Rarely does a property offer this much privacy, acreage, and shoreline on sought-after Chisago Lake. Set on over 3 acres with approximately 250 feet of lake frontage, this beautifully updated home offers the perfect blend of space, nature, and lake living. Inside, you'll find hardwood floors, stainless steel appliances, updated finishes, and a spacious kitchen with a large center island designed for gathering and entertaining. Large windows capture stunning views of the surrounding landscape and lake. Enjoy peaceful mornings on the deck, abundant wildlife, mature trees, and a private bridge leading to your shoreline. Whether you're boating, fishing, entertaining, or simply relaxing, this property delivers the lake lifestyle you've been searching for. This a truly turnkey lakefront opportunity. A rare chance to enjoy Chisago Lake from day one.
Active with contingency
Price cut: $100.9K (6/26)
$499,000
11551 278th St, Chisago City, MN 55013
2beds
3,028sqft
:
Get pre-qualifiedN/A
Single Family
Built in 1910
3.03 Acres Lot
$494,500 Zestimate®
$165/sqft
$-- HOA
What's special
Hardwood floorsAbundant wildlifeStainless steel appliancesMature treesUpdated finishesBeautifully updated home
- 31 days |
- 4,426 |
- 271 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
The Leonhardt Team 651-769-5329,
Coldwell Banker Realty,
Miguel Ortiz 612-270-8525
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7099855
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bathroom
- Description: 3/4 Basement,Main Floor 1/2 Bath,Separate Tub & Shower,Shower Only,Upper Level Full Bath,Walk-In Shower Stall
Dining room
- Description: Separate/Formal Dining Room
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Features
- Basement: Daylight,Drain Tiled,Finished,Full,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Brick, Gas, Living Room
Interior area
- Total structure area: 3,028
- Total interior livable area: 3,028 sqft
- Finished area above ground: 2,106
- Finished area below ground: 922
Property
Parking
- Total spaces: 3
- Parking features: Detached Garage, Asphalt, Insulated Garage
- Garage spaces: 3
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Awning(s), Composite Decking, Deck, Front Porch
- Pool features: None
- Fencing: Invisible
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake Bottom(Sand, Soft)
- Frontage length: Water Frontage: 250
Lot
- Size: 3.03 Acres
- Dimensions: 574 x 250.8
- Features: Additional Land Available, Accessible Shoreline, Irregular Lot, Tree Coverage - Light
Details
- Additional structures: Storage Shed
- Foundation area: 1610
- Parcel number: 020097330
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 1910
Utilities & green energy
- Electric: 200+ Amp Service
- Gas: Natural Gas
- Sewer: Mound Septic, Private Sewer, Septic System Compliant - No
- Water: Private, Well
Community & HOA
Community
- Subdivision: Aphge Acres 2
HOA
- Has HOA: No
Location
- Region: Chisago City
Financial & listing details
- Price per square foot: $165/sqft
- Tax assessed value: $656,900
- Annual tax amount: $6,974
- Date on market: 6/26/2026
- Cumulative days on market: 86 days
- Road surface type: Paved
Estimated market value
$494,500
$470,000 - $519,000
$2,922/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $499,000-16.8%$165/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7099855 Report a problem | ||
| 6/3/2026 | Listed for sale | $599,900+20%$198/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7085214 Report a problem | ||
| 6/1/2026 | Listing removed | $500,000$165/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 5/24/2026 | Price change | $500,000-23.1%$165/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 5/20/2026 | Price change | $650,000-6.5%$215/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 5/6/2026 | Price change | $695,000+16.8%$230/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 5/2/2026 | Price change | $595,000-14.4%$196/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 4/27/2026 | Listed for sale | $695,000$230/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7060688 Report a problem | ||
| 4/22/2026 | Listing removed | $695,000$230/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7048614 Report a problem | ||
| 4/3/2026 | Listed for sale | $695,000+26.4%$230/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7048614 Report a problem | ||
| 4/2/2026 | Sold | $550,000-15.4%$182/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6819665 Report a problem | ||
| 11/19/2025 | Listed for sale | $650,000$215/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6819665 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,052 +28.4% | $656,900 +20.1% |
| 2023 | $5,492 -6.6% | $546,900 +12.6% |
| 2022 | $5,880 +13% | $485,500 +13.9% |
| 2021 | $5,204 +1.4% | $426,300 |
| 2020 | $5,130 +11.6% | -- |
| 2017 | $4,598 +100% | -- |
| 2016 | $2,299 -45% | -- |
| 2015 | $4,178 -12.5% | -- |
| 2014 | $4,776 -6.3% | $356,400 |
| 2013 | $5,096 -17.3% | -- |
| 2012 | $6,162 +12.8% | -- |
| 2011 | $5,464 -2.4% | -- |
| 2010 | $5,598 | -- |
| 2009 | -- | -- |
| 2008 | $4,838 +6.7% | -- |
| 2007 | $4,536 -7.9% | -- |
| 2006 | $4,923 +53.7% | -- |
| 2005 | $3,204 +17.3% | -- |
| 2004 | $2,731 +14.5% | -- |
| 2003 | $2,386 -8.9% | -- |
| 2002 | $2,619 -9.7% | -- |
| 2001 | $2,901 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 55013
Nearby schools
GreatSchools rating
- NAChisago Lakes Elementary SchoolGrades: PK-1Distance: 0.6 mi
- 8/10Chisago Lakes Middle SchoolGrades: 6-8Distance: 3.5 mi
- 9/10Chisago Lakes Senior High SchoolGrades: 9-12Distance: 2.2 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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