Welcome to Waters Edge Cove! Fully updated 5Bd, 3½Ba lakefront home with active Short-term Rental license and covered dock offering a rare combination of turnkey living, recreation, and rental potential. Quiet cul-de-sac location in a desirable Hot Springs lakefront community, the home offers approx. 3,416±sf with multiple living areas ideal for family, guests, or STR use. Updates include new flooring, interior/exterior paint and lighting, granite countertops, new kitchen appliances, and updated bathrooms with glass showers. FEMA LOMA confirms the property is outside the Special Flood Hazard Area eliminating federal mandatory flood-insurance requirement - an added financial benefit. Key features include a transferable STR license, covered dock, 92 feet of shoreline with direct water access, FEMA LOMA and a private homeowners’ park bordering the property—an exclusive green space providing privacy and tranquility. Additional features include an oversized 2-car garage and ample parking. Ideal as a primary residence, second home, vacation retreat, or turnkey STR, this property offers the Lake Hamilton lifestyle just minutes from Hot Springs dining, shopping, recreation and attractions.
Active
Price cut: $54K (8/25)
$1,195,000
109 Waters Edge Cv, Hot Springs, AR 71901
5beds
3,416sqft
Single Family Residence
Built in 1990
6,969 Square Feet Lot
$1,127,700 Zestimate®
$350/sqft
$-- HOA
What's special
Covered dockAmple parkingQuiet cul-de-sac locationNew flooringNew kitchen appliancesGranite countertops
- 152 days
- 57
- 5
Zillow last checked:
Listing updated:
Listed by:
Frank Graziani 704-299-2807,
Crossroads Realty Group 501-232-1223
Source: CARMLS,MLS#: 26017948
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Den/Family Room, Game Room, Basement
Dining room
- Features: Eat-in Kitchen, Separate Breakfast Rm, Kitchen/Dining Combo, Breakfast Bar
Heating
- Natural Gas
Cooling
- Electric
Appliances
- Included: Built-In Range, Microwave, Dishwasher, Disposal, Plumbed For Ice Maker, Convection Oven, Ice Maker, Gas Water Heater
- Laundry: Washer Hookup, Gas Dryer Hookup, Electric Dryer Hookup, Laundry Room
Features
- Walk-In Closet(s), Ceiling Fan(s), Walk-in Shower, Breakfast Bar, Granite Counters, Sheet Rock, Primary Bedroom/Main Lv, Guest Bedroom/Main Lv, 2 Bedrooms Same Level, 3 Bedrooms Same Level, 3 Bedrooms Upper Level, 2 Bedrooms Lower Level
- Flooring: Luxury Vinyl
- Doors: Insulated Doors
- Windows: Window Treatments, Insulated Windows
- Basement: Full,Finished,Walk-Out Access,Heated,Cooled
- Attic: Floored
- Has fireplace: Yes
- Fireplace features: Woodburning-Site-Built, Gas Logs Present, Blower Fan
Interior area
- Total structure area: 3,416
- Total interior livable area: 3,416 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Two Car
- Has garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Rain Gutters, Dock
- On waterfront: Yes
- Waterfront features: Cove, Dock - Covered, Dock Private, Lake Front, Lake
- Body of water: Lake: Hamilton
Lot
- Size: 6,969 Square Feet
- Features: Subdivided, Waterfront, Lawn Sprinkler, Seawall
Details
- Parcel number: 40068250003000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Electric: Elec-Municipal (+Entergy)
- Gas: Gas-Natural
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Security: Smoke Detector(s), Safe/Storm Room
- Subdivision: WATERS EDGE
HOA
- Has HOA: No
Location
- Region: Hot Springs
Financial & listing details
- Price per square foot: $350/sqft
- Tax assessed value: $613,750
- Annual tax amount: $4,859
- Date on market: 5/5/2026
- Road surface type: Paved
Estimated market value
$1,127,700
$1.07M - $1.18M
$3,180/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2026 | Price change | $1,195,000-4.3%$350/sqft |
Source:  CARMLS #26017948 Report a problem | ||
| 5/5/2026 | Listed for sale | $1,249,000+346.1%$366/sqft |
Source: CARMLS #26017948 Report a problem | ||
| 3/9/2009 | Sold | $280,000-24.3%$82/sqft |
Source: Public Record Report a problem | ||
| 9/1/2006 | Sold | $370,000+48%$108/sqft |
Source: Public Record Report a problem | ||
| 4/11/2002 | Sold | $250,000$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,795 +6.3% | $106,792 +7.7% |
| 2024 | $4,512 +9.8% | $99,164 +8.3% |
| 2023 | $4,110 +9.1% | $91,536 +9.1% |
| 2022 | $3,767 +9% | $83,908 +10% |
| 2021 | $3,455 | $76,280 |
| 2020 | $3,455 +0% | $76,280 |
| 2019 | $3,455 +3.2% | $76,280 |
| 2018 | $3,349 +5.8% | $76,280 |
| 2017 | $3,165 +16.9% | $76,280 +16.4% |
| 2016 | $2,707 | $65,550 |
| 2015 | $2,707 +0% | $65,550 |
| 2014 | $2,707 0% | $65,550 |
| 2013 | $2,707 | $65,550 |
| 2012 | $2,707 | $65,550 |
| 2011 | $2,707 +3.1% | $65,550 -1.9% |
| 2009 | $2,625 -0.3% | $66,790 |
| 2008 | $2,632 -1% | $66,790 |
| 2007 | $2,658 | $66,790 +38.9% |
| 2006 | -- | $48,090 +59.2% |
| 2005 | -- | $30,201 |
| 2004 | -- | $30,201 |
| 2003 | -- | $30,201 +3.3% |
| 2001 | -- | $29,246 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 71901
Nearby schools
Schools provided by the listing agent
- High: Lakeside
Source: CARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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