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For sale
  • $525,000

    2432 CUMBERLAND CLIFF DRIVE, RUSKIN, FL 33570

    5beds
    3,283sqft
    : 
    $3,641/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    0.26 Acres Lot
    $511,100 Zestimate®
    $160/sqft
    $74/mo HOA

    What's special

    Granite countertopsHigh ceilingsFunctional layoutAbundant natural light throughoutStainless steel appliancesLuxurious primary suiteWalk-in closet
    Welcome to 2432 Cumberland Cliff Drive — a beautifully designed two-story home offering 5 bedrooms, 4 1/2 baths, and 3,283 square feet of spacious living with in-law suite on main level. Situated in a gated community on a generous 0.26-acre lot with no rear neighbors, this home perfectly blends comfort and modern convenience. Step inside to an functional layout featuring high ceilings and abundant natural light throughout. The kitchen boasts granite countertops, stainless steel appliances, and a large island perfect for entertaining. The adjoining family room overlooks the serene pond, creating a peaceful backdrop for everyday living. Upstairs, you’ll find a luxurious primary suite complete with a spa-like ensuite bath and walk-in closet. Additional bedrooms provide ample space for family or guests, along with multiple full bathrooms for added comfort and privacy. The home’s exterior features a 3-car garage, a covered patio ideal for outdoor dining, and a large backyard with water views. Whether you’re hosting gatherings, relaxing in the yard, or enjoying the spacious interior, this home has it all — style, space, and a prime location. Schedule your private tour today and welcome home.
    18 days
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    189
    |
    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ralph Eugene 813-263-8432,

    BOARDWALK REALTY ASSOCIATES, LLC 800-567-0535

    Source: Stellar MLS,MLS#: TB8419121MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Dual Sinks, En Suite Bathroom, Garden Bath, Granite Counters, Walk-In Closet(s)
      • Level: Second
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      Bathroom 4
      • Features: Built-in Closet
      • Level: Second
      Bathroom 5
      • Features: En Suite Bathroom, Built-in Closet
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher
      • Laundry: Laundry Room
      Features
      • High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 3,594
      • Total interior livable area: 3,283 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System
      Lot
      • Size: 0.26 Acres
      • Dimensions: 80 x 140
      Details
      • Parcel number: U20321987K00001300034.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: SPYGLASS AT RIVER BEND
      HOA
      • Has HOA: Yes
      • HOA fee: $74 monthly
      • HOA name: Chris - River Bend HOA
      • HOA phone: 813-930-8036
      • Second HOA name: River Bend Management
      • Second HOA phone: 813-600-1100
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $160/sqft
      • Tax assessed value: $494,763
      • Annual tax amount: $9,062
      • Date on market: 11/12/2025
      • Cumulative days on market: 190 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $511,100

        $486,000 - $537,000

        $3,593/mo

        Price history

        DateEventPrice
        7/20/2026Listed for sale$525,000-3.8%$160/sqft
        Source: Stellar MLS #TB8419121 Report a problem
        5/3/2026Listing removed$545,900$166/sqft
        Source: Stellar MLS #TB8419121 Report a problem
        3/24/2026Price change$545,900-2.5%$166/sqft
        Source: Stellar MLS #TB8419121 Report a problem
        1/22/2026Price change$559,900-2.3%$171/sqft
        Source: Stellar MLS #TB8419121 Report a problem
        11/12/2025Listed for sale$573,000+118.7%$175/sqft
        Source: Stellar MLS #TB8419121 Report a problem
        11/17/2014Sold$262,000+2.7%$80/sqft
        Source: Public Record Report a problem
        10/10/2014Price change$254,990-5.2%$78/sqft
        Source: Lennar Report a problem
        9/4/2014Price change$268,990-3.6%$82/sqft
        Source: Lennar Report a problem
        8/27/2014Listed for sale$278,990+3.3%$85/sqft
        Source: LENNAR HOMES (776703) #T2625203 Report a problem
        6/13/2014Listing removed$269,990$82/sqft
        Source: LENNAR HOMES #T2625203 Report a problem
        6/7/2014Listed for sale$269,990$82/sqft
        Source: LENNAR HOMES #T2625203 Report a problem
        4/28/2014Listing removed$269,990$82/sqft
        Source: LENNAR HOMES #T2625203 Report a problem
        4/19/2014Listed for sale$269,990$82/sqft
        Source: LENNAR HOMES #T2625203 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,541 +5.3%$310,709 +2.9%
        2024$9,062 +11.2%$301,952 +3%
        2023$8,150 +5.1%$293,157 +3%
        2022$7,754 +2.5%$284,618 +3%
        2021$7,564 +3.8%$276,328 +1.4%
        2020$7,287 +1.7%$272,513 +2.3%
        2019$7,165 $266,386 -0.3%
        2018$7,165 +3.5%$267,174 +1.2%
        2017$6,924 -0.4%$264,034 +3%
        2016$6,951 -1.6%$256,297 -7.1%
        2015$7,062 +81.5%$275,847 +452.3%
        2014$3,891 $49,943 +10%
        2013$3,891 +9.6%$45,403 +36.9%
        2012$3,549 +43.2%$33,166 -30%
        2011$2,478 +99%$47,380
        2010$1,245 -42.1%$47,380
        2009$2,150 -49.8%$47,380 -44.4%
        2008$4,284 +2%$85,284
        2007$4,202 +46.4%$85,284 +130%
        2006$2,870 $37,080
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33570

        Getting around

        1 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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