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For sale by owner
  • Price cut: $10K (6/13)
    $649,900

    995 W 1st St, Owensboro, KY 42301

    4beds
    2,978sqft
    : 
    $4,636/mo
    Get pre-qualified
    SingleFamily
    Built in 1998
    -- sqft lot
    $-- Zestimate®
    $218/sqft
    $468/mo HOA

    What's special

    New downstairs ac unitFour bedroomRiver front propertyTwo story
    Offered for sale is our incredible two story, four bedroom 2 1/2 bath Sycamore Square River Villa property. This home was built as the River Villa model and has three bedrooms facing the river with 16 large river facing windows. All bathrooms and the kitchen were completely renovated and updated. A new downstairs AC unit was installed last summer. We have been the only owners of this incredible river front property. Relaxing and entertaining “on the river” is always a beautiful, fun experience, and within walking distance to all of Owensboro’s riverfront great entertainment and excellent restaurants! We have access to our Sycamore pool, that is located just out the front door. All yard maintenance is the responsibility of the association, thereby giving the owner more quality time to enjoy the property. Whether you are enjoying the property outside watching the river traffic, air shows and fireworks right over you, or the living room fireplace in the cooler months, this property has the ability to make great memories!! New roof, siding and trim installed in 2025. We are moving so the price has been reduced $30,000.
    What the owner loves about this home
    The location to everything going on in Owensboro, and the absolutely gorgeous setting. Each day has its own beauty. Our Sycamore Square community is full of wonderful neighbors who always look after each other. Our guests say they “feel like they have been to a resort!”
    112 days
    |
    574
    |
    20
    |
    Listed by:

    Property Owner (270) 925-4657

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Features
      • Flooring: Carpet, Hardwood
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,978 sqft

      Property

      Parking
      • Parking features: Garage - Attached
      Features
      • Exterior features: Other
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Details
      • Parcel number: 006040402000000

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Foundation: Slab
      • Roof: Shake / Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $468 monthly
      Location
      • Region: Owensboro

      Financial & listing details

      • Price per square foot: $218/sqft
      • Tax assessed value: $478,400
      • Annual tax amount: $4,804
      • Date on market: 4/11/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,068/mo

        Price history

        DateEventPrice
        6/13/2026Price change$649,900-1.5%$218/sqft
        Source: Owner Report a problem
        4/11/2026Listed for sale$659,900-1.4%$222/sqft
        Source: Owner Report a problem
        3/30/2026Listing removed$669,500$225/sqft
        Source: Greater Owensboro Realtor Association #94401 Report a problem
        3/23/2026Listed for sale$669,500$225/sqft
        Source: Greater Owensboro Realtor Association #94401 Report a problem
        3/18/2026Listing removed$669,500$225/sqft
        Source: Greater Owensboro Realtor Association #93107 Report a problem
        9/17/2025Listed for sale$669,500-1.5%$225/sqft
        Source: Greater Owensboro Realtor Association #93107 Report a problem
        8/20/2025Listing removed$679,900$228/sqft
        Source: Greater Owensboro Realtor Association #92494 Report a problem
        7/3/2025Listed for sale$679,900$228/sqft
        Source: Greater Owensboro Realtor Association #92494 Report a problem
        7/2/2025Listing removed$679,900$228/sqft
        Source: Greater Owensboro Realtor Association #91376 Report a problem
        1/10/2025Listed for sale$679,900$228/sqft
        Source: Greater Owensboro Realtor Association #91376 Report a problem
        10/2/2024Listing removed$679,900$228/sqft
        Source: Greater Owensboro Realtor Association #90085 Report a problem
        7/12/2024Listed for sale$679,900+161.5%$228/sqft
        Source: Greater Owensboro Realtor Association #90085 Report a problem
        4/1/1999Sold$260,000$87/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,804 $478,400
        2023-- $478,400 +6.5%
        2022-- $449,000
        2021-- $449,000
        2020$4,616 +1.2%$449,000 +72.7%
        2019$4,560 +82.5%$260,000
        2018$2,498 -24.7%$260,000
        2017$3,320 $260,000 +16.5%
        2016$3,320 $223,100 -14.2%
        2015-- $260,000
        2014$2,482 $260,000
        2010-- $260,000
        2009-- $260,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Northwest Side

        Getting around

        51 / 100
        Somewhat Walkable
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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