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For sale
    • Price cut: $100K (6/23)
    $1,450,000

    111 Cutlass Drive, Surf City, NC 28445

    5beds
    3,544sqft
    : 
    $8,204/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.31 Acres Lot
    $1,386,300 Zestimate®
    $409/sqft
    $67/mo HOA

    What's special

    Multiple screened-in porchesTwo full kitchens
    WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!
    208 days
    |
    290
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mollie M Barrett 910-859-3222,

    Berkshire Hathaway HomeServices Carolina Premier Properties,

    Scott Sawyer 910-239-1402,

    Berkshire Hathaway HomeServices Carolina Premier Properties

    Source: Hive MLS,MLS#: 100547126MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 6
      Rooms
      • Room types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Living Room, Bathroom 1, Bathroom 2, Bathroom 3, Basement, Bathroom 5, Bathroom 6, Breakfast Nook
      Heating
      • Fireplace(s), Electric, Forced Air
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range
      • Laundry: Dryer Hookup, Washer Hookup, Laundry Closet
      Features
      • Walk-in Closet(s), Entrance Foyer, Elevator, 2nd Kitchen, Ceiling Fan(s), Furnished, Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Wood
      • Basement: None
      • Attic: Scuttle
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      • Furnished: Yes
      Interior area
      • Total structure area: 3,544
      • Total interior livable area: 3,544 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Concrete, Lighted, Off Street, Garage
      • Attached garage spaces: 4
      Accessibility
      • Accessibility features: Accessible Doors, Accessible Elevator Installed
      Features
      • Levels: Three Or More
      • Patio & porch: Covered, Deck, Porch, Screened, Balcony
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Marsh, Sound, Water
      • Has water view: Yes
      • Water view: Marsh,Sound,Water
      • Waterfront features: Boat Ramp, Water Access Comm
      • Frontage type: See Remarks
      Lot
      • Size: 0.31 Acres
      • Features: Corner Lot, Boat Dock, Boat Ramp, Water Access Comm
      Details
      • Parcel number: 42247024050000
      • Zoning: AE
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Pirates Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Maintenance Common Areas, Maintenance Roads, Management, Taxes
      • HOA fee: $800 annually
      • HOA name: Pirates Cove Assocaioin
      • HOA phone: 704-747-0463
      Location
      • Region: Holly Ridge

      Financial & listing details

      • Price per square foot: $409/sqft
      • Tax assessed value: $558,084
      • Annual tax amount: $6,920
      • Date on market: 1/1/2026
      • Cumulative days on market: 209 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $1,386,300

        $1.32M - $1.46M

        $4,632/mo

        Price history

        DateEventPrice
        6/23/2026Price change$1,450,000-6.5%$409/sqft
        Source: Hive MLS #100567564 Report a problem
        4/7/2026Price change$1,550,000-6.1%$437/sqft
        Source: Hive MLS #100547126 Report a problem
        2/24/2026Price change$1,650,000-2.9%$466/sqft
        Source: Hive MLS #100547126 Report a problem
        1/1/2026Listed for sale$1,700,000+104.8%$480/sqft
        Source: Hive MLS #100547126 Report a problem
        6/29/2005Sold$830,000$234/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,632 $1,105,226 +98%
        2024$4,632 $558,084
        2023$4,632 +12.5%$558,084
        2022$4,116 $558,084
        2021$4,116 $558,084
        2020-- $558,084
        2019$4,116 $558,084 +28.4%
        2018$4,116 +21.8%$434,538
        2017$3,379 +1.3%$434,538
        2016$3,335 $434,538
        2015$3,335 +3.3%$434,538 +3.3%
        2014$3,227 $420,498
        2013$3,227 +31.3%$420,498
        2012$2,458 $420,498
        2011-- $420,498 -3.2%
        2010-- $434,586
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28445

        Getting around

        0 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Topsail
        • Middle: Topsail
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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