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For sale
    • Price cut: $100K (7/3)
    $1,199,000

    1024 SAN MATEO DRIVE, PUNTA GORDA, FL 33950

    3beds
    3,013sqft
    : 
    $7,562/mo
    Get pre-qualified
    Single Family Residence
    Built in 1990
    0.28 Acres Lot
    $-- Zestimate®
    $398/sqft
    $-- HOA

    What's special

    Center islandDirect lanai accessCompletely updated guest bathGranite countersSpacious guest bedroomsHuge laundry roomExpansive lanai
    Coastal Luxury Meets Everyday Comfort! This stunning 3,013 sq. ft. waterfront retreat is more than just a home—it’s your own private oasis! Perfectly positioned just minutes to open water, it offers the best of Florida living with a 35-foot heated pool, spa, outdoor summer kitchen, and an 80-foot dock with boat lift. Step inside to discover a thoughtfully updated and redesigned interior. This kitchen is a chef’s dream, featuring rich wood cabinetry with abundant storage, granite counters, center island, sleek new appliances, and a double-door pantry. A casual breakfast nook with pool views and a generous breakfast bar seamlessly flow into the expansive family room—complete with gleaming hardwood floors and walls of windows that fill the space with natural light. Enjoy both formal and casual living options. A gracious living room opens to the lanai, while the formal dining room sets the stage for memorable dinners. Need extra space? The versatile office/man cave provides just the right spot to work—or unwind. The primary suite is a retreat of its own with hardwood floors, direct lanai access, two walk-in closets, and a spa-like bath featuring a dual vanity and Roman-style glass block walk-in shower. Two spacious guest bedrooms, each with walk-in closets, and a completely updated guest bath (with pool access!) ensure everyone feels right at home. Practicality meets style with a huge laundry room (Washer and Dryer 2 years old), half bath, and an oversized 27x20 garage offering exceptional storage. Step outside and you’ll see why this home was designed for entertaining. The expansive lanai has plenty of lounging space, a fully equipped summer kitchen, and of course—the sparkling heated pool (Heater replaced 4 years ago) and relaxing spa. With a 100-foot seawall and quick access to Charlotte Harbor, it’s a boater’s dream come true. This home truly checks every box—space, style, updates, and location. Don’t just dream about waterfront living—make it yours!
    292 days
    |
    744
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justin Willis Chavez 941-237-7907,

    COLDWELL BANKER SUNSTAR REALTY 941-627-3321

    Source: Stellar MLS,MLS#: A4667481MLS LogoOriginating MLS: Port Charlotte

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Dual Closets
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Balcony porch lanai
      • Level: First
      • Area: 540 Square Feet
      • Dimensions: 45x12
      Dinette
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11x8
      Dining room
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Family room
      • Level: First
      • Area: 360 Square Feet
      • Dimensions: 20x18
      Foyer
      • Level: First
      • Area: 99 Square Feet
      • Dimensions: 11x9
      Kitchen
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Laundry
      • Level: First
      • Area: 153 Square Feet
      • Dimensions: 17x9
      Living room
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 16x15
      Office
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
      • Windows: Blinds
      • Has fireplace: Yes
      • Fireplace features: Living Room, Stone
      Interior area
      • Total structure area: 4,174
      • Total interior livable area: 3,013 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Guest, Oversized
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 27x20
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Patio
      • Exterior features: Irrigation System, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sprinkler Metered, Storage
      • Has private pool: Yes
      • Pool features: Gunite, Heated, In Ground, Screen Enclosure, Solar Heat
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Water, Canal
      • Has water view: Yes
      • Water view: Water,Canal
      • Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
      Lot
      • Size: 0.28 Acres
      • Features: Cul-De-Sac, FloodZone, City Lot, Oversized Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 412214303004
      • Zoning: GS-3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sprinkler Meter

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PUNTA GORDA ISLES SEC 12
      HOA
      • Has HOA: No
      Location
      • Region: Punta Gorda

      Financial & listing details

      • Price per square foot: $398/sqft
      • Tax assessed value: $853,595
      • Annual tax amount: $13,768
      • Date on market: 10/11/2025
      • Cumulative days on market: 293 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/3/2026Price change$1,199,000-7.7%$398/sqft
        Source: Stellar MLS #A4667481 Report a problem
        10/12/2025Listed for sale$1,299,000+154.7%$431/sqft
        Source: Stellar MLS #A4667481 Report a problem
        9/16/2016Sold$510,000-7.1%$169/sqft
        Source: Public Record Report a problem
        8/6/2016Pending sale$549,000$182/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        3/19/2016Price change$549,000-2.8%$182/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        2/23/2016Price change$565,000-5.7%$188/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        1/6/2016Price change$599,000-7.1%$199/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        11/4/2015Price change$645,000-3%$214/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        9/25/2015Price change$665,000-3.6%$221/sqft
        Source: RE/MAX ANCHOR REALTY #C7215968 Report a problem
        6/10/2015Listed for sale$690,000+31.4%$229/sqft
        Source: RE/MAX ANCHOR REALTY #C7212364 Report a problem
        11/19/2013Sold$525,000-4.4%$174/sqft
        Source: Public Record Report a problem
        10/9/2013Listed for sale$549,000-1.8%$182/sqft
        Source: RE/MAX HARBOR REALTY #C7048185 Report a problem
        5/23/2013Listing removed$559,000$186/sqft
        Source: FIVE STAR REALTY OF CHARLOTTE #C7038297 Report a problem
        1/22/2013Price change$559,000-6.7%$186/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7038297 Report a problem
        12/12/2012Price change$599,000-3.2%$199/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7038297 Report a problem
        11/3/2012Listed for sale$619,000-21.6%$205/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7038297 Report a problem
        5/23/2008Listing removed$789,900$262/sqft
        Source: Century 21 #692485 Report a problem
        4/5/2008Listed for sale$789,900+100%$262/sqft
        Source: Century 21 #692485 Report a problem
        2/25/1998Sold$395,000+3.9%$131/sqft
        Source: Public Record Report a problem
        3/23/1994Sold$380,000$126/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,731 -0.3%$745,000 +7%
        2024$13,768 +7.8%$696,196 +13.2%
        2023$12,778 +8.3%$615,003 +9.7%
        2022$11,801 +22.7%$560,613 +10%
        2021$9,617 +1.9%$509,648 -1.4%
        2020$9,433 -1.4%$516,685 +0.7%
        2019$9,571 +6.7%$512,887 +1%
        2018$8,970 $507,943 +6.6%
        2017$8,970 +5.8%$476,511 -4%
        2016$8,482 +2.1%$496,109 +0.7%
        2015$8,305 -1%$492,660 +6%
        2014$8,387 +46.7%$464,652 +30.5%
        2013$5,716 +2.2%$356,187 -10.4%
        2012$5,591 -8.2%$397,481
        2011$6,091 -1.1%$397,481 +1.5%
        2010$6,159 +8.5%$391,607 +2.7%
        2009$5,675 $381,312 +5.7%
        2007-- $360,816
        2006-- $360,816 +6.1%
        2005-- $340,104 +1.9%
        2004-- $333,763
        2003-- $333,763 +2.4%
        2002$5,276 +0.7%$325,940 +1.6%
        2001$5,239 +2.8%$320,807 +3%
        2000$5,099 $311,319
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33950

        Getting around

        0 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sallie Jones Elementary
        • Middle: Punta Gorda Middle
        • High: Charlotte High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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