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For sale
  • Price cut: $14.9K (10/5)
    $375,000

    14 Philip St, Ludlow, MA 01056

    3beds
    1,162sqft
    : 
    $2,843/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    0.27 Acres Lot
    $374,000 Zestimate®
    $323/sqft
    $-- HOA

    What's special

    Laundry areaAttached one-car garageCeiling fanBeautifully finished lower levelImproved paved drivewayComfortable single-level livingHardwood flooring
    LUDLOW RANCH WITH SOLAR SAVINGS! Imagine the possibility of little to no electric bill during certain months, thanks to the leased solar panels! Electricity costs and solar production will vary. Welcome to this inviting 3-bedroom, 2-bath ranch offering comfortable single-level living with plenty of additional space in the beautifully finished lower level. The open kitchen and dining area create an easy flow for everyday living and entertaining, featuring a peninsula, vinyl flooring and sliders leading to the new composite deck and concrete walkway, completed in 2026. The bright living room offers hardwood flooring, a charming bay window, ceiling fan and exterior access. Hardwood floors continue throughout all three main-level bedrooms.The finished lower level adds approximately 1000 square feet of versatile space and greatly expands the possibilities of this home. Here you will find a spacious family room with a pellet stove, game room, second full bathroom with shower, laundry area, a room currently used as a fourth bedroom, and an additional flex room with a closet—ideal for a home office, guest space, hobby room or exercise area. Ceramic tile flooring and custom built-in storage add function and convenience.Outside, enjoy a level, fenced yard with garden space, a playscape, and a covered deck area with a motorized awning. There is also a storage shed for lawn and gardening equipment. The attached one-car garage, improved paved driveway and generous off-street parking provide added convenience.Notable updates include the new composite deck and concrete walkway (2026), dishwasher (2025), roof (2020), central air and windows (2014), garage door and fencing (2014), and electric boiler (2010). Additional features include city water, city sewer, tankless electric hot water, leased solar panels and an all-electric home. Conveniently located near shopping, parks, schools, golf and highway access, this well-loved home offers space, flexibility and a wonderful opportunity for its next owner!
    26 days
    1,124
    72

    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Gasparrini 413-668-6774,

    REMAX Connections 413-596-8500

    Source: MLS PIN,MLS#: 73575781

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
      • Level: First
      Bedroom 4
      • Features: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile
      • Level: Basement
      Primary bathroom
      • Features: No
      Bathroom 1
      • Features: Bathroom - Full, Bathroom - With Tub & Shower
      • Level: First
      Bathroom 2
      • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
      • Level: Basement
      Dining room
      • Features: Ceiling Fan(s), Flooring - Vinyl, Deck - Exterior, Slider
      • Level: First
      Family room
      • Features: Wood / Coal / Pellet Stove, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile
      • Level: Basement
      Kitchen
      • Features: Flooring - Vinyl, Deck - Exterior, Open Floorplan, Slider, Peninsula
      • Level: First
      Living room
      • Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access
      • Level: First
      Heating
      • Electric Baseboard, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Electric Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
      • Laundry: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
      Features
      • Game Room
      • Flooring: Vinyl, Hardwood, Flooring - Stone/Ceramic Tile
      • Windows: Insulated Windows, Storm Window(s)
      • Basement: Full,Finished,Bulkhead
      • Has fireplace: No
      Interior area
      • Total structure area: 1,162
      • Total interior livable area: 1,162 sqft
      • Finished area above ground: 1,162
      • Finished area below ground: 1,000

      Property

      Parking
      • Total spaces: 5
      • Parking features: Attached, Off Street, Driveway, Paved
      • Attached garage spaces: 1
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: No
      Features
      • Patio & porch: Porch, Deck - Composite, Covered
      • Exterior features: Porch, Deck - Composite, Covered Patio/Deck, Storage, Fenced Yard, Garden, Other
      • Fencing: Fenced/Enclