For sale

Price cut: $51K (7/27)

$2,099,000

106 Charlotte Avenue, Surf City, NC 28445

6beds

3,734sqft

$11,640/mo

Get pre-qualified

Single Family Residence

Built in 2020

4,792 Square Feet Lot

$-- Zestimate^®

$562/sqft

$-- HOA

What's special

Updated homeOutdoor shower

Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With recent AirDNA rental projections of $230,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!

183 days

458

22

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 6
Full bathrooms: 4
1/2 bathrooms: 2

Rooms

Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Other, Living Room, Dining Room, Bedroom 6

Primary bedroom

Level: Third
Dimensions: 24 x 12

Bedroom 2

Level: Third
Dimensions: 15 x 13

Bedroom 3

Level: Second
Dimensions: 16 x 13

Bedroom 4

Level: Second
Dimensions: 12 x 10

Bedroom 5

Level: Second
Dimensions: 12 x 11

Bedroom 6

Level: Fourth
Dimensions: 14 x 10

Dining room

Level: Fourth
Dimensions: 13 x 10

Kitchen

Level: Fourth
Dimensions: 14 x 13

Living room

Level: Fourth
Dimensions: 24 x 13

Other

Description: Sitting Room
Level: Second
Dimensions: 13 x 6

Heating

Electric, Forced Air, Heat Pump

Cooling

Central Air

Appliances

Included: Mini Refrigerator, Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dishwasher, Cooktop
Laundry: In Hall, Laundry Closet

Features

Sound System, Walk-in Closet(s), Kitchen Island, Ceiling Fan(s), Elevator, Furnished, Hot Tub, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
Flooring: LVT/LVP
Furnished: Yes

Interior area

Total structure area: 3,734
Total interior livable area: 3,734 sqft

Property

Parking

Parking features: On Site, Underhouse

Features

Levels: Three Or More
Patio & porch: Deck, Balcony
Exterior features: Outdoor Shower
Has private pool: Yes
Pool features: In Ground, Pool/Spa Combo, Private
Fencing: Back Yard,Wood,Fenced
Has view: Yes
View description: ICW, Ocean, Sound, Water
Has water view: Yes
Water view: Ocean,Sound,Water
Waterfront features: Third Row
Frontage type: See Remarks

Lot

Size: 4,792 Square Feet
Dimensions: 50'by80'by50'by87'
Features: Third Row

Details

Parcel number: 42347800440000
Zoning: INCORP
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Wood Frame
Foundation: Other, Pilings
Roof: Flat

Condition

New construction: No
Year built: 2020

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Topsail Cove

HOA

Has HOA: No

Location

Region: Surf City

Financial & listing details

Price per square foot: $562/sqft
Tax assessed value: $432,163
Annual tax amount: $5,358
Date on market: 2/19/2026
Cumulative days on market: 183 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

$4,646/mo

Price history

Date	Event	Price
7/27/2026	Price change	$2,099,000-2.4%$562/sqft
Source: Hive MLS #100554934 Report a problem
6/11/2026	Price change	$2,150,000-3.4%$576/sqft
Source: Hive MLS #100554934 Report a problem
4/3/2026	Price change	$2,225,000-1.1%$596/sqft
Source: Hive MLS #100554934 Report a problem
2/19/2026	Listed for sale	$2,250,000-8.2%$603/sqft
Source: Hive MLS #100554934 Report a problem
8/1/2024	Listing removed	--
Source: Hive MLS #100422979 Report a problem
1/19/2024	Listed for sale	$2,450,000+63.3%$656/sqft
Source: Hive MLS #100422979 Report a problem
2/11/2021	Sold	$1,500,000-5.7%$402/sqft
Source: Hive MLS #100239318 Report a problem
11/23/2020	Price change	$1,590,000-6.1%$426/sqft
Source: Coldwell Banker Sea Coast Advantage - Jacksonville #100239318 Report a problem
10/20/2020	Price change	$1,692,980-0.1%$453/sqft
Source: Coldwell Banker Sea Coast Advantage - Jacksonville #100239318 Report a problem
10/1/2020	Listed for sale	$1,695,000+966%$454/sqft
Source: Coldwell Banker Sea Coast Advantage - Jacksonville #100239318 Report a problem
5/31/2017	Sold	$159,000-44%$43/sqft
Source: Public Record Report a problem
5/28/2009	Sold	$284,000$76/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,587	$1,238,979 +186.7%
2024	$3,587	$432,163
2023	$3,587 +12.5%	$432,163
2022	$3,187	$432,163
2021	$3,187	$432,163 +236.3%
2020	--	$128,503
2019	$948	$128,503 +8.4%
2018	$948 +2.9%	$118,500
2017	$921 +1.3%	$118,500
2016	$909	$118,500
2015	$909	$118,500
2014	$909	$118,500
2013	$909	$118,500