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Foreclosure
    • $309,900

    103 Thornhill Rd, Fort Walton Beach, FL 32547

    2beds
    2,046sqft
    Single Family Residence
    Built in 1956
    10,018 Square Feet Lot
    $297,700 Zestimate®
    $151/sqft
    $-- HOA

    What's special

    Screened lanaiNew roofNew pool linerNew water heaterSpacious backyardPrivate screened-in poolDedicated pool bathroom
    REO property. Positioned in the heart of Fort Walton Beach and now offered at $75,000 below the original list price, this property presents a rare opportunity for savvy buyers looking to build equity while capitalizing on one of the Emerald Coast's most consistently in-demand rental markets. Major system updates have been completed including a new roof, updated electrical panel, two brand-new HVAC systems, new water heater, new carpet, new pool liner, and a screened lanai, allowing you to focus on updating the inside the way you want! Ideally located just minutes from Eglin AFB, Hurlburt Field, shopping, dining, and the Emerald Coast's white sandy beaches, this home is strategically positioned to benefit from steady demand from military personnel, contractors, vacationers, and future buyers alike. The flexible floor plan offers the potential for an easy conversion to a 3-bedroom layout or more, creating additional value and increasing rental appeal. Outside, the private screened-in pool, dedicated pool bathroom, expansive covered patio, and spacious backyard create the kind of lifestyle amenities today's renters and buyers are actively searching for.
    518 days
    893
    55

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Wilson 850-865-2788,

    NextHome Cornerstone Realty

    Source: ECAOR,MLS#: 973095MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 174 Square Feet
      • Dimensions: 14.5 x 12
      Bedroom
      • Level: First
      • Area: 115.5 Square Feet
      • Dimensions: 10.5 x 11
      Dining area
      • Level: First
      • Area: 245 Square Feet
      • Dimensions: 14 x 17.5
      Dining room
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Family room
      • Description: Back living room with fireplace
      • Level: First
      • Area: 323.75 Square Feet
      • Dimensions: 17.5 x 18.5
      Kitchen
      • Level: First
      • Area: 262.5 Square Feet
      • Dimensions: 15 x 17.5
      Laundry
      • Level: First
      • Area: 126.5 Square Feet
      • Dimensions: 11 x 11.5
      Living room
      • Description: Front living room
      • Level: First
      • Area: 286 Square Feet
      • Dimensions: 22 x 13
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Range Hood, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Beamed Ceilings, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Walls Mirrored
      • Flooring: Tile, Carpet
      • Windows: Plantation Shutters, Window Treatments
      • Has fireplace: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,046
      • Total interior livable area: 2,046 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached Carport, Carport
      • Carport spaces: 1
      Features
      • Stories: 1
      • Patio & porch: Enclosed
      • Exterior features: Private Yard
      • Has private pool: Yes
      • Pool features: In Ground, Pool - Enclosed
      • Fencing: Partial,Privacy
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 86 x 138 x 60 x 139
      • Features: Level
      Details
      • Parcel number: 022S24100200070200
      • Zoning description: Resid Single Family
      • Special conditions: Real Estate Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Rolled/Hot Mop
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1956

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: GARNIERS BEACH 2ND
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $151/sqft
      • Tax assessed value: $246,537
      • Annual tax amount: $3,024
      • Date on market: 8/28/2026
      • Road surface type: Paved

        Foreclosure details

        Estimated market value

        $297,700

        $280,000 - $313,000

        $3,178/mo

        Price history

        DateEventPrice
        7/17/2026Listed for sale$309,900-1.6%$151/sqft
        Source: NextHome #973095 Report a problem
        7/2/2026Listing removed$314,900$154/sqft
        Source: NextHome #973095 Report a problem
        6/11/2026Price change$314,900-3.1%$154/sqft
        Source: NextHome #973095 Report a problem
        5/12/2026Price change$324,900-1.5%$159/sqft
        Source: NextHome #973095 Report a problem
        3/13/2026Price change$329,900-1.5%$161/sqft
        Source: NextHome #973095 Report a problem
        3/5/2026Listed for sale$335,000$164/sqft
        Source: NextHome #973095 Report a problem
        2/3/2026Pending sale$335,000$164/sqft
        Source: NextHome #973095 Report a problem
        1/25/2026Price change$335,000-1.4%$164/sqft
        Source: NextHome #973095 Report a problem
        12/31/2025Listed for sale$339,900$166/sqft
        Source: NextHome #973095 Report a problem
        12/31/2025Pending sale$339,900$166/sqft
        Source: NextHome #973095 Report a problem
        12/12/2025Price change$339,900-2.9%$166/sqft
        Source: NextHome #973095 Report a problem
        12/2/2025Listed for sale$349,900$171/sqft
        Source: NextHome #973095 Report a problem
        10/27/2025Pending sale$349,900$171/sqft
        Source: NextHome #973095 Report a problem
        10/27/2025Listed for sale$349,900$171/sqft
        Source: NextHome #973095 Report a problem
        10/11/2025Listing removed$349,900$171/sqft
        Source: NextHome #973095 Report a problem
        9/26/2025Price change$349,900-2.5%$171/sqft
        Source: NextHome #973095 Report a problem
        8/18/2025Price change$359,000-1.6%$175/sqft
        Source: NextHome #973095 Report a problem
        7/31/2025Listed for sale$364,900$178/sqft
        Source: NextHome #973095 Report a problem
        7/23/2025Listing removed$364,900$178/sqft
        Source: NextHome #973095 Report a problem
        7/17/2025Price change$364,900-2.7%$178/sqft
        Source: NextHome #973095 Report a problem
        7/11/2025Price change$375,000-3.8%$183/sqft
        Source: NextHome #973095 Report a problem
        5/23/2025Price change$389,900-2.5%$191/sqft
        Source: NextHome #973095 Report a problem
        4/5/2025Listed for sale$399,900+74.8%$195/sqft
        Source: NextHome #973095 Report a problem
        10/1/2024Sold$228,800$112/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,024 +2.6%$246,537 +2.7%
        2024$2,948 -0.6%$240,083 +0.2%
        2023$2,965 +6.4%$239,535 +7.3%
        2022$2,787 +149.6%$223,234 +77.4%
        2021$1,117 +1.2%$125,836 +1.4%
        2020$1,104 +1.8%$124,099 +2.3%
        2019$1,084 +23.6%$121,309 +1.9%
        2018$877 $119,047 +2.1%
        2017$877 +2.7%$116,598 +2.1%
        2016$854 +1.1%$114,200 +0.7%
        2015$845 -2%$113,406 +0.8%
        2014$863 $112,506 +1.5%
        2013-- $110,843 +1.7%
        2012-- $108,990 +3%
        2011-- $105,816 +1.5%
        2010-- $104,252 +2.7%
        2009-- $101,511 +0.1%
        2008-- $101,410 +3%
        2007-- $98,456 +2.5%
        2006-- $96,055 +3%
        2005-- $93,257 +3%
        2004-- $90,541 +1.9%
        2003-- $88,853 +17.4%
        2002-- $75,653 +4.9%
        2001-- $72,093
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Ocean City

        Getting around

        51 / 100
        Somewhat Walkable
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wright
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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