Skip main navigation
Contingent
    • Price cut: $65K (6/19)
    $885,000

    979 Clift Cave Dr, Soddy Daisy, TN 37379

    3beds
    3,250sqft
    : 
    $5,110/mo
    Get pre-qualified
    Single Family Residence
    Built in 1972
    1.71 Acres Lot
    $828,600 Zestimate®
    $272/sqft
    $-- HOA

    What's special

    Perched above the serene waters of Soddy Lake, this exceptional waterfront retreat offers a rare combination of privacy, breathtaking views, and convenient access to Chattanooga--just 30 minutes away. Nestled on 1.7 acres with direct water frontage, this property delivers the ultimate lake lifestyle, complete with a private dock featuring two boat slips, a dedicated jet ski port, and an expansive attached sundeck with diving board--perfect for lounging, entertaining, and enjoying long days on the water. From the moment you arrive, the timeless brick exterior and elevated setting create a sense of quiet seclusion. Inside, expansive living spaces are designed to showcase the scenery, with walls of windows and multiple outdoor living areas capturing sweeping lake and mountain views. The main living areas feature soaring ceilings, warm wood details, and an open, inviting flow--ideal for both everyday living and entertaining. The spacious kitchen offers generous cabinetry, granite surfaces, and seamless connection to dining and gathering spaces, while multiple fireplaces throughout the home add warmth and character. With 3 bedrooms and 3 full baths, the layout provides comfort and functionality, complemented by a fully finished basement offering additional living and entertaining space. Step outside and experience what truly sets this property apart--expansive decks, covered porches, and stunning vantage points overlooking the water. The dock's oversized sundeck offers ample space for multiple lounge chairs, making it the perfect spot to relax, dine lakeside, or soak in the views between swims and boat rides. A private waterfront escape with unmatched access to the water and unforgettable views--this is lake living at its finest, just minutes from the heart of Chattanooga.
    106 days
    |
    1,122
    |
    58
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Asher Black 423-208-4943,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1532295

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Primary bedroom
      • Description: 2nd Master
      • Level: First
      Bedroom
      • Level: Basement
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: Basement
      Bonus room
      • Description: Special Room
      • Level: Basement
      Family room
      • Level: First
      Great room
      • Level: Basement
      Laundry
      • Level: Basement
      Other
      • Description: Mother-in-Law Living Area: Level:
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, In-Law Floorplan, Open Floorplan, Primary Downstairs, Wet Bar, Tub/shower Combo, Breakfast Room, Split Bedrooms
      • Windows: Insulated Windows, Storm Window(s)
      • Basement: Finished,Full
      • Number of fireplaces: 2
      • Fireplace features: Den, Family Room, Gas Log, Living Room
      Interior area
      • Total structure area: 3,250
      • Total interior livable area: 3,250 sqft
      • Finished area above ground: 3,250

      Property

      Parking
      • Total spaces: 1
      • Parking features: Basement, Driveway, Garage, Off Street
      • Attached garage spaces: 1
      Features
      • Patio & porch: Deck, Patio, Porch, Porch - Covered
      • Exterior features: Dock
      • Has view: Yes
      • View description: Other
      Lot
      • Size: 1.71 Acres
      • Dimensions: 172.46 x 337
      • Features: Lake on Lot, Waterfront
      Details
      • Parcel number: 049j A 003

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Permanent
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1972
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Water Connected

      Community & HOA

      Community
      • Subdivision: Poling's Soddy Lake
      HOA
      • Has HOA: No
      Location
      • Region: Soddy Daisy

      Financial & listing details

      • Price per square foot: $272/sqft
      • Tax assessed value: $653,200
      • Annual tax amount: $3,551
      • Date on market: 4/23/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $828,600

        $787,000 - $870,000

        $2,503/mo

        Price history

        DateEventPrice
        7/20/2026Contingent$885,000$272/sqft
        Source: Greater Chattanooga Realtors #1532295 Report a problem
        6/19/2026Price change$885,000-6.8%$272/sqft
        Source: Greater Chattanooga Realtors #1532295 Report a problem
        4/23/2026Listed for sale$950,000+259.8%$292/sqft
        Source: Greater Chattanooga Realtors #1532295 Report a problem
        6/4/2007Sold$264,000$81/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,280 +20.5%$163,300 +64%
        2024$3,551 +6.1%$99,575
        2023$3,348 $99,575
        2022$3,348 +50.3%$99,575
        2021$2,228 +9.2%$99,575 +34.9%
        2020$2,041 $73,800
        2019$2,041 $73,800
        2018$2,041 -33%$73,800
        2017$3,048 +12.5%$73,800
        2016$2,710 --
        2015$2,710 $65,600
        2014$2,710 +9.4%--
        2013$2,477 $65,600 -0.3%
        2012$2,477 $65,775
        2011$2,477 +9.1%$65,775
        2010$2,270 $65,775
        2009$2,270 $65,775 +13.9%
        2008-- $57,750
        2007-- $57,750
        2006-- $57,750
        2005-- $57,750 +12.6%
        2004-- $51,275
        2003-- $51,275
        2002-- $51,275
        2001-- $51,275 +33.4%
        2000-- $38,450
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 37379

        Getting around

        3 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Soddy Elementary
        • Middle: Soddy-Daisy Middle
        • High: Soddy-Daisy High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby neighborhoods

            Nearby zip codes

            Other Soddy-Daisy Topics

              Search
              Updates
              Favorites
              Plan
              Inbox