Covered, Patio
      • Pool features: Gunite, In Ground, Community
      Details
      • Parcel number: 40001100005

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Low Rise
      • Property subtype: Condominium
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, High Speed Internet Available

      Community & HOA

      Community
      • Features: Clubhouse, Elevator, Fitness Center, Game Room, Park, Pool, Community Pool, Gated
      • Security: Gated Community
      • Subdivision: Island Reserve
      HOA
      • Has HOA: Yes
      • Amenities included: Game Room, Gated, Picnic Area
      • Services included: Clubhouse, Cable TV, Fitness Facility, Insurance, Internet, Maintenance Grounds, Pool(s), Recreation Facilities, Trash, Water
      • HOA fee: $1,448 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $200,175
      • Annual tax amount: $2,464
      • Date on market: 6/9/2026
      • Cumulative days on market: 73 days

        Estimated market value

        $175,800

        $167,000 - $185,000

        $1,765/mo

        Price history

        DateEventPrice
        8/13/2026Price change$185,000-7.3%$173/sqft
        Source: CPAR #791072 Report a problem
        7/9/2026Price change$199,500-6.3%$186/sqft
        Source: CPAR #791072 Report a problem
        6/9/2026Listed for sale$212,900+20.4%$199/sqft
        Source: CPAR #791072 Report a problem
        10/2/2020Sold$176,900$165/sqft
        Source: Public Record Report a problem
        7/27/2020Sold$176,900$165/sqft
        Source: CPAR #699675 Report a problem
        7/15/2020Listed for sale$176,900+11.3%$165/sqft
        Source: Scott Ingraham Real Estate Group #699675 Report a problem
        6/20/2018Listing removed$158,900$148/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        6/19/2018Price change$158,900+6%$148/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        3/12/2017Price change$149,900+3.5%$140/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        7/25/2016Price change$144,900+3.6%$135/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        2/20/2015Price change$139,900+7.7%$131/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        1/1/2015Price change$129,900+0.7%$121/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        12/14/2013Price change$129,000-13.4%$120/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        12/13/2013Listed for sale$149,000-9.6%$139/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #615395 Report a problem
        1/5/2013Listing removed$164,900$154/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #398178 Report a problem
        1/9/2011Listed for sale$164,900+32%$154/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #398178 Report a problem
        7/8/2010Listing removed$124,900$117/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem
        11/25/2009Price change$124,900-10.8%$117/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem
        6/13/2009Listed for sale$140,000$131/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #395599 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,485 +3.5%$197,987 +10%
        2023$2,401 +22%$179,988 +10%
        2022$1,968 $163,625
        2021-- --
        2020$1,650 +10.3%$124,398 +10%
        2019$1,496 $113,089 +10%
        2018$1,496 +2.3%$102,808 +10%
        2017$1,462 +11.8%$93,462 +10%
        2016$1,308 +5.8%$84,965 +10%
        2015$1,236 $77,241 +10%
        2014$1,236 $70,219 +10%
        2013-- $63,835 -2.5%
        2012-- $65,450
        2011-- $65,450
        2010-- $65,450 -55.4%
        2009-- $146,727 +965.2%
        2008-- $13,775
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        14 / 100
        Car-Dependent
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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