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For sale
  • $549,000

    109 Sun Bear Cir, Freeport, FL 32439

    3beds
    2,030sqft
    : 
    $3,499/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    9,583 Square Feet Lot
    $534,800 Zestimate®
    $270/sqft
    $-- HOA

    What's special

    Private outdoor settingPeaceful creekside settingAbundant natural lightVersatile bonus roomOpen-concept floor planCovered back porchSpacious primary suite
    $5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot. Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces. Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere. The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space. The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area. With its custom construction, flexible floor plan, peaceful creekside setting, TWO community pools, convenient location, and $5,000 seller credit, this TURNKEY Bear Creek home offers an outstanding opportunity to move right in and start enjoying the Florida lifestyle.
    16 days
    294
    44

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Julie Pruitt-Gann 903-293-5821,

    Real Broker LLC,

    Richard E Gann 205-412-2687,

    Real Broker LLC

    Source: ECAOR,MLS#: 1013056MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: 1st floor
      • Level: First
      • Area: 260 Square Feet
      • Dimensions: 13 x 20
      Bonus room
      • Description: 2nd floor
      • Level: Second
      • Area: 180 Square Feet
      • Dimensions: 12 x 15
      Dining room
      • Description: 1st floor
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Kitchen
      • Description: 1st floor
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Living room
      • Description: 1st floor
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 16 x 18
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Pantry, Split Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,030
      • Total interior livable area: 2,030 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Door Opener, Garage
      • Garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Covered, Porch
      • Exterior features: Sprinkler System, Rain Gutters
      Lot
      • Size: 9,583 Square Feet
      • Dimensions: 67 x 250
      • Features: Wooded
      Details
      • Parcel number: 022S19243100000100
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Frame, Trim Wood, Siding CmntFbrHrdBrd
      • Roof: Roof Pitched
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Fitness Center, Gated, Short Term Rental - Not Allowed, Picnic Area, Playground, Pool, Tennis Court(s), Pickleball
      • Security: Smoke Detector(s)
      • Subdivision: BEAR CREEK COTTAGES
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Land Recreation, Legal, Management, Recreational Faclty
      Location
      • Region: Freeport

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $424,937
      • Annual tax amount: $3,577
      • Date on market: 10/1/2026

        Estimated market value

        $534,800

        $508,000 - $562,000

        $2,785/mo

        Price history

        DateEventPrice
        10/1/2026Listed for sale$549,000-0.2%$270/sqft
        Source: ECAOR #1013056 Report a problem
        8/23/2026Listing removed$550,000$271/sqft
        Source: ECAOR #1005205 Report a problem
        7/31/2026Price change$550,000-3.5%$271/sqft
        Source: ECAOR #1005205 Report a problem
        6/11/2026Listed for sale$570,000-10.9%$281/sqft
        Source: ECAOR #1005205 Report a problem
        7/8/2025Listing removed$639,900$315/sqft
        Source: ECAOR #979325 Report a problem
        6/22/2025Listed for sale$639,900+31.1%$315/sqft
        Source: ECAOR #979325 Report a problem
        8/6/2024Listing removed--
        Source: Zillow Rentals Report a problem
        7/23/2024Price change$2,900-9.4%$1/sqft
        Source: Zillow Rentals Report a problem
        7/12/2024Listed for rent$3,200$2/sqft
        Source: Zillow Rentals Report a problem
        7/13/2021Sold$488,000-1.4%$240/sqft
        Source: ECAOR #870024 Report a problem
        7/8/2021Pending sale$495,000$244/sqft
        Source: ECAOR #870024 Report a problem
        6/17/2021Listed for sale$495,000$244/sqft
        Source: ECAOR #870024 Report a problem
        6/11/2021Pending sale$495,000$244/sqft
        Source: ECAOR #870024 Report a problem
        5/24/2021Price change$495,000+1%$244/sqft
        Source: ECAOR #870024 Report a problem
        4/24/2021Pending sale$489,900$241/sqft
        Source: ECAOR #870024 Report a problem
        4/23/2021Listed for sale$489,900+1299.7%$241/sqft
        Source: ECAOR #870024 Report a problem
        4/11/2019Sold$35,000$17/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,577 -2.5%$424,937 +0.2%
        2024$3,669 +11.8%$424,016 +10%
        2023$3,281 -0.8%$385,469 +1.8%
        2022$3,307 +1118.4%$378,487 +1362.9%
        2021$271 +24.9%$25,872 +10%
        2020$217 +59.5%$23,520 +194.5%
        2019$136 $7,986 -36.1%
        2018$136 +45.6%$12,500 +78.6%
        2017$94 +48%$7,000 +16.7%
        2016$63 +12.5%$6,000
        2015$56 -1.7%$6,000
        2014$57 $6,000
        2013-- $6,000
        2012-- $6,000 -50%
        2011-- $12,000 -43.5%
        2010-- $21,227 -30%
        2009-- $30,325 -40%
        2008-- $50,542 +910.8%
        2007-- $5,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32439

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freeport
        • Middle: Freeport
        • High: Freeport

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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