Coldwater Homes delivers another standout with this stunning cottage-inspired home on a private, wooded 0.65-acre lot in Harbor Club on Lake Oconee. Warm, inviting, and filled with upscale finishes, this thoughtfully designed home blends timeless character with today's modern style. The dramatic great room features a soaring beamed cathedral ceiling and flows effortlessly to an oversized covered porch with a stone fireplace—creating the perfect space for year-round entertaining. The primary suite and a secondary bedroom are conveniently located on the main level, while two additional bedrooms and a full bath upstairs provide plenty of room for family and guests. Foam insulation, an extra-deep two-car garage, and exceptional craftsmanship add comfort and efficiency. Live the Harbor Club lifestyle with championship golf, Lake Oconee access, marina, clubhouse, fitness center, pool, tennis, pickleball, walking trails, and an active social calendar. Luxury, privacy, and lifestyle—this home truly has it all.
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Zillow last checked:
Listing updated:
Listed by:
Kathy Phillips,
Harbor Club Properties
Source: LCBOR,MLS#: 71489
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Rooms
Room types: Pantry
Primary bedroom
Level: First
Bedroom 2
Level: First
Bedroom 3
Level: Second
Bedroom 4
Level: Second
Dining room
Level: First
Kitchen
Level: First
Heating
Electric, Heat Pump
Cooling
Heat Pump
Appliances
Included: Dishwasher, Disposal, Microwave, Range, Vent Hood, Stainless Steel Appliance(s), Electric Water Heater
Laundry: First Level
Features
Beamed Ceilings, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Chandelier, Closet System, Crown Molding, Double Vanity, Granite Counters, Kitchen Island, Pantry, Separate Shower, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Carpet, Laminate, Tile
Has basement: No
Has fireplace: Yes
Fireplace features: Gas Log, Multiple Fireplace, Prefab Fireplace, Outside
Interior area
Total structure area: 2,845
Total interior livable area: 2,845 sqft
Property
Parking
Total spaces: 2
Parking features: 2 Car Attached, Paved
Attached garage spaces: 2
Has uncovered spaces: Yes
Features
Levels: One and One Half
Stories: 1
Patio & porch: Covered Patio, Covered Porch
Pool features: Community
Has view: Yes
View description: None
Waterfront features: None, Lake Access (Subdivision Access), Dock (Subdivision Access), No Seawall
Lot
Size: 0.65 Acres
Features: Landscaped, Lake Oconee Area
Topography: Gentle Slope
Residential vegetation: Partially Wooded
Details
Parcel number: 075F000300
Zoning description: Residential
Special conditions: Standard
Construction
Type & style
Home type: SingleFamily
Architectural style: Craftsman
Property subtype: Golf Comm Home, Single Family Residence
Materials
Hardy Board, Stone
Foundation: Slab
Roof: Asphalt/Comp Shingle
Condition
New Construction
New construction: Yes
Year built: 2026
Utilities & green energy
Gas: Propane
Sewer: Commercial System
Water: Community Well
Utilities for property: Cable Connected, Cable Internet
Community & HOA
Community
Features: Boat Ramp, Boat Storage, Clubhouse, Dock, Gated, Fitness Center, Marina, Playground, Pool, Tennis Court(s), Walking Trails, Community Lake/Pond, Golf Membership, No Golf Membership, Golf Membership (Social)
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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