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For sale
    • $965,000

     RUSKIN, FL 33570

    4beds
    3,918sqft
    : 
    $6,638/mo
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    Single Family Residence
    Built in 2014
    0.28 Acres Lot
    $914,700 Zestimate®
    $246/sqft
    $81/mo HOA

    What's special

    Sleek electric fireplaceL-shaped covered lanaiCustom-cased windowsills throughoutPremium stone surfacesPrivate outdoor resortCenter organization islandHigh-end millwork
    Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.
    139 days
    |
    159
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    De'Erika Watson 813-331-5346,

    COMPASS FLORIDA LLC 813-365-9935

    Source: Stellar MLS,MLS#: TB8484931MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Features: Dual Closets
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Primary bathroom
      • Features: Tub with Separate Shower Stall
      • Level: First
      Bonus room
      • Features: Dual Closets
      • Level: Second
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Den
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Dinette
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 8x15
      Dining room
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Family room
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 15x17
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 14x9
      Living room
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Epoxy, Luxury Vinyl, Tile
      • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
      • Windows: Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: Electric, Living Room
      Interior area
      • Total structure area: 3,890
      • Total interior livable area: 3,918 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Waterfront features: River Access, Fishing Pier
      Lot
      • Size: 0.28 Acres
      • Dimensions: 85.03 x 144
      Details
      • Parcel number: U20321987K00001300032.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2014
      Details
      • Builder name: Lennar

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Available, Street Lights, Water Available

      Community & HOA

      Community
      • Features: Dock, Fishing, River
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: SPYGLASS AT RIVER BEND
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
      • HOA fee: $81 monthly
      • HOA name: SEE ATTACHED HOA ADDENDUM
      • Second HOA name: SEE ATTACHED HOA ADDENDUM
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $246/sqft
      • Annual tax amount: $5,056
      • Date on market: 3/20/2026
      • Cumulative days on market: 138 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $914,700

        $869,000 - $960,000

        $4,899/mo

        Price history

        DateEventPrice
        3/20/2026Listed for sale$965,000+191.5%$246/sqft
        Source: Stellar MLS #TB8484931 Report a problem
        12/8/2014Sold$331,100-2.3%$85/sqft
        Source: Public Record Report a problem
        7/2/2014Listing removed$338,990$87/sqft
        Source: Lennar Report a problem
        6/3/2014Price change$338,990+0.6%$87/sqft
        Source: Lennar Report a problem
        4/27/2014Price change$336,990+0.6%$86/sqft
        Source: LENNAR HOMES #T2625174 Report a problem
        4/19/2014Listed for sale$334,990$86/sqft
        Source: LENNAR HOMES #T2625174 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,056 +1.6%$376,702 +2.9%
        2024$4,978 +20.9%$366,086 +16.8%
        2023$4,119 +7.8%$313,498 +3%
        2022$3,821 +4.4%$304,367 +3%
        2021$3,660 +7.7%$295,502 +1.4%
        2020$3,397 -55.8%$291,422 +2.3%
        2019$7,684 $284,870 -0.3%
        2018$7,684 +3.6%$285,697 +1.1%
        2017$7,414 -0.7%$282,524 +5.9%
        2016$7,463 +0.4%$266,903 -7.1%
        2015$7,435 +81.5%$287,192 +511.4%
        2014$4,096 $46,972 +10%
        2013$4,096 +8.8%$42,702 +39.3%
        2012$3,764 +49.9%$30,653 -30%
        2011$2,511 +114.1%$43,790
        2010$1,173 -46.3%$43,790
        2009$2,183 -50.6%$43,790 -44.4%
        2008$4,419 +2%$78,823
        2007$4,331 +36.9%$78,823 +100%
        2006$3,163 $39,411

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33570

        Getting around

        1 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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