Pending

$399,999

130 Emerald St, Gardner, MA 01440

4beds

2,160sqft

$2,769/mo

Get pre-qualified

Single Family Residence

Built in 1930

7,570 Square Feet Lot

$400,100 Zestimate^®

$185/sqft

$-- HOA

What's special

Cozy wood-burning fireplaceBackyard retreatPartially finished basementOutdoor entertainingBeautiful glass french doorsSpace for gardeningPartially fenced backyard

Welcome to this well-loved home, proudly owned and meticulously maintained by the same owners for over 35 years. While the interior reflects its original charm and is ready for your personal updates, this home offers exceptional character, solid construction, and endless potential for the right buyer. Inside, you’ll find beautiful glass French doors that add warmth and elegance, a cozy wood-burning fireplace, and a partially finished basement that provides additional living or recreation space. The upgraded chimney offers added peace of mind for years to come. Step outside to enjoy the partially fenced backyard, offering space for gardening, outdoor entertaining, or simply relaxing in your own backyard retreat. Incredible walkability to groceries, pharmacies, dining, and convenience stores. Whether you’re a first-time homebuyer, someone looking to build equity, or an investor seeking a home with great bones, this property is a fantastic opportunity.

58 days
39
2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Features: Walk-In Closet(s), Flooring - Hardwood
Level: Second
Area: 206.36
Dimensions: 13.4 x 15.4

Bedroom 2

Features: Walk-In Closet(s), Flooring - Hardwood
Level: Second
Area: 172.86
Dimensions: 13.4 x 12.9

Bedroom 3

Features: Walk-In Closet(s), Flooring - Hardwood
Level: Second
Area: 135.34
Dimensions: 10.1 x 13.4

Bedroom 4

Features: Walk-In Closet(s), Flooring - Hardwood
Level: Second
Area: 162.27
Dimensions: 12.11 x 13.4

Bathroom 1

Features: Bathroom - Half
Level: First
Area: 17.37
Dimensions: 3.4 x 5.11

Bathroom 2

Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
Level: Second
Area: 47.52
Dimensions: 6.6 x 7.2

Dining room

Features: Flooring - Hardwood
Level: First
Area: 183.58
Dimensions: 13.4 x 13.7

Family room

Level: First

Kitchen

Features: Flooring - Vinyl, Pantry
Level: First
Area: 121.03
Dimensions: 9.1 x 13.3

Living room

Features: Flooring - Hardwood, French Doors
Level: First
Area: 245.22
Dimensions: 18.3 x 13.4

Heating

Steam, Oil

Cooling

Window Unit(s)

Appliances

Included: Electric Water Heater, Water Heater, Range, Refrigerator
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup

Features

Ceiling Fan(s), Closet, Sun Room, Entry Hall, Center Hall, Walk-up Attic
Flooring: Vinyl, Hardwood, Flooring - Hardwood
Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Concrete
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 2,160
Total interior livable area: 2,160 sqft
Finished area above ground: 2,160
Finished area below ground: 660

Property

Parking

Total spaces: 3
Parking features: Paved Drive, Off Street, Paved
Uncovered spaces: 3

Accessibility

Accessibility features: No

Features

Patio & porch: Porch, Deck - Wood
Exterior features: Porch, Deck - Wood, Rain Gutters, Fenced Yard
Fencing: Fenced/Enclosed,Fenced

Lot

Size: 7,570 Square Feet
Features: Easements

Details

Parcel number: M:M22 B:25 L:13,3536017
Zoning: R1

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Frame, Stone
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1930

Utilities & green energy

Electric: Circuit Breakers, 100 Amp Service
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Public Transportation, Shopping, Park, Laundromat, House of Worship, Public School, Sidewalks

HOA

Has HOA: No

Location

Region: Gardner

Financial & listing details

Price per square foot: $185/sqft
Tax assessed value: $335,700
Annual tax amount: $4,623
Date on market: 7/15/2026
Exclusions: Back On The Market Through No Fault Of Seller Or Property. Buyer Financing Fell Through. Schedule Yo
Road surface type: Paved

Estimated market value

$400,100

$380,000 - $420,000

$2,756/mo

Price history

Date	Event	Price
8/9/2026	Pending sale	$399,999$185/sqft
Source: MLS PIN #73548773 Report a problem
7/28/2026	Listed for sale	$399,999$185/sqft
Source: MLS PIN #73548773 Report a problem
7/27/2026	Contingent	$399,999$185/sqft
Source: MLS PIN #73548773 Report a problem
7/13/2026	Listed for sale	$399,999+472.2%$185/sqft
Source: MLS PIN #73548773 Report a problem
11/30/1990	Sold	$69,900$32/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,457 -0.5%	$310,400 +3.9%
2024	$4,478 +2.1%	$298,700 +9.9%
2023	$4,386 +12.1%	$271,900 +29.2%
2022	$3,911 +4.3%	$210,400 +12.5%
2021	$3,749 +3.9%	$187,100 +2.4%
2020	$3,608 +5.5%	$182,800 +7.7%
2019	$3,420 +8.6%	$169,800 +9.3%
2018	$3,148 -2%	$155,300 -1%
2017	$3,211 +8%	$156,800 +8%
2016	$2,972 +4.5%	$145,200 +2%
2015	$2,843 +3.8%	$142,300 -2%
2014	$2,740 +0.1%	$145,200 -7.4%
2013	$2,738 +6.1%	$156,800 +1.3%
2012	$2,581 +2.5%	$154,800 -3.7%
2011	$2,518 +2.2%	$160,700 -3.1%
2010	$2,464 +0.8%	$165,800 -11.3%
2009	$2,444 -0.7%	$187,000 -7.9%
2008	$2,460 +0.8%	$203,100 -3.1%
2007	$2,440 +2.2%	$209,600 +8.1%
2006	$2,387 +5.9%	$193,900 +8.1%
2005	$2,254 +10.9%	$179,300 +60.7%
2004	$2,032 +2.7%	$111,600
2003	$1,978 +3.6%	$111,600
2002	$1,909 +10.2%	$111,600 +23.6%
2000	$1,733	$90,300