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    • $372,000

    109 Water St #109, Penn Yan, NY 14527

    2beds
    1,205sqft
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    Townhouse, Condominium
    Built in 2025
    -- sqft lot
    $-- Zestimate®
    $309/sqft
    $474/mo HOA

    What's special

    Spa-like bathroomLight-filled open-concept floor planAmple walk-in closet spaceTop-tier stainless steel appliancesGenerous primary suiteGranite countertopsCustom cabinetry
    Welcome to refined downtown living in the heart of the picturesque Finger Lakes! This exceptional, spacious condo offers a rare opportunity for a low-maintenance, sophisticated lifestyle. Ideal for those seeking a year-round residence or a luxurious "lock-and-leave" second home, this property delivers convenience and elegance. Step inside a light-filled open-concept floor plan designed for seamless entertaining and daily comfort. The chef's kitchen features custom cabinetry, granite countertops, and top-tier stainless steel appliances. Gleaming hardwood floors flow throughout the main living areas, leading to a generous primary suite with a spa-like bathroom and ample walk-in closet space. Enjoy the best of Penn Yan with unparalleled walkability. Stroll to charming local boutiques, acclaimed restaurants, and the scenic beauty of Keuka Lake just moments from your door. This property is a private sanctuary amidst a vibrant small-town atmosphere. Key Features: • Modern, high-end finishes and an open floor plan • Gourmet kitchen with professional-grade appliances • Walkability to downtown Penn Yan and lakefront attractions • Low-maintenance "lock-and-leave" lifestyle • Secure building access Don't miss this rare opportunity to own a piece of the Finger Lakes lifestyle. Schedule your private tour of this exceptional property today!
    243 days
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    99
    |
    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    The Iversen Realty Group 585-737-8711,

    John J. Waugh 585-314-5478

    Source: NYSAMLSs,MLS#: R1648493MLS LogoOriginating MLS: Rochester

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Ductless, Heat Pump, Zoned, Electric, Forced Air
      Cooling
      • Ductless, Heat Pump, Zoned, Central Air
      Appliances
      • Included: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Washer
      Features
      • Ceiling Fan(s), Kitchen/Family Room Combo, Living/Dining Room, Pantry, Quartz Counters, Sliding Glass Door(s), Storage, Bedroom on Main Level, Bath in Primary Bedroom
      • Flooring: Carpet, Ceramic Tile, Hardwood, Resilient, Varies
      • Doors: Sliding Doors
      • Windows: Thermal Windows
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,205
      • Total interior livable area: 1,205 sqft

      Property

      Parking
      • Parking features: No Garage, Open, Other, See Remarks
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Bedroom, Low Threshold Shower, No Stairs, Accessible Approach with Ramp, Accessible Doors, Accessible Entrance
      Lot
      • Size: 1,216 Square Feet
      • Dimensions: 38 x 32
      • Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
      Details
      • Parcel number: 5730010490750001040001000
      • Special conditions: Standard,Trust

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Townhouse, Condominium
      Materials
      • Attic/Crawl Hatchway(s) Insulated, Composite Siding, Foam Insulation, Other, Shake Siding, Vinyl Siding, PEX Plumbing
      • Foundation: Slab
      Condition
      • Resale
      • Year built: 2025

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
      Green energy
      • Energy efficient items: Appliances, HVAC, Windows, Energy Recovery Ventilator
      • Indoor air quality: Ventilation

      Community & HOA

      Community
      • Features: Trails/Paths
      • Subdivision: Water Street
      HOA
      • Services included: Common Area Maintenance, Insurance, Reserve Fund, Snow Removal, Trash
      • HOA fee: $474 monthly
      • HOA name: Iversen
      • HOA phone: 585-737-8711
      Location
      • Region: Penn Yan

      Financial & listing details

      • Price per square foot: $309/sqft
      • Tax assessed value: $123,052
      • Annual tax amount: $3,409
      • Date on market: 11/20/2025
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/17/2026Price change$372,000-20%$309/sqft
        Source: NYSAMLSs #R1648493 Report a problem
        11/20/2025Listed for sale$465,000$386/sqft
        Source: NYSAMLSs #R1648493 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 14527

        Getting around

        75 / 100
        Very Walkable
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Penn Yan Elementary
        • Middle: Penn Yan Middle
        • High: Penn Yan Academy
        • District: Penn Yan

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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