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For sale
    • Price cut: $14.9K (5/13)
    $295,000

    108 TWIN LAKE CIRCLE, UMATILLA, FL 32784

    3beds
    1,277sqft
    : 
    $1,987/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    10,085 Square Feet Lot
    $289,400 Zestimate®
    $231/sqft
    $50/mo HOA

    What's special

    Two-car garageOutdoor patioTwo additional bedroomsBuilt-in pantryWelcoming entryEn-suite bathConvenient garage access
    Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**
    130 days
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    162
    |
    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Wilsie Ortiz 407-489-4657,

    COMPLETE REALTY 386-804-6169

    Source: Stellar MLS,MLS#: V4947781MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      • Dimensions: 10x10
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Features: Storage Closet
      • Level: First
      Living room
      • Features: Storage Closet
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside
      Features
      • Kitchen/Family Room Combo, Living Room/Dining Room Combo
      • Flooring: Carpet, Laminate
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,931
      • Total interior livable area: 1,277 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Balcony, Irrigation System
      Lot
      • Size: 10,085 Square Feet
      Details
      • Parcel number: 011826200000003500
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: None
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: UMATILLA TWIN LAKE ESTATES SUB
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Pool, Recreation Facilities
      • Services included: Community Pool
      • HOA fee: $50 monthly
      • HOA name: Gail Schmidt
      • HOA phone: 352-345-1498
      Location
      • Region: Umatilla

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $248,460
      • Annual tax amount: $1,573
      • Date on market: 3/20/2026
      • Cumulative days on market: 131 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $289,400

        $275,000 - $304,000

        $1,782/mo

        Price history

        DateEventPrice
        5/13/2026Price change$295,000-4.8%$231/sqft
        Source: Stellar MLS #V4947781 Report a problem
        3/21/2026Listed for sale$309,900+77.1%$243/sqft
        Source: Stellar MLS #V4947781 Report a problem
        11/23/2005Sold$175,000+1115.3%$137/sqft
        Source: Public Record Report a problem
        10/4/2000Sold$14,400$11/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,573 +10.7%$105,760 +2.9%
        2024$1,421 +4.8%$102,780 +3%
        2023$1,356 +8.4%$99,790 +3%
        2022$1,251 +5.9%$96,890 +3%
        2021$1,182 -1.7%$94,072 +1.4%
        2020$1,202 +2.2%$92,774 +2.3%
        2019$1,176 +5.4%$90,689 +1.9%
        2018$1,116 $88,999 +2.1%
        2017$1,116 +18.2%$87,169 +2.1%
        2016$945 +2.2%$85,377 +0.7%
        2015$924 -1.3%$84,784 +0.8%
        2014$936 +2.6%$84,112 +1.5%
        2013$912 -28.6%$82,869 -16.1%
        2012$1,278 -1.5%$98,773 -2.2%
        2011$1,298 -20.9%$100,983 -14.6%
        2010$1,641 -3.3%$118,265 -3.3%
        2009$1,697 -16.6%$122,247 -11.8%
        2008$2,036 -13.5%$138,557 -0.9%
        2007$2,353 -12.2%$139,843 -4.5%
        2006$2,680 +26.9%$146,368 +54.9%
        2005$2,112 +0.8%$94,512
        2004$2,095 +6%--
        2003$1,977 +3.1%$86,909 +3.2%
        2002$1,917 +464.6%$84,176 +434.5%
        2001$340 $15,750
        2000-- $15,750
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32784

        Getting around

        6 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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