Luxury waterfront living at its finest in the gated community of The Coves at Smith Mountain Lake! Beautifully landscaped w/ lovely lake views. This former model/showcase home has an amazing detached guest suite, deep water, and is in a protected cove. This 5 bedroom, 4.5 bath pristine home is loaded w/ upgrades & open-concept design features vaulted ceilings, a dramatic stone fireplace, gorgeous windows w/ spectacular views, custom cabinetry & granite countertops throughout. The waterfront primary suite is a private retreat w/ stunning views & a luxury tile shower. Upstairs, 2 large vaulted bedrooms share a full bath. The walkout lower level offers a family room, bedroom, full bath, office w/ gas fireplace. Enjoy over 1,000 sq ft of covered outdoor living space. 2 car garage. Amazing Dock WELCOME TO LAKEFRONT LUXURY AT ITS FINEST! This exclusive luxury home is located within the highly sought-after gated community of The Coves at Smith Mountain Lake and offers an extraordinary combination of luxury, craftsmanship, breathtaking lake views, and exceptional waterfront living. Formerly the community's model and showcase home, this pristine 5-bedroom, 4.5-bath residence is loaded with upgrades and perfectly positioned on a private cul-de-sac lot. From the moment you arrive, you'll appreciate the stunning curb appeal, gorgeous landscaping, incredible stonework, and designer finishes that make this home truly one of a kind.
The curb appeal is simply stunning with gorgeous landscaping, massive stone accents, beautiful rockwork, and a spectacular concrete driveway featuring designer river rock inlays. The welcoming front porch and breezeway connect to the detached garage and guest suite, while beautiful stained wood ceilings on the covered porches create the perfect lake-retreat feel.
Inside, you'll find exceptional details throughout, including stunning hardwood floors milled from trees harvested directly from the property, designer lighting, custom hardware, beautiful paint selections, custom cabinetry, and high-end finishes. The foyer opens to a showstopping kitchen featuring stacked glazed cabinetry to the ceiling, tile backsplash, two sinks, an island, custom built-in pantry storage, and abundant workspace. The kitchen flows seamlessly into the dining area with direct access to the expansive covered Trex deck overlooking the lake.
The dramatic great room is the heart of the home, showcasing soaring vaulted ceilings, gorgeous hardwood floors, a floor-to-ceiling stone fireplace, and breathtaking water views. The first-floor primary suite is pure perfection, offering hardwood floors, a tray ceiling, incredible lake views, direct porch access, a large walk-in closet, and a spa-inspired bath with dual sink vanities, a tile shower with multiple body jets, and a rain showerhead. The first floor also includes a spacious laundry room with custom cabinetry, sink, and beautiful tile flooring, along with a convenient half bath.
Upstairs, you'll find a loft area and two very oversized bedrooms featuring vaulted ceilings with beams and stunning lake views. These bedrooms share a spacious hall bath complete with custom cabinetry, tile flooring, a soaking tub, and a tile shower.
The fully finished walkout lower level offers an expansive family room with a built-in projector system, direct access to the lower covered porch, and incredible views. A private office featuring a beautiful stone fireplace could easily serve as a sixth bedroom, game room, or flex space. The fifth bedroom is generously sized with a huge walk-in closet, stunning lake views, and direct porch access. A full bath with custom cabinetry completes the lower level.
Adding even more flexibility is the detached two-car garage with a private efficiency apartment above. Featuring vaulted ceilings with exposed beams, beautiful lake views, a full ensuite bath, kitchenette with beverage refrigerator, sink, microwave, abundant cabinetry, and its own private entrance, this space is ideal for guests, in-laws, multigenerational living, or extended stays.
Outdoor living is simply unmatched with over 1,000 square feet of covered outdoor living space, a fully enclosed outdoor shower, slate walkways, and incredible waterfront amenities. The private dock features two covered slips, including a boat lift currently accommodating a tritoon and a separate slip with dual jet ski lifts. A powered boat storage room, floating dock, sunning area, and deep water complete this exceptional lakefront experience (even during the drought - the boat was easily taken out). Enjoy paddleboarding, kayaking, fishing, swimming, and floating in the protected cove while maintaining quick access to the main channel and being just minutes from Magnum Point Marina.
