LUDLOW RANCH WITH SOLAR SAVINGS! Imagine the possibility of little to no electric bill during certain months, thanks to the leased solar panels! Electricity costs and solar production will vary. Welcome to this inviting 3-bedroom, 2-bath ranch offering comfortable single-level living with plenty of additional space in the beautifully finished lower level. The open kitchen and dining area create an easy flow for everyday living and entertaining, featuring a peninsula, vinyl flooring and sliders leading to the new composite deck and concrete walkway, completed in 2026. The bright living room offers hardwood flooring, a charming bay window, ceiling fan and exterior access. Hardwood floors continue throughout all three main-level bedrooms.The finished lower level adds approximately 1000 square feet of versatile space and greatly expands the possibilities of this home. Here you will find a spacious family room with a pellet stove, game room, second full bathroom with shower, laundry area, a room currently used as a fourth bedroom, and an additional flex room with a closet—ideal for a home office, guest space, hobby room or exercise area. Ceramic tile flooring and custom built-in storage add function and convenience.Outside, enjoy a level, fenced yard with garden space, a playscape, and a covered deck area with a motorized awning. There is also a storage shed for lawn and gardening equipment. The attached one-car garage, improved paved driveway and generous off-street parking provide added convenience.Notable updates include the new composite deck and concrete walkway (2026), dishwasher (2025), roof (2020), central air and windows (2014), garage door and fencing (2014), and electric boiler (2010). Additional features include city water, city sewer, tankless electric hot water, leased solar panels and an all-electric home. Conveniently located near shopping, parks, schools, golf and highway access, this well-loved home offers space, flexibility and a wonderful opportunity for its next owner!
For sale
Price cut: $14.9K (10/5)
$375,000
14 Philip St, Ludlow, MA 01056
3beds
1,162sqft
Single Family Residence
Built in 1953
0.27 Acres Lot
$374,000 Zestimate®
$323/sqft
$-- HOA
What's special
Laundry areaAttached one-car garageCeiling fanBeautifully finished lower levelImproved paved drivewayComfortable single-level livingHardwood flooring
- 26 days
- 1,124
- 72
Zillow last checked:
Listing updated:
Listed by:
Sara Gasparrini 413-668-6774,
REMAX Connections 413-596-8500
Source: MLS PIN,MLS#: 73575781
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Closet, Flooring - Hardwood
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Closet, Flooring - Hardwood
- Level: First
Bedroom 3
- Features: Ceiling Fan(s), Closet, Flooring - Hardwood
- Level: First
Bedroom 4
- Features: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile
- Level: Basement
Primary bathroom
- Features: No
Bathroom 1
- Features: Bathroom - Full, Bathroom - With Tub & Shower
- Level: First
Bathroom 2
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
- Level: Basement
Dining room
- Features: Ceiling Fan(s), Flooring - Vinyl, Deck - Exterior, Slider
- Level: First
Family room
- Features: Wood / Coal / Pellet Stove, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile
- Level: Basement
Kitchen
- Features: Flooring - Vinyl, Deck - Exterior, Open Floorplan, Slider, Peninsula
- Level: First
Living room
- Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access
- Level: First
Heating
- Electric Baseboard, Electric
Cooling
- Central Air
Appliances
- Included: Electric Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
- Laundry: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
Features
- Game Room
- Flooring: Vinyl, Hardwood, Flooring - Stone/Ceramic Tile
- Windows: Insulated Windows, Storm Window(s)
- Basement: Full,Finished,Bulkhead
- Has fireplace: No
Interior area
- Total structure area: 1,162
- Total interior livable area: 1,162 sqft
- Finished area above ground: 1,162
- Finished area below ground: 1,000
Property
Parking
- Total spaces: 5
- Parking features: Attached, Off Street, Driveway, Paved
- Attached garage spaces: 1
- Uncovered spaces: 4
Accessibility
- Accessibility features: No
Features
- Patio & porch: Porch, Deck - Composite, Covered
- Exterior features: Porch, Deck - Composite, Covered Patio/Deck, Storage, Fenced Yard, Garden, Other
- Fencing: Fenced/Enclosed,Fenced
Lot
- Size: 0.27 Acres
- Features: Level
Details
- Parcel number: M:015A B:011350 L:0008,2555192
- Zoning: 02
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1953
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup
Community & HOA
Community
- Features: Shopping, Park, Golf, Highway Access, Private School, Public School
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $323/sqft
- Tax assessed value: $266,600
- Annual tax amount: $4,268
- Date on market: 9/10/2026
- Road surface type: Paved
Estimated market value
$374,000
$355,000 - $393,000
$2,589/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/5/2026 | Price change | $375,000-3.8%$323/sqft |
Source: MLS PIN #73575781 Report a problem | ||
| 9/21/2026 | Price change | $389,900-3.5%$336/sqft |
Source: MLS PIN #73575781 Report a problem | ||
| 9/11/2026 | Price change | $404,000+3.6%$348/sqft |
Source: MLS PIN #73575781 Report a problem | ||
| 8/22/2026 | Listed for sale | $390,000+105.3%$336/sqft |
Source: Owner Report a problem | ||
| 9/17/2004 | Sold | $190,000$164/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,263 +4.1% | $245,700 +8.5% |
| 2024 | $4,096 +6% | $226,400 +14.3% |
| 2023 | $3,863 +5.1% | $198,000 +7.7% |
| 2022 | $3,676 -0.4% | $183,900 +5.1% |
| 2021 | $3,689 | $175,000 +2.2% |
| 2020 | $3,689 +12.3% | $171,300 +3.3% |
| 2019 | $3,286 +6.7% | $165,800 +2.3% |
| 2018 | $3,080 +3.5% | $162,000 +0.9% |
| 2017 | $2,976 +6.3% | $160,600 +4% |
| 2016 | $2,799 | $154,400 |
Find assessor info on the county website
Monthly payment
Est. payment






