Pending

Price cut: $20K (6/27)

$149,900

1012 Highway 674 #1, Monticello, KY 42633

3beds

1,400sqft

$985/mo

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Single Family Residence

Built in 1978

1 Acres Lot

$-- Zestimate^®

$107/sqft

$-- HOA

What's special

Detached garageDurable stone siding

3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its close proximity to the marina, this home would make a great primary residence, vacation retreat, or rental opportunity. Even more appealing — the property can be purchased with an additional 32 acres, providing endless possibilities for expansion, recreation, or development. Opportunities this close to the water at this price point are hard to find. Bring your vision and make it your own!

147 days

571

29

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: First

Kitchen

Level: First

Heating

Electric, Wood

Cooling

Wall Unit(s)

Features

Flooring: Carpet, Laminate
Basement: Unfinished
Has fireplace: No

Interior area

Total structure area: 1,400
Total interior livable area: 1,400 sqft
Finished area above ground: 1,400
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Lot

Size: 1 Acres

Details

Parcel number: 0130000037.01

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone
Foundation: Block

Condition

Year built: 1978

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Rural

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $107/sqft
Date on market: 3/1/2026

Estimated market value

Not available

Estimated sales range

Not available

$1,061/mo

Price history

Date	Event	Price
7/11/2026	Pending sale	$149,900$107/sqft
Source: Imagine MLS #26003736 Report a problem
6/27/2026	Price change	$149,900-11.8%$107/sqft
Source: Imagine MLS #26003736 Report a problem
3/1/2026	Listed for sale	$169,900$121/sqft
Source: Imagine MLS #26003736 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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