The huge walk-in storage area beneath the home provides abundant storage and offers the potential to be finished for additional living space. Residents of The Coves enjoy walking trails, scenic overlooks, a community dock, concerts, social events, and one of Smith Mountain Lake's most desirable gated lifestyles. This is a rare opportunity to own an extraordinary waterfront retreat that combines luxury, privacy, and unforgettable lake living. **Owner is a licensed Realtor in Virginia
For sale
$1,925,000
95 Watersong Cir, Union Hall, VA 24176
5beds
4,031sqft
Single Family Residence
Built in 2019
0.47 Acres Lot
$1,816,700 Zestimate®
$478/sqft
$152/mo HOA
What's special
Floating dockBeautifully landscapedGorgeous landscapingAmazing dockFamily roomDramatic stone fireplaceWalkout lower level
- 14 days |
- 936 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
COURTNEY DANIEL MOORE 804-334-9654,
REAL BROKER LLC - MCLEAN
Source: RVAR,MLS#: 928747
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Description: wood floor, views, ensuite with tile shower, WIC
- Level: E
Bedroom 2
- Description: cathedral ceilings, wood floors beautiful views
- Level: U
Bedroom 3
- Description: huge, views, cathedral ceiling and beam,
- Level: U
Bedroom 4
- Description: Access to bottom deck, near full bath, huge WIC
- Level: L
Bedroom 5
- Description: Above garage with beams, views, ensuite
- Level: O
Dining area
- Description: wood floors, chandelier, access to top deck
- Level: E
Family room
- Description: access to bottom deck, projector, large
- Level: L
Foyer
- Description: Wood Floors
- Level: E
Great room
- Description: Cathedral ceiling, wood floors, stone fireplace
- Level: E
Kitchen
- Description: Quartz counters, tile backsplash, ss app., island
- Level: E
Laundry
- Description: Cabinetry, granite counters, tile floors
- Level: E
Office
- Description: Stone fireplace, lovely windows
- Level: L
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dryer, Washer, Dishwasher, Microwave, Gas Range, Refrigerator
Features
- Storage, Theater Room, In-Law Floorplan
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: Full View, Sliding Doors
- Windows: Insulated Windows, Screens, Tilt-In
- Has basement: Yes
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas Log, Great Room, Masonry
Interior area
- Total structure area: 4,031
- Total interior livable area: 4,031 sqft
- Finished area above ground: 2,685
- Finished area below ground: 1,346
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Paved, Garage Door Opener
- Has carport: Yes
- Covered spaces: 2
Features
- Patio & porch: Deck, Front Porch, Rear Porch
- Has view: Yes
- View description: Sunset
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Cove, Main Channel, Riprap Shoreline
- Body of water: Smith Mtn Lake
Lot
- Size: 0.47 Acres
- Features: Cul-De-Sac, Sloped Down, Views
Details
- Parcel number: 052 10014 00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Stone
Condition
- Completed
- Year built: 2019
Utilities & green energy
- Electric: 0 Phase
- Utilities for property: Underground Utilities, Cable
Community & HOA
Community
- Features: Gated, Trail Access
- Subdivision: The Coves
HOA
- Has HOA: Yes
- HOA fee: $1,824 annually
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $478/sqft
- Tax assessed value: $807,300
- Annual tax amount: $3,794
- Date on market: 6/23/2026
- Road surface type: Paved
Estimated market value
$1,816,700
$1.73M - $1.91M
$3,775/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Listed for sale | $1,925,000+112.7%$478/sqft |
Source: | ||
| 12/18/2020 | Sold | $905,000-7.6%$225/sqft |
Source: Public Record Report a problem | ||
| 9/1/2020 | Price change | $979,900+3.2%$243/sqft |
Source: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE #868191 Report a problem | ||
| 3/28/2020 | Price change | $949,900+2.7%$236/sqft |
Source: Berkshire Hathaway Home Services Smith Mountain Lake Real Estate #868191 Report a problem | ||
| 2/4/2020 | Price change | $925,000+3.4%$229/sqft |
Source: Southern Heritage Homes Main Office Report a problem | ||
| 1/7/2020 | Listed for sale | $895,000$222/sqft |
Source: Southern Heritage Homes Main Office Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,471 | $807,300 |
| 2024 | $3,471 -9% | $807,300 +29.1% |
| 2023 | $3,814 | $625,200 |
| 2022 | $3,814 | $625,200 |
| 2021 | $3,814 +6.8% | $625,200 |
| 2020 | $3,570 +186.9% | $625,200 +206.5% |
| 2019 | $1,244 | $204,000 +36% |
| 2018 | $1,244 +36% | $150,000 -2% |
| 2017 | $915 +10.9% | $153,000 |
| 2016 | $825 | $153,000 |
| 2015 | $825 | $153,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 24176
Nearby schools
GreatSchools rating
- 7/10Glade Hill Elementary SchoolGrades: PK-5Distance: 4 mi
- 7/10Benjamin Franklin Middle SchoolGrades: 6-8Distance: 9.8 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Franklin County
- Union Hall
- 24176
- 95 Watersong Cir




