Three legal units-TWO residential and ONE commercial PLUS another finished space in the basement that was once used as an apartment. PLUS 2 separate GARAGES. One building (# 10 Towners Road) is a TWO-bedroom apartment and another GARAGE plus another ONE-bedroom apartment PLUS a finished lower level with a separate entrance that was once used as an apartment PLUS a GARAGE. The other building (#8 Towners Road) is currently a legal OFFICE and zoned COMMERCIAL / MIXED USE. The top floor in this building is a spacious bright OFFICE with several rooms, below is a GARAGE and another framed out room. This MIXED-USE property offers the perfect blend of residential and commercial use, ideally situated on the shores of Lake Carmel and provides scenic views and a serene setting. The property features flexible space suitable for a variety of uses, whether you’re looking to operate a business, generate rental income, or create a unique live/work environment. With its prime location, high visibility, and direct waterfront access, this is an exceptional opportunity for investors, business owners, or developers seeking something truly special and unique. Also residents of Lake Carmel can enjoy 5 well-groomed beaches, a playground, walking path around the lake and a Clubhouse. Great commuter location. Close to Golf Course. ALL units separately metered including the Basement. Electric heat in all units.
Pending
$725,000
10 Towners Road #8, Carmel, NY 10512
--beds
--baths
--sqft
Triplex, Multi Family
Built in 1940
-- sqft lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Direct waterfront accessTwo-bedroom apartmentScenic viewsOne-bedroom apartmentSerene setting
- 57 days |
- 224 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Briante Realty Group, LLC 845-225-2020,
Angela J. Briante 845-225-2020
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 980288
Facts & features
Interior
Heating
- Electric, Other
Cooling
- Wall/Window Unit(s)
Features
- Other
- Basement: Finished
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- On waterfront: Yes
- Waterfront features: Lake Front, Water Access, Waterfront
Lot
- Size: 0.54 Acres
Details
- Parcel number: 37220003306400010070000000
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Triplex, Multi Family
Materials
- Frame
Condition
- Year built: 1940
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, Trash Collection Public, Water Connected
Community & HOA
Location
- Region: Carmel
Financial & listing details
- Annual tax amount: $14,372
- Date on market: 5/1/2026
- Cumulative days on market: 56 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Pending sale | $725,000 |
Source: | ||
| 5/1/2026 | Listed for sale | $725,000 |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lake Carmel
Nearby schools
GreatSchools rating
- 4/10George Fischer Middle SchoolGrades: 5-8Distance: 1.2 mi
- 6/10Carmel High SchoolGrades: 9-12Distance: 1.6 mi
- 7/10Matthew Paterson Elementary SchoolGrades: K-4Distance: 5.2 mi
Schools provided by the listing agent
- Elementary: Matthew Paterson Elementary School
- Middle: George Fischer Middle School
- High: Carmel High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Putnam County
- Carmel
- 10512
- Lake Carmel
- 10 Towners Road Unit 8







