Cub Lake !!! Beautiful 111'' elevated setting with views of the lake. 3 B/R 4 Bath, 3,160 sf plus finished partial finished walkout basement. 800 sf decking, covered lakefront porch, covered lower level patio, detached 24 x 32 garage. Irrigated garden, Generac whole house generator, central a/c, master bedroom suite with custom bath and huge walk-in closet. Natural gas forced air heat. Park like setting with mature hardwoods, steps leading down the lakefront.
For sale
$695,000
10903 Black Bear Rd NE, Kalkaska, MI 49646
3beds
3,640sqft
Single Family Residence
Built in 1966
0.51 Acres Lot
$659,300 Zestimate®
$191/sqft
$-- HOA
What's special
Covered lakefront porchIrrigated gardenCovered lower level patio
- 28 days
- 891
- 29
Zillow last checked:
Listing updated:
Listed by:
Craig Hinkle 989-390-2215,
Re/Max Of Grayling 989-348-7440
Source: WWMLS,MLS#: 201842792
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Forced Air, Natural Gas, Wood Stove
Cooling
- Central Air
Appliances
- Included: Water Heater, Water Softener, Washer, Refrigerator, Microwave, Dryer, Dishwasher
Features
- Ceiling Fan(s), Vaulted Ceiling(s), Wet Bar
- Flooring: Hardwood
- Basement: Partially Finished,Partial,Walk-Out Access
Interior area
- Total structure area: 3,640
- Total interior livable area: 3,640 sqft
- Finished area above ground: 3,120
Property
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Features
- Patio & porch: Deck, Patio/Porch
- Exterior features: Garden
- On waterfront: Yes
- Waterfront features: Lake
- Body of water: Cub Lake
Lot
- Size: 0.51 Acres
- Dimensions: 110 x 241
- Features: Natural
Details
- Additional structures: Shed(s)
- Parcel number: 00125001300
- Special conditions: Trust
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Foundation: Crawl
Condition
- Year built: 1966
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: Black Bear
Location
- Region: Kalkaska
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $546,000
- Annual tax amount: $4,143
- Date on market: 9/14/2026
- Listing terms: Cash,Conventional Mortgage
- Road surface type: Paved, Maintained
Estimated market value
$659,300
$626,000 - $692,000
$3,015/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/14/2026 | Listed for sale | $695,000+139.7%$191/sqft |
Source:  WWMLS #201842792 Report a problem | ||
| 4/6/2011 | Sold | $290,000$80/sqft |
Source:  NGLRMLS #1721845 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,143 +1% | $273,000 +7.5% |
| 2024 | $4,100 +6.9% | $253,900 -1.6% |
| 2023 | $3,834 +5% | $258,100 +21.6% |
| 2022 | $3,651 | $212,200 +6.6% |
| 2021 | -- | $199,100 +19.9% |
| 2020 | -- | $166,100 +1% |
| 2019 | -- | $164,500 +12.1% |
| 2018 | -- | $146,700 -0.9% |
| 2016 | -- | $148,000 +9.2% |
| 2015 | -- | $135,500 +11.8% |
| 2014 | -- | $121,200 -5.6% |
| 2013 | -- | $128,400 +2.6% |
| 2012 | -- | $125,200 +56.7% |
| 2011 | -- | $79,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49646
Nearby schools
Schools provided by the listing agent
- Elementary: Kalkaska
Source: WWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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