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Active under contract
  • Listed by: Tammy Mitchell Hines & Co. • Tammy A Hines • 618-281-3959
    Price cut: $12.5K (10/13)
    $372,500

    106 Elmwood St, Waterloo, IL 62298

    4beds
    2,641sqft
    : 
    $2,685/mo
    Get pre-qualified
    Single Family Residence
    Built in 1992
    0.33 Acres Lot
    $363,000 Zestimate®
    $141/sqft
    $-- HOA

    What's special

    All-brick ranchThree additional main-floor bedroomsFully fenced backyardGarden shedDouble-deep pantrySpacious kitchenCrown molding
    Beautiful all-brick ranch in desirable Parkwood Estates, ideally located between Rogers Elementary and Konarcik Park. Situated at the back of a quiet cul-de-sac, this home offers outstanding curb appeal, a fully fenced backyard, and expansive rural views from the large composite deck. Inside, you'll find refreshed paint, luxury vinyl plank flooring, and an open-concept design centered around a cozy fireplace with a shiplap accent wall. The spacious kitchen features solid surface countertops, an attached island/breakfast bar with seating, stainless steel appliances, crown molding, abundant cabinetry, and a double-deep pantry. A formal dining room flows seamlessly between the living area and kitchen, while the oversized two-car garage enters through a convenient drop zone. The split-bedroom floor plan includes a spacious primary suite with walk-in closet, walk-in shower, and corner soaking tub. Three additional main-floor bedrooms offer generous closet space, one currently used as an office. An updated hall bath features a quartz vanity and tub/shower combination. The finished lower level provides a huge family room with wide-plank LVP flooring, a recreation area perfect for entertaining, and a large non-conforming bedroom ideal for guests, a home theater, office, or hobby space. You'll also appreciate the oversized laundry room and ample storage. With over 1,800 finished square feet on the main and nearly 1,000 additional finished below, this home offers over 2,800 square feet of living space plus storage. The .33-acre lot includes a garden shed and golf practice net that stays with the property. Low-maintenance LVP and ceramic tile flooring run throughout. Major updates include a 2018 roof, 2026 HVAC, 2026 water heater, and new gutters with gutter guards in 2025. This move-in-ready 4+ bedroom home offers the space, updates, and views you've been looking for.
    47 days
    275
    20

    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy A Hines 618-281-3959,

    Tammy Mitchell Hines & Co.

    Source: MARIS,MLS#: 26062446MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 4
      Primary bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 252
      • Dimensions: 18x14
      Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 130
      • Dimensions: 13x10
      Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 110
      • Dimensions: 11x10
      Bedroom
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 120
      • Dimensions: 12x10
      Primary bathroom
      • Features: Floor Covering: Vinyl
      • Level: Main
      • Area: 90
      • Dimensions: 10x9
      Bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 45
      • Dimensions: 9x5
      Bonus room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 165
      • Dimensions: 15x11
      Breakfast room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 70
      • Dimensions: 10x7
      Dining room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 121
      • Dimensions: 11x11
      Family room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 506
      • Dimensions: 23x22
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 72
      • Dimensions: 9x8
      Laundry
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Lower
      • Area: 156
      • Dimensions: 13x12
      Living room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 280
      • Dimensions: 20x14
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave
      Features
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,641
      • Total interior livable area: 2,641 sqft
      • Finished area above ground: 1,814
      • Finished area below ground: 827

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      Lot
      • Size: 0.33 Acres
      • Features: Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: 0830134035000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      Condition
      • Year built: 1992

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: None

      Community & HOA

      Community
      • Subdivision: Parkwood Estates 1st Add
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $141/sqft
      • Tax assessed value: $313,380
      • Annual tax amount: $6,023
      • Date on market: 9/28/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $363,000

        $345,000 - $381,000

        $2,632/mo

        Price history

        DateEventPrice
        10/19/2026Contingent$372,500$141/sqft
        Source: MARIS #26062446 Report a problem
        10/13/2026Price change$372,500-3.2%$141/sqft
        Source: MARIS #26062446 Report a problem
        9/28/2026Listed for sale$385,000+49%$146/sqft
        Source: MARIS #26062446 Report a problem
        9/21/2020Sold$258,400+1.4%$98/sqft
        Source: MARIS #20055635 Report a problem
        8/9/2020Pending sale$254,900$97/sqft
        Source: Century 21 Advantage #20055635 Report a problem
        8/5/2020Listed for sale$254,900+34.9%$97/sqft
        Source: Century 21 Advantage #20055635 Report a problem
        2/24/2009Sold$189,000-5.5%$72/sqft
        Source: Public Record Report a problem
        10/15/2008Listing removed$199,900$76/sqft
        Source: NCI #2813780 Report a problem
        9/16/2008Listed for sale$199,900$76/sqft
        Source: NCI #2813780 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,023 +6%$104,460 +8.1%
        2024$5,683 +14.8%$96,590 +13.9%
        2023$4,951 +14.8%$84,810 +15.2%
        2022$4,311 $73,650 +2.4%
        2021-- $71,910 +3.6%
        2020-- $69,420 +2%
        2019-- $68,050 +4.7%
        2018$3,992 $65,000 -1.8%
        2017$3,992 $66,170 +1.8%
        2016$3,992 +2%$65,000 -6.6%
        2015$3,915 +7.6%$69,580 +10.4%
        2014$3,640 $63,000
        2012$3,640 $63,000
        2011-- $63,000
        2010-- $63,000
        2009-- $63,000
        2008-- $63,000 -7.1%
        2007-- $67,810
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 62298

        Getting around

        25 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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