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For sale
    • C$949,000

    138 Saint James St S, Norfolk County, ON N0E 1Y0

    4beds
    2,420sqft
    Single Family Residence, Residential
    Built in 1895
    0.41 Acres Lot
    $-- Zestimate®
    C$392/sqft
    C$-- HOA

    What's special

    Solid brick constructionTwo classic covered porchesMature once-showcased gardensWarm eat-in kitchenMain floor officeFormal dining roomRich hardwood floors
    A rare offering in the heart of Waterford — this 1895 Victorian, architecturally updated in 1936, has been cared for by the same family for over two decades, and it shows in every detail. Solid brick construction, two classic covered porches, and mature, once-showcased gardens set the tone before you even step through the door. Inside, over 2,400 square feet unfolds across two storeys: a warm eat-in kitchen, a main floor office, a main floor 2-piece bathroom, and a formal dining room, all connected by rich hardwood floors, crown moulding, antique light fixtures, and etched and stained-glass details true to the home's era. The living room anchors it all with a gas fireplace and custom hardwood cabinetry, while a sunroom off the main level houses a hot tub — the perfect spot to unwind. Upstairs, 4 generous bedrooms include a primary suite with its own 3-piece ensuite, plus a second full bath serving the rest of the level. Outside, the 0.41-acre lot is a private retreat framed by trees, hedges, and fencing, complete with a gazebo, patio, and beautifully kept gardens. The detached double garage doubles as a coach house, with a generous sized entrance area below and a self-contained loft studio above — kitchenette, bed/sitting room, and 3-piece bath included, ideal for guests, extended family, or added income potential. Just a short walk from the Waterford ponds, boat launch, and the scenic Waterford Heritage Trail connecting to Port Dover and Brantford, with the Wishbone Brewery, antique market, and other local shops all close by, this is a home with character, history, and room to grow into — set in one of Norfolk County's most walkable small towns. And with Waterford perfectly located just a short drive to all major centres for shopping, entertainment, and employment, you get small-town charm without sacrificing convenience.
    11 hours
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    6
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    Zillow last checked:

    Listing updated:

    Listed by:

    Daryl Rainey, Broker of Record,

    Progressive Realty Group Inc.

    Source: ITSO,MLS®#: 40856474Originating MLS®#: Cornerstone Association of REALTORS®

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Other
      • Features: Ensuite, Hardwood Floor
      • Level: Second
      Bedroom
      • Features: Hardwood Floor
      • Level: Second
      Bedroom
      • Features: Hardwood Floor
      • Level: Second
      Bedroom
      • Features: Hardwood Floor
      • Level: Second
      Bathroom
      • Features: 2-Piece, Hardwood Floor
      • Level: Main
      Bathroom
      • Features: 4-Piece, Tile Floors
      • Level: Second
      Other
      • Features: 3-Piece, Tile Floors
      • Level: Second
      Breakfast room
      • Features: Hardwood Floor
      • Level: Main
      Dining room
      • Features: Crown Moulding, Hardwood Floor
      • Level: Main
      Foyer
      • Features: Hardwood Floor
      • Level: Main
      Game room
      • Description: Open centre room with carpet & unfinished ceiling.
      • Features: Carpet
      • Level: Basement
      Kitchen
      • Features: Double Vanity, Hardwood Floor
      • Level: Main
      Laundry
      • Level: Basement
      Living room
      • Features: Bay Window, Crown Moulding, Fireplace, Hardwood Floor
      • Level: Main
      Office
      • Features: Hardwood Floor
      • Level: Main
      Storage
      • Level: Basement
      Storage
      • Level: Basement
      Sunroom
      • Features: Hot Tub
      • Level: Main
      Utility room
      • Level: Basement
      Heating
      • Gas Hot Water
      Cooling
      • Ductless
      Appliances
      • Included: Instant Hot Water, Water Heater Owned, Water Softener, Built-in Microwave, Dishwasher, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer
      • Laundry: In Basement, Sink
      Features
      • Central Vacuum, Ceiling Fan(s), In-Law Floorplan, Upgraded Insulation
      • Windows: Window Coverings
      • Basement: Separate Entrance,Walk-Up Access,Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Gas
      Interior area
      • Total structure area: 2,420
      • Total interior livable area: 2,420 sqft
      • Finished area above ground: 2,420
      Video & virtual tour

      Property

      Parking
      • Total spaces: 8
      • Parking features: Detached Garage, Garage Door Opener, Asphalt, Private Drive Single Wide
      • Garage spaces: 2
      • Uncovered spaces: 6
      Features
      • Stories: 2
      • Patio & porch: Patio, Porch, Enclosed
      • Exterior features: Landscaped, Lawn Sprinkler System
      • Has spa: Yes
      • Spa features: Hot Tub
      • Fencing: Partial
      • Frontage type: West
      • Frontage length: 107.00
      Lot
      • Size: 0.41 Acres
      • Dimensions: 107 x 169.15
      • Features: Urban, Rectangular, Dog Park, Near Golf Course, Library, Park, Place of Worship, Rec./Community Centre, Schools, Trails
      Details
      • Additional structures: Gazebo, Shed(s)
      • Parcel number: 502800174
      • Zoning: R1-A

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Wood Siding
      • Foundation: Stone
      • Roof: Asphalt Shing
      Condition
      • 100+ Years
      • New construction: No
      • Year built: 1895

      Utilities & green energy

      • Sewer: Sewer (Municipal)
      • Water: Municipal-Metered
      • Utilities for property: Cable Available, Electricity Connected, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector, Smoke Detector
      Location
      • Region: Norfolk County

      Financial & listing details

      • Price per square foot: C$392/sqft
      • Annual tax amount: C$6,285
      • Date on market: 8/19/2026
      • Inclusions: Built-in Microwave, Carbon Monoxide Detector, Central Vac, Dishwasher, Dryer, Garage Door Opener, Hot Tub, Hot Water Tank Owned, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings
      • Exclusions: Central Vac Power Head, Concrete Patio Benches, Planter Pots, Garden Ornaments, Art & Decor.
      • Electric utility on property: Yes

        Price history

        DateEventPrice
        8/19/2026Listed for saleC$949,000C$392/sqft
        Source: ITSO #40856474 Report a problem

        Public tax history

        Tax history is unavailable.

        Climate risks

        Neighborhood: Waterford

        Getting around

        62 / 100
        Somewhat Walkable
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        No schools nearby

        We couldn't find any schools near this home.

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