Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset. The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas – the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat. Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing—or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto North’s Harlem Line to NYC This cottage isn’t just a home; it’s a lifestyle.
For sale
Price cut: $26K (10/3)
$699,000
1080 Route 292, Holmes, NY 12531
2beds
1,722sqft
Single Family Residence, Residential
Built in 1940
3,920 Square Feet Lot
$-- Zestimate®
$406/sqft
$-- HOA
What's special
Second bedroomFull hallway bathWood-burning fireplaceOpen-concept kitchenLakefront cottage
- 62 days
- 775
- 64
Zillow last checked:
Listing updated:
Listed by:
McGrath Realty Inc 845-855-5550,
Margaret MacLeay 845-656-8595
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 978111
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Wood Floors
- Level: First
Bedroom 2
- Description: Wood Floors
- Level: First
Primary bathroom
- Description: Tile floors
- Level: First
Bathroom 2
- Description: Tile Floors
- Level: First
Dining room
- Description: Wood Floor
- Level: Lower
Kitchen
- Description: Wood Floors
- Level: Lower
Laundry
- Description: Title
- Level: Lower
Living room
- Description: Wood Floor, Tile, Fireplace
- Level: Lower
Loft
- Description: Carpet
- Level: Second
Heating
- Hot Air, Propane
Cooling
- Central Air
Appliances
- Included: Dryer, Range, Refrigerator, Washer, Gas Water Heater
- Laundry: Inside
Features
- Ceiling Fan(s), Open Kitchen
- Flooring: Tile, Wood
- Attic: Finished,Stairs
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,722
- Total interior livable area: 1,722 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Lake, Mountain(s)
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake Privileges
Lot
- Size: 3,920 Square Feet
Details
- Parcel number: 1340896856143214690000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Aluminum Siding
Condition
- Year built: 1940
Utilities & green energy
- Sewer: Cesspool
- Water: Well
- Utilities for property: Cable Available, Electricity Connected, Propane
Community & HOA
HOA
- Has HOA: No
Location
- Region: Holmes
Financial & listing details
- Price per square foot: $406/sqft
- Tax assessed value: $174,300
- Annual tax amount: $13,770
- Date on market: 4/13/2026
- Cumulative days on market: 177 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/3/2026 | Price change | $699,000-3.6%$406/sqft |
Source: | ||
| 9/9/2026 | Listed for sale | $725,000$421/sqft |
Source: | ||
| 8/6/2026 | Listing removed | $725,000$421/sqft |
Source: | ||
| 4/13/2026 | Listed for sale | $725,000+61.5%$421/sqft |
Source: | ||
| 7/31/2020 | Sold | $449,000$261/sqft |
Source: | ||
| 3/1/2020 | Listing removed | $449,000$261/sqft |
Source: William Raveis Legends Realty #5048986 Report a problem | ||
| 2/8/2020 | Price change | $449,000-10%$261/sqft |
Source: William Raveis Legends Realty #5048986 Report a problem | ||
| 9/4/2019 | Listed for sale | $499,000+333.9%$290/sqft |
Source: William Raveis Legends Realty #5048986 Report a problem | ||
| 10/10/2013 | Sold | $115,000-17.8%$67/sqft |
Source: | ||
| 7/23/2013 | Listed for sale | $139,900$81/sqft |
Source: Century 21 Anita Ferri Realty #318683 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $174,300 |
| 2024 | -- | $174,300 |
| 2023 | -- | $174,300 |
| 2022 | -- | $174,300 |
| 2021 | -- | $174,300 +29.3% |
| 2020 | -- | $134,800 +236.2% |
| 2019 | -- | $40,100 |
| 2018 | -- | $40,100 |
| 2017 | $3,128 | $40,100 |
| 2016 | -- | $40,100 |
| 2015 | -- | $40,100 |
| 2014 | -- | $40,100 |
| 2012 | -- | $40,100 |
| 2011 | -- | $40,100 |
| 2010 | -- | $40,100 |
| 2009 | -- | $40,100 |
| 2008 | -- | $40,100 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: Shorehaven
Nearby schools
Schools provided by the listing agent
- Elementary: Pawling Elementary School
- Middle: Pawling Middle School
- High: Pawling High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






