Perched above the treetops with panoramic views of Lake Whatcom and Lake Louise, this striking recently built home blends modern Northwest design with everyday luxury. Tucked on a quiet cul-de-sac in Sudden Valley, 3,697 SF across three light-filled levels offers 5 bedrooms and four walkout decks with lake views that put forest, water, and mountains on full display. The designer kitchen stuns with custom cabinetry, quartz counters, brass accents, and high-end Frigidaire Professional appliances, including a 68" fridge and 36" range. Custom finishes throughout like ceramic tile, Venetian plaster, heated tile floors and shower pan elevate every space. The daylight basement offers a second full kitchen, bedrooms and laundry with separate access, ideal for multigenerational living or rental income potential. Thoughtful extras: energy-efficient heating and cooling, central vac, generator hookup, and EV charger. All this in Sudden Valley, one of Bellingham's best-kept secrets: enjoy Lake Whatcom beaches, a marina, 18-hole golf, pools, tennis and pickleball, and miles of hiking trails right outside your door just 20 minutes to downtown Bellingham. Wake to sunlight filtering through the evergreens, sip coffee on the deck as the lake glitters below, and settle into a home where nature and refined comfort meet. Welcome home to 11 Oval Ct.
Active
Listed by: Sterling Real Estate Group • Vyacheslav Pakhnyuk
$1,090,000
11 Oval Court, Bellingham, WA 98229
5beds
3,697sqft
Single Family Residence
Built in 2025
6,764 Square Feet Lot
$-- Zestimate®
$295/sqft
$167/mo HOA
What's special
Second full kitchenDesigner kitchenVenetian plasterDaylight basementCeramic tileHeated tile floorsEnergy-efficient heating and cooling
- 11 days |
- 1,132 |
- 37 |
Zillow last checked:
Listing updated:
Listed by:
Vyacheslav Pakhnyuk,
Sterling Real Estate Group
Source: NWMLS as distributed by MLS GRID,MLS#: 2566509
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Bedroom
- Description: Primary
- Level: Second
- Area: 289
- Dimensions: 17.00 x 17.00
Bedroom
- Description: Bedroom 2
- Level: Second
- Area: 221
- Dimensions: 17.00 x 13.00
Bedroom
- Description: Bedroom 3
- Level: Second
- Area: 121
- Dimensions: 11.00 x 11.00
Bedroom
- Description: Bedroom 4
- Level: Lower
- Area: 156
- Dimensions: 13.00 x 12.00
Bedroom
- Description: Bedrom 5
- Level: Lower
- Area: 182
- Dimensions: 14.00 x 13.00
Bathroom three quarter
- Description: Powder room
- Level: Main
- Area: 30
- Dimensions: 6.00 x 5.00
Bathroom full
- Description: Full bath
- Level: Lower
- Area: 60
- Dimensions: 12.00 x 5.00
Bathroom full
- Description: Primary bath
- Level: Second
- Area: 96
- Dimensions: 12.00 x 8.00
Bathroom full
- Description: Hall Bath
- Level: Second
- Area: 60
- Dimensions: 10.00 x 6.00
Entry hall
- Level: Main
- Area: 49
- Dimensions: 7.00 x 7.00
Family room
- Description: Common area
- Level: Second
- Area: 378
- Dimensions: 21.00 x 18.00
Great room
- Level: Main
- Area: 399
- Dimensions: 21.00 x 19.00
Kitchen with eating space
- Level: Main
- Area: 204
- Dimensions: 17.00 x 12.00
Rec room
- Description: Rec room
- Level: Lower
- Area: 456
- Dimensions: 24.00 x 19.00
Utility room
- Level: Main
- Area: 25
- Dimensions: 5.00 x 5.00
Utility room
- Description: Mechanical closet
- Level: Second
- Area: 16
- Dimensions: 4.00 x 4.00
Utility room
- Description: Primary WIC
- Level: Second
- Area: 91
- Dimensions: 13.00 x 7.00
Utility room
- Description: Bedroom 2 WIC
- Level: Second
- Area: 40
- Dimensions: 8.00 x 5.00
Utility room
- Description: Mechanical room
- Level: Lower
- Area: 60
- Dimensions: 10.00 x 6.00
Heating
- Fireplace, 90%+ High Efficiency, Ductless, Heat Pump, HRV/ERV System, Recirculation Pump, Electric, Propane
Cooling
- 90%+ High Efficiency, Ductless, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s), Water Heater: On demand - propane, Water Heater Location: Utility Room
Features
- Bath Off Primary, Central Vacuum, High Tech Cabling, Pantry
- Flooring: Ceramic Tile, Vinyl Plank, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: Daylight,Finished
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 3,697
