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For sale
    • Price cut: $5K (9/1)
    $365,000

    109 Bancroft Ave, Colonial Beach, VA 22443

    2beds
    1,000sqft
    : 
    $2,397/mo
    Get pre-qualified
    Single Family Residence
    Built in 1920
    5,616 Square Feet Lot
    $359,400 Zestimate®
    $365/sqft
    $-- HOA

    What's special

    Two patiosCozy reading nookSeparate dining roomFirepit areaLow-maintenance stone landscapingCharming bay window
    Turn-Key Cottage Living on The Point – Just Two Blocks from the Water Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it all—just two blocks from the Potomac River and two blocks from Monroe Bay. Step inside and you’ll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space. The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family. The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space. The updated bathroom includes a walk-in shower and modern vanity. Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertain—including two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work. Located in a golf-cart friendly neighborhood, you’re just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home. Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.
    200 days
    196
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Anthony 804-761-2584,

    Coldwell Banker Elite 540-469-4300,

    Co-Listing Agent: Eric Nelson 202-271-6050,

    Coldwell Banker Elite

    Source: Bright MLS,MLS#: VAWE2010744MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Living Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Bathroom 1
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Bathroom 1
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Dryer, Electric Water Heater
      • Laundry: Has Laundry, Laundry Room
      Features
      • Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Table Space, Bathroom - Stall Shower
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,000
      • Total interior livable area: 1,000 sqft
      • Finished area above ground: 1,000
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Gravel, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Pool features: None
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Garden, Street
      • Waterfront features: River
      • Body of water: Monroe Bay & Potomac River
      Lot
      • Size: 5,616 Square Feet
      • Features: Landscaped, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 3A2 2 67 10C
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: The Point
      HOA
      • Has HOA: No
      Location
      • Region: Colonial Beach

      Financial & listing details

      • Price per square foot: $365/sqft
      • Tax assessed value: $77,700
      • Annual tax amount: $1,025
      • Date on market: 3/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $359,400

        $341,000 - $377,000

        $1,508/mo

        Price history

        DateEventPrice
        9/1/2026Price change$365,000-1.4%$365/sqft
        Source: Bright MLS #VAWE2010744 Report a problem
        3/25/2026Listed for sale$370,000+1.4%$370/sqft
        Source: Bright MLS #VAWE2010744 Report a problem
        12/2/2025Listing removed$365,000$365/sqft
        Source: Bright MLS #VAWE2009674 Report a problem
        11/3/2025Price change$365,000-2.7%$365/sqft
        Source: Bright MLS #VAWE2009674 Report a problem
        9/4/2025Listed for sale$375,000+41.5%$375/sqft
        Source: Bright MLS #VAWE2009674 Report a problem
        11/27/2023Sold$265,000+6%$265/sqft
        Source: Bright MLS #VAWE2005490 Report a problem
        10/24/2023Pending sale$250,000$250/sqft
        Source: Bright MLS #VAWE2005490 Report a problem
        10/22/2023Listed for sale$250,000+38.9%$250/sqft
        Source: Bright MLS #VAWE2005490 Report a problem
        4/22/2019Sold$180,000-2.7%$180/sqft
        Source: Public Record Report a problem
        3/15/2019Pending sale$185,000$185/sqft
        Source: Coldwell Banker Elite #VAWE113296 Report a problem
        3/10/2019Listed for sale$185,000+60.9%$185/sqft
        Source: Coldwell Banker Elite #VAWE113296 Report a problem
        9/12/2016Sold$115,000-7.9%$115/sqft
        Source: Public Record Report a problem
        8/2/2016Pending sale$124,900$125/sqft
        Source: Nest Realty #WE9622970 Report a problem
        7/15/2016Price change$124,900-3.8%$125/sqft
        Source: Nest Realty #WE9622970 Report a problem
        4/11/2016Listed for sale$129,900$130/sqft
        Source: EXIT Realty Expertise #WE9622970 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$587 $139,700
        2024$587 +5%$139,700
        2023$559 $139,700
        2022$559 +53%$139,700 +79.8%
        2021$365 $77,700
        2020$365 -25.4%$77,700
        2018$490 $77,700
        2017-- $77,700
        2016-- $77,700 +2.5%
        2015-- $75,800
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 22443

        Getting around

        52 / 100
        Somewhat Walkable
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Colonial Beach
        • District: Colonial Beach Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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