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For sale
    • $965,000

     Ruskin, FL 33570

    4beds
    3,918sqft
    : 
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    Single Family Residence
    Built in 2014
    0.28 Acres Lot
    $924,900 Zestimate®
    $246/sqft
    $81/mo HOA

    What's special

    Sleek electric fireplaceL-shaped covered lanaiCustom-cased windowsills throughoutPremium stone surfacesPrivate outdoor resortCenter organization islandHigh-end millwork
    Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.
    94 days
    |
    127
    |
    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    De'Erika Watson 813-331-5346,

    COMPASS FLORIDA LLC 813-365-9935

    Source: Stellar MLS,MLS#: TB8484931MLS LogoOriginating MLS: Suncoast Tampa

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Features: Dual Closets
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Bedroom 4
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Primary bathroom
      • Features: Tub with Separate Shower Stall
      • Level: First
      Bonus room
      • Features: Dual Closets
      • Level: Second
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Den
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Dinette
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 8x15
      Dining room
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Family room
      • Level: First
      • Area: 255 Square Feet
      • Dimensions: 15x17
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 14x9
      Living room
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Epoxy, Luxury Vinyl, Tile
      • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
      • Windows: Hurricane Shutters
      • Has fireplace: Yes
      • Fireplace features: Electric, Living Room
      Interior area
      • Total structure area: 3,890
      • Total interior livable area: 3,918 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Waterfront features: River Access, Fishing Pier
      Lot
      • Size: 0.28 Acres
      • Dimensions: 85.03 x 144
      Details
      • Parcel number: U20321987K00001300032.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2014
      Details
      • Builder name: Lennar

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Available, Street Lights, Water Available

      Community & HOA

      Community
      • Features: Dock, Fishing, River
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: SPYGLASS AT RIVER BEND
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
      • HOA fee: $81 monthly
      • HOA name: SEE ATTACHED HOA ADDENDUM
      • Second HOA name: SEE ATTACHED HOA ADDENDUM
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $246/sqft
      • Annual tax amount: $5,056
      • Date on market: 3/20/2026
      • Cumulative days on market: 92 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt
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        Estimated market value

        $924,900

        $879,000 - $971,000

        $4,615/mo

        Price history

        DateEventPrice
        3/20/2026Listed for sale$965,000+191.5%$246/sqft
        Source: Stellar MLS #TB8484931 Report a problem
        12/8/2014Sold$331,100-2.3%$85/sqft
        Source: Public Record Report a problem
        7/2/2014Listing removed$338,990$87/sqft
        Source: Lennar Report a problem
        6/3/2014Price change$338,990+0.6%$87/sqft
        Source: Lennar Report a problem
        4/27/2014Price change$336,990+0.6%$86/sqft
        Source: LENNAR HOMES #T2625174 Report a problem
        4/19/2014Listed for sale$334,990$86/sqft
        Source: LENNAR HOMES #T2625174 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,056 +1.6%$376,702 +2.9%
        2024$4,978 +20.9%$366,086 +16.8%
        2023$4,119 +7.8%$313,498 +3%
        2022$3,821 +4.4%$304,367 +3%
        2021$3,660 +7.7%$295,502 +1.4%
        2020$3,397 -55.8%$291,422 +2.3%
        2019$7,684 $284,870 -0.3%
        2018$7,684 +3.6%$285,697 +1.1%
        2017$7,414 -0.7%$282,524 +5.9%
        2016$7,463 +0.4%$266,903 -7.1%
        2015$7,435 +81.5%$287,192 +511.4%
        2014$4,096 $46,972 +10%
        2013$4,096 +8.8%$42,702 +39.3%
        2012$3,764 +49.9%$30,653 -30%
        2011$2,511 +114.1%$43,790
        2010$1,173 -46.3%$43,790
        2009$2,183 -50.6%$43,790 -44.4%
        2008$4,419 +2%$78,823
        2007$4,331 +36.9%$78,823 +100%
        2006$3,163 $39,411

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33570

          Getting around

          1 / 100
          Car-Dependent
          22 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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