- Total interior livable area: 3,697 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Second Kitchen, Bath Off Primary, Built-In Vacuum, Dbl Pane/Storm Window, Fireplace, High Tech Cabling, Pantry, Security System, Walk-In Closet(s), Water Heater, Wired for Generator
- Has view: Yes
- View description: Lake, Mountain(s), Territorial
- Has water view: Yes
- Water view: Lake
Lot
- Size: 6,764 Square Feet
- Dimensions: 101 x 113
- Features: Cul-De-Sac, Dead End Street, Paved, Secluded, Cable TV, Deck, Electric Car Charging, High Speed Internet, Patio, Propane
- Topography: Sloped,Steep Slope
Details
- Parcel number: 3704081720410000
- Zoning: Residential
- Zoning description: Jurisdiction: County
- Special conditions: Standard
- Other equipment: Leased Equipment: No, Wired for Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Cement Planked, Cement Plank
- Foundation: Poured Concrete, Slab
- Roof: Flat
Condition
- Very Good
- Year built: 2025
- Major remodel year: 2025
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lake Whatcom Water Sewer
- Water: Public, Company: Lake Whatcom Water Sewer
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Features: Boat Launch, CCRs, Golf, Park, Playground, Trail(s)
- Security: Security System
- Subdivision: Sudden Valley
HOA
- Services included: Common Area Maintenance, Road Maintenance, Snow Removal
- HOA fee: $167 monthly
- HOA phone: 360-734-6430
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $10,146
- Annual tax amount: $9,379
- Date on market: 7/9/2026
- Cumulative days on market: 41 days
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Leased Equipment, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/7/2026 | Listed for sale | $1,090,000+3306.3%$295/sqft |
Source:  NWMLS as distributed by MLS GRID #2566509 Report a problem | ||
| 3/8/2024 | Sold | $32,000-28.9%$9/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 2/19/2024 | Pending sale | $45,000$12/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 1/16/2024 | Price change | $45,000-18.2%$12/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 9/14/2023 | Price change | $55,000-8.3%$15/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 8/30/2023 | Listed for sale | $60,000$16/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 8/24/2023 | Pending sale | $60,000$16/sqft |
Source: NWMLS as distributed by MLS GRID #2057094 Report a problem | ||
| 6/8/2023 | Price change | $60,000-7.7%$16/sqft |
Source: NWMLS as distributed by MLS GRID #NWM2057094 Report a problem | ||
| 4/18/2023 | Listed for sale | $65,000+33.2%$18/sqft |
Source: NWMLS as distributed by MLS GRID #NWM2057094 Report a problem | ||
| 8/12/2015 | Listing removed | $48,795$13/sqft |
Source: RE/MAX WHATCOM COUNTY, INC. #741726 Report a problem | ||
| 2/11/2015 | Listed for sale | $48,795+388%$13/sqft |
Source: RE/MAX WHATCOM COUNTY, INC. #741726 Report a problem | ||
| 3/31/2005 | Sold | $10,000$3/sqft |
Source: NWMLS as distributed by MLS GRID #24166764 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $96 +97.1% | $10,146 -8% |
| 2023 | $49 -48.2% | $11,028 +17% |
| 2022 | $94 +2.1% | $9,425 +45% |
| 2021 | $92 +28.8% | $6,500 +30% |
| 2020 | $71 | $5,000 -11.9% |
| 2019 | $71 -11.4% | $5,678 +5.2% |
| 2018 | $80 +4.3% | $5,398 +4.7% |
| 2017 | $77 -8.5% | $5,155 +6.2% |
| 2016 | $84 +12.2% | $4,855 |
| 2015 | $75 | $4,855 -2.9% |
| 2014 | $75 -4.5% | $5,000 -60.2% |
| 2013 | $79 | $12,550 -49.9% |
| 2012 | -- | $25,050 -35% |
| 2011 | -- | $38,550 -3% |
| 2010 | -- | $39,750 -20.5% |
| 2009 | $489 +230.6% | $50,000 |
| 2008 | $148 | $50,000 +300% |
| 2007 | $148 -6.3% | $12,500 |
| 2005 | $158 | $12,500 |
| 2004 | $158 +192% | $12,500 +212.5% |
| 2003 | $54 +2% | $4,000 |
| 2002 | $53 +0.2% | $4,000 |
| 2001 | $53 | $4,000 |
| 2000 | -- | $4,000 |
| 1999 | -- | $4,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Sudden Valley
Nearby schools
GreatSchools rating
- 6/10Geneva Elementary SchoolGrades: PK-5Distance: 4.6 mi
- 9/10Kulshan Middle SchoolGrades: 6-8Distance: 5.6 mi
- 8/10Bellingham High SchoolGrades: 9-12Distance: 7.6 mi
Schools provided by the listing agent
- Elementary: Geneva Elem
- Middle: Kulshan Mid
- High: Bellingham High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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