For sale

$259,900

10720 Mill St, Utica, KY 42376

3beds

2,210sqft

$1,807/mo

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Single Family Residence, Residential

Built in 1896

1.17 Acres Lot

$246,900 Zestimate^®

$118/sqft

$-- HOA

What's special

Double detached garageOne bedroomTwo large bedroomsBack porchSeparate dining room

Step back in time and take in the woodwork of this 1896 colonial home. On the main level you have the kitchen, separate dining room, living room, one bedroom and one full bath. As you go upstairs there is an open area for a reading nook, next to two large bedrooms and full bath. This home has a double detached garage and both front and back porch. If power goes out, no worries, it will be restored with the whole home generator. This home sits on 1.17 acre as it's being sold with 10742 Mill Street, Utica Ky. They will not be sold separate.

61 days
1,098
130

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Kitchen

Features: Eat-in Kitchen

Heating

Forced Air, Natural Gas

Cooling

Electric

Appliances

Included: Dishwasher, Range, Refrigerator, Gas Water Heater
Laundry: W/D Hookup

Features

Ceiling Fan(s), Split Bedroom, Walk-in Shower
Flooring: Carpet, Tile, Wood
Basement: None
Attic: Partially Floored,Pull Down Stairs
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 2,210
Total interior livable area: 2,210 sqft
Finished area above ground: 2,210
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached, Concrete
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Rear Porch, Front Porch
Fencing: Privacy

Lot

Size: 1.17 Acres
Dimensions: 1.172 ac
Features: Level, Wooded

Details

Parcel number: 059A00004900000

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence, Residential

Materials

Wood Siding
Foundation: Concrete Perimeter, Crawl Space
Roof: Shingle

Condition

New construction: No
Year built: 1896

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Utica

HOA

Has HOA: No

Location

Region: Utica

Financial & listing details

Price per square foot: $118/sqft
Tax assessed value: $85,500
Annual tax amount: $881
Date on market: 8/12/2026

Estimated market value

$246,900

$235,000 - $259,000

$1,950/mo

Price history

Date	Event	Price
8/12/2026	Listed for sale	$259,900$118/sqft
Source: Greater Owensboro Realtor Association #95492 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$881 -2.2%	$85,500
2024	$901	$85,500
2023	--	$85,500
2022	--	$85,500
2021	--	$85,500
2020	--	$85,500
2019	--	$85,500
2018	--	$85,500
2017	$545	$85,500 +75.9%
2016	$545 +4.3%	$48,600 +8%
2015	$522	$45,000 -47.4%
2014	--	$85,500
2010	--	$85,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 42376

Getting around

8 / 100

Car-Dependent

32 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Southern Oaks Elementary School
Grades: PK-5Distance: 4.6 mi
4/10
College View Middle School
Grades: 6-8Distance: 7.9 mi
7/10
Apollo High School
Grades: 9-12Distance: 8.7 mi

Schools provided by the listing agent

Elementary: Southern Oaks Elementary School
Middle: College View Middle School
High: APOLLO HIGH SCHOOL

Source: Greater Owensboro Realtor Association. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.