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  • Price cut: $36K (9/23)
    $689,000

    10098 Jefferson Rd, Osceola, IN 46561

    5beds
    3,092sqft
    : 
    $4,938/mo
    Get pre-qualified
    Single Family Residence
    Built in 1951
    0.57 Acres Lot
    $706,400 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Another deckMeticulously landscaped groundsRiver viewsMultiple outdoor living spacesGenerous living spaceRemarkable indoor-outdoor entertaining optionsStriking boulder retaining wall
    **OPEN HOUSE, SUNDAY 9/27 FROM 2-4 PM!!** Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it’s an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!
    45 days
    1,631
    119

    Zillow last checked:

    Listing updated:

    Listed by:

    Brianna N Merz 574-277-7444,

    Weichert Rltrs-J.Dunfee&Assoc.

    Source: IRMLS,MLS#: 202632571MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Basement
      • Area: 182
      • Dimensions: 13 x 14
      Family room
      • Level: Lower
      • Area: 357
      • Dimensions: 17 x 21
      Kitchen
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Living room
      • Level: Main
      • Area: 330
      • Dimensions: 22 x 15
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Electric Cooktop, Dryer-Electric, Electric Oven, Electric Range, Gas Range
      Features
      • Basement: Partially Finished
      • Number of fireplaces: 3
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 4,176
      • Total interior livable area: 3,092 sqft
      • Finished area above ground: 2,519
      • Finished area below ground: 573
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Fencing: Invisible
      • On waterfront: Yes
      • Waterfront features: River Front, River
      • Body of water: Saint Joseph River
      • Frontage length: Water Frontage(106)
      Lot
      • Size: 0.57 Acres
      • Dimensions: 106 x 234
      • Features: Level
      Details
      • Parcel number: 711009228005.000031

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding, Limestone
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1951

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Osceola

      Financial & listing details

      • Tax assessed value: $603,700
      • Annual tax amount: $5,200
      • Date on market: 8/11/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $706,400

        $671,000 - $742,000

        $3,441/mo

        Price history

        DateEventPrice
        9/23/2026Price change$689,000-5%
        Source: IRMLS #202632571 Report a problem
        8/31/2026Price change$725,000-2.7%
        Source: IRMLS #202632571 Report a problem
        8/11/2026Listed for sale$745,000
        Source: IRMLS #202632571 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,975 +1.7%$603,700 +44%
        2024$3,910 -9.9%$419,100 -1.8%
        2023$4,338 +32.3%$426,800 0%
        2022$3,278 -2%$427,000 +33.4%
        2021$3,345 +19%$320,200 -2%
        2020$2,812 +11%$326,900 +18%
        2019$2,533 -3.5%$277,100 +4.9%
        2018$2,625 -9.7%$264,200 -19.4%
        2017$2,908 +34.6%$327,900 +20.1%
        2016$2,161 -4.9%$273,000 +23.6%
        2014$2,273 -8.5%$220,800
        2013$2,485 +9.1%$220,800 +0.5%
        2012$2,278 +0.2%$219,800 -8.4%
        2011$2,273 +5.9%$240,000
        2010$2,146 +1.4%$240,000
        2009$2,116 $240,000 -1%
        2007-- $242,400 -6.3%
        2006$1,829 +10.8%$258,800
        2004$1,650 +0.2%$258,800 -14.6%
        2003$1,648 $302,990 +1957%
        2001-- $14,730
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 46561

        Getting around

        19 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Moran
        • Middle: Schmucker
        • High: Penn
        • District: Penn-Harris-Madison School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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