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For sale
  • Price cut: $24.9K (6/23)
    $425,000

    9902 S Thomas Dr Unit 234, Panama City Beach, FL 32408

    3beds
    1,681sqft
    : 
    $4,092/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $403,900 Zestimate®
    $253/sqft
    $1,333/mo HOA

    What's special

    Coastal-inspired finishesTwo hot tubsNew ac unitPremium furnishingsFive poolsPutting greenUpdated flooring
    FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing the elevator! Plus, you're just steps from the beach! Laketown Wharf is one of the most sought-after buildings in PCB. This turn-key condo combines coastal living and convenience. The unit has a strong track record of rental income. And a full-year expected to be $56,000, it presents an outstanding investment opportunity—or if rentals aren't the goal, this beautiful unit can also make the perfect second-home getaway. The resort features some of the largest floor plans in PCB with 9-foot ceilings, and an impressive list of amenities including: five pools, two hot tubs, a putting green, and a fitness center with Gulf views. As the sun sets, enjoy the nightly 8 p.m. light show that adds a touch of magic to your beachfront evenings. The complex also offers on-site dining, billiards & bowling alley, and much more! Your family or rental guests will love vacationing here and want to come back every year! Step inside to discover an open-concept layout designed for entertaining, featuring coastal-inspired finishes, updated flooring, lighting, and premium furnishings. The updated kitchen is equipped with stainless steel appliances, granite counters, and plenty of storage. The spacious primary suite offers balcony access and a spa-like en suite with a soaking tub and a walk-in shower with multiple jets. Every detail has been carefully curated, from the decor to the thoughtful updates. The condo also includes a NEW AC unit, washer/dryer, and parking just steps away with minimal elevator traffic. Experience the perfect blend of luxury, location, and income potential—this one truly has it all.
    289 days
    49
    5

    Zillow last checked:

    Listing updated:

    Listed by:

    Bri Gambrell 850-691-8588,

    Foundation Real Estate Agency LLC

    Source: CPAR,MLS#: 781640MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Living Room
      Bedroom
      • Description: *Buyer to verify
      • Level: First
      • Dimensions: 13 x 12
      Bedroom
      • Description: *Buyer to verify
      • Level: First
      • Dimensions: 13 x 12
      Living room
      • Description: *Buyer to verify
      • Level: First
      • Dimensions: 21 x 16
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker
      • Laundry: Stacked
      Features
      • Balcony, Double Vanity, Separate Shower, Tub Shower
      Interior area
      • Total structure area: 1,681
      • Total interior livable area: 1,681 sqft

      Property

      Parking
      • Parking features: Gated
      Features
      • Patio & porch: Balcony
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      Details
      • Parcel number: 40001000059
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Business Center, Clubhouse, Conference/Meeting Room, Elevator, Fitness Center, Pool, Shopping, Community Pool, Gated, Short Term Rental Allowed
      • Security: Building Security, Fire Sprinkler System, Secured Garage/Parking, Gated Community, 24 Hour Security, Key Card Entry, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
      • Subdivision: Laketown Wharf
      HOA
      • Has HOA: Yes
      • Amenities included: Gazebo, Barbecue, Spa/Hot Tub
      • Services included: Association Management, Cable TV, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Sewer, Security, Water
      • HOA fee: $3,999 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $399,925
      • Annual tax amount: $3,059
      • Date on market: 11/14/2025
      • Cumulative days on market: 240 days
      • Electric utility on property: Yes

        Estimated market value

        $403,900

        $384,000 - $424,000

        $3,552/mo

        Price history

        DateEventPrice
        6/23/2026Price change$425,000-5.5%$253/sqft
        Source: CPAR #781640 Report a problem
        3/8/2026Price change$449,900-1.1%$268/sqft
        Source: CPAR #781640 Report a problem
        1/13/2026Price change$455,000-0.9%$271/sqft
        Source: CPAR #781640 Report a problem
        11/14/2025Listed for sale$459,000+16.2%$273/sqft
        Source: CPAR #781640 Report a problem
        12/27/2024Sold$395,000-8.1%$235/sqft
        Source: CPAR #762283 Report a problem
        11/29/2024Pending sale$429,900$256/sqft
        Source: CPAR #762283 Report a problem
        11/12/2024Price change$429,900-2.3%$256/sqft
        Source: CPAR #762283 Report a problem
        9/5/2024Listed for sale$439,900-2%$262/sqft
        Source: CPAR #762283 Report a problem
        8/28/2024Listing removed--
        Source: CPAR #756005 Report a problem
        5/16/2024Price change$449,000-2.2%$267/sqft
        Source: CPAR #756005 Report a problem
        4/22/2024Listed for sale$459,000-4.2%$273/sqft
        Source: CPAR #756005 Report a problem
        4/19/2024Listing removed--
        Source: CPAR #753521 Report a problem
        4/14/2024Price change$479,000-2.2%$285/sqft
        Source: CPAR #753521 Report a problem
        4/6/2024Price change$489,900-3.8%$291/sqft
        Source: CPAR #753521 Report a problem
        3/1/2024Listed for sale$509,000+92.1%$303/sqft
        Source: CPAR #753521 Report a problem
        10/2/2018Sold$265,000$158/sqft
        Source: CPAR #676682 Report a problem
        9/25/2018Pending sale$265,000$158/sqft
        Source: Keller Williams Emerald Coast Realty #676682 Report a problem
        9/25/2018Listed for sale$265,000+3.7%$158/sqft
        Source: Keller Williams Emerald Coast Realty #676682 Report a problem
        10/17/2016Listing removed$255,426$152/sqft
        Source: Keller Williams - Destin #735221 Report a problem
        10/3/2016Listed for sale$255,426$152/sqft
        Source: Keller Williams - Destin #735221 Report a problem
        5/24/2016Listing removed$255,426$152/sqft
        Source: Keller Williams - Destin #735221 Report a problem
        11/13/2015Price change$255,426+4.1%$152/sqft
        Source: Keller Williams - Destin #735221 Report a problem
        7/23/2015Listed for sale$245,426$146/sqft
        Source: Keller Williams - Destin #634459 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,059 +2.2%$249,583 +3%
        2023$2,992 +17.8%$242,314 +3%
        2022$2,540 $235,256
        2021-- --
        2020$2,392 -12.8%$225,250
        2019$2,744 $225,250 +3.2%
        2018$2,744 +1.3%$218,238 +0.5%
        2017$2,709 +9.3%$217,175 +4.1%
        2016$2,479 +41.1%$208,675 +43.1%
        2015$1,757 $145,783 +10%
        2014$1,757 $132,530 +8%
        2013-- $122,713 -3.9%
        2012-- $127,756 -20%
        2011-- $159,695 -17.4%
        2010-- $193,315 -24.8%
        2009-- $257,193 -32.3%
        2008-- $379,906
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32408

        Getting around

        47 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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