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Pending
  • $524,888

    103 Twin Cove Trl, Moneta, VA 24121

    4beds
    3,000sqft
    : 
    $3,054/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    1.62 Acres Lot
    $496,500 Zestimate®
    $175/sqft
    $10/mo HOA

    What's special

    Relaxing balconySecond propane gas fireplaceWasher and dryer setupTwo separate heat pumpsWrap around drivewayTwo storage shedsDream garage and workshop
    Welcome to this beautifully maintained home situated on over an acre and a half with Pool, Dream Garage & Workshop with possible living quarters above it! Additional adjacent lot available for purchase at $40,000--ideal for added privacy, expansion, or future investment! Home also includes wrap Around Driveway/with enough room to add an additional driveway if needed for boat, Lake Access for your boat, swimming/beach, and fishing, this spacious paradise offers comfort, flexibility, where you can have it all! Inside, you'll find nice hardwoods, abundant natural light from skylights, an open kitchen, ample cabinetry, and gorgeous center island! Your living room has a vaulted ceiling and fireplace, there's also a cozy sunroom with wooded views, your primary bedroom has large closet, there is plenty of storage! The lower level could easily function as an *in-law suite, offering a large living area, bedroom with Jack-and-Jill access to a full bath with walk-in shower, a spacious utility room with laminate flooring, washer and dryer setup, water softener system, and a newer water heater. Plenty of storage throughout and a second propane gas fireplace enhances the cozy family room downstairs. Heating and cooling are thoughtfully designed with two separate heat pumps -- one serving the original home and one for the addition -- plus a split unit for the upstairs sunroom for additional heating and cooling comfort. Propane services both gas log fireplaces. Outdoor living is truly exceptional. Enjoy a composite Trex wraparound front porch, a large upper porch, and a massive patio area surrounding the pool with privacy railings and a relaxing balcony. The lower level sunroom with tile flooring and abundant windows opens to the patio below, creating seamless indoor-outdoor living. Additional features include two storage sheds, and The Three Garage is a Rare Find holding 3 vehicles, workshop space with shelving, heater, plumbing roughed in, cabinetry, massive storage or make it living quarters above it with walk up stairs! As part of the property owners association, you'll also enjoy access right around the corner to lake, one street down to make your experience real! This versatile property offers space, privacy, and incredible potential both inside and out. A rare opportunity to make your experience real with this well-maintained home, room to grow in a highly sought-after lake setting! Bonuses: Septic pumped recently, Roof 4 years old, disposer/washing machine are new.
    126 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    FRAZIER HUGHES 540-314-5583,

    WALKER REAL ESTATE SOLUTIONS 540-344-6160,

    MARY STUART BARB VANMETRE 540-797-5207

    Source: RVAR,MLS#: 925673MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Gas - Propane, Heat Pump Electric, Zoned
      Cooling
      • Ductless, Heat Pump Electric, Zoned
      Appliances
      • Included: Dryer, Washer, Cooktop, Dishwasher, Disposal, Freezer, Microwave, Refrigerator
      Features
      • In-Law Floorplan
      • Flooring: Carpet, Laminate, Ceramic Tile, Wood
      • Doors: Storm Door(s), Metal
      • Windows: Clad, Skylight(s)
      • Has basement: Yes
      • Number of fireplaces: 2
      • Fireplace features: Basement, Gas Log, Living Room
      Interior area
      • Total structure area: 3,000
      • Total interior livable area: 3,000 sqft
      • Finished area above ground: 1,600
      • Finished area below ground: 1,400

      Property

      Parking
      • Total spaces: 7
      • Parking features: Detached, Paved, Garage Door Opener, Off Street
      • Has garage: Yes
      • Covered spaces: 3
      • Uncovered spaces: 4
      Features
      • Levels: One and One Half
      • Stories: 1
      • Patio & porch: Deck, Patio, Front Porch
      • Exterior features: Sunroom
      • Has private pool: Yes
      • Pool features: In Ground
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Water Access Only
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 1.62 Acres
      • Features: Gentle Sloping, Level
      Details
      • Parcel number: 242E 2 41

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone, Wood
      Condition
      • Completed
      • Year built: 1989

      Utilities & green energy

      • Electric: 0 Phase

      Community & HOA

      Community
      • Subdivision: Harbor Village
      HOA
      • Has HOA: Yes
      • HOA fee: $124 annually
      Location
      • Region: Moneta

      Financial & listing details

      • Price per square foot: $175/sqft
      • Tax assessed value: $392,000
      • Annual tax amount: $1,607
      • Date on market: 3/20/2026

        Estimated market value

        $496,500

        $472,000 - $521,000

        $3,293/mo

        Price history

        DateEventPrice
        6/6/2026Pending sale$524,888$175/sqft
        Source: RVAR #925673 Report a problem
        3/20/2026Listed for sale$524,888+337.8%$175/sqft
        Source: RVAR #925673 Report a problem
        8/5/1996Sold$119,900$40/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $392,000
        2024$1,607 $392,000
        2023-- $392,000 +28.9%
        2022$1,521 $304,200
        2021$1,521 $304,200
        2020$1,521 -3.8%$304,200
        2019$1,582 +10.7%$304,200 +10.7%
        2018$1,429 $274,900
        2017$1,429 $274,900
        2016$1,429 $274,900
        2015$1,429 +4.7%$274,900 +4.7%
        2014$1,366 +4%$262,600
        2013$1,313 $262,600
        2012$1,313 $262,600
        2011$1,313 -16.2%$262,600 -16.2%
        2010$1,567 $313,300
        2009$1,567 $313,300
        2008$1,567 $313,300
        2007$1,567 +19.4%$313,300 +55.3%
        2006$1,312 $201,800
        2005$1,312 $201,800
        2004$1,312 $201,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 24121

        Getting around

        1 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Moneta
        • Middle: Staunton River
        • High: Staunton River

        Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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