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For sale
  • Price cut: $20K (6/8)
    $550,000

    95134 Snapdragon Dr, Fernandina Beach, FL 32034

    3beds
    2,760sqft
    : 
    $3,643/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    0.25 Acres Lot
    $537,300 Zestimate®
    $199/sqft
    $15/mo HOA

    What's special

    Ample prep spaceLight-filled open-concept living spacesPeaceful water viewsWhole-house water softenerGourmet kitchenSpacious single-level livingPlantation shutters
    Located in the highly desirable Amelia Concourse community, this beautifully maintained Fernandina Beach home offers peaceful water views, spacious single-level living, and a flexible floor plan designed for modern lifestyles. With over 2,700 square feet all on one floor, the home blends comfort, functionality, and thoughtful upgrades throughout. Inside, you’ll find light-filled, open-concept living spaces enhanced by plantation shutters and durable luxury vinyl plank flooring throughout. The gourmet kitchen is the heart of the home, featuring an upgraded appliance package with double ovens, ample prep space, and a layout ideal for both everyday living and entertaining. A built-in sound system in the living room and patio creates a seamless indoor-outdoor experience. A standout feature is the versatile bonus room, complete with a Murphy bed, full bathroom, and private exterior entrance—perfect for a guest suite, in-law quarters, or multi-generational living. A dedicated office with French doors and Cat5 wiring provides a quiet, efficient workspace. Additional upgrades include 6-inch baseboards, 4-inch door casings, and well-appointed bathrooms with steel tubs, Nantucket white cabinetry, brushed nickel hardware, and cultured marble vanities. A whole-house water softener adds everyday convenience. Enjoy tranquil water views from the backyard, along with access to Amelia Concourse amenities including community pools, parks, playgrounds, and scenic walking trails. This home offers the ideal combination of space, upgrades, and location—just minutes from Amelia Island beaches and historic downtown Fernandina Beach. Bonus: Seller offers an assumable VA loan at a competitive 4.25% fixed interest rate.
    146 days
    |
    732
    |
    46
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Chancey 912-590-2215,

    ERA FERNANDINA BEACH REALTY,

    Maria Pinto 443-936-8274,

    ERA FERNANDINA BEACH REALTY

    Source: AINCAR,MLS#: 115338MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Other
      • Description: Flooring: Plank,Vinyl
      • Level: Main
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Other, See Remarks
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Other, Refrigerator, Water Softener Owned, See Remarks, Stove, Washer
      Features
      • Ceiling Fan(s), Other, Split Bedrooms, See Remarks, Shutters
      • Windows: Vinyl, Plantation Shutters
      Interior area
      • Total structure area: 2,760
      • Total interior livable area: 2,760 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Three Car Garage, Three or more Spaces, Garage Door Opener
      • Garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio
      • Exterior features: Sprinkler/Irrigation
      • Pool features: Community
      • Waterfront features: Pond
      Lot
      • Size: 0.25 Acres
      • Dimensions: 11064.24
      Details
      • Parcel number: 302N28015101020000
      • Zoning: RSF-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2018
      Details
      • Builder name: Dream Finders

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      Green energy
      • Energy efficient items: Insulation

      Community & HOA

      Community
      • Features: Pool
      • Security: Security System
      • Subdivision: Amelia Concourse
      HOA
      • Has HOA: Yes
      • HOA fee: $127 annually
      • Second HOA fee: $45 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $199/sqft
      • Tax assessed value: $432,357
      • Annual tax amount: $6,598
      • Date on market: 3/11/2026
      • Cumulative days on market: 146 days
      • Listing terms: Assumable,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $537,300

        $510,000 - $564,000

        $3,200/mo

        Price history

        DateEventPrice
        6/8/2026Price change$550,000-3.5%$199/sqft
        Source: realMLS #2134853 Report a problem
        4/8/2026Price change$570,000-0.9%$207/sqft
        Source: AINCAR #115338 Report a problem
        3/11/2026Listed for sale$575,000+68.1%$208/sqft
        Source: AINCAR #115338 Report a problem
        1/29/2018Sold$342,100$124/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,598 +1.6%$304,827 +3%
        2023$6,497 +6.9%$295,949 +3%
        2022$6,077 +2.2%$287,329 +3%
        2021$5,947 +0.1%$278,960 +1.4%
        2020$5,940 -0.8%$275,108
        2019$5,986 $275,108 +686%
        2018$5,986 +119.8%$35,000 +266.8%
        2017$2,723 $9,542
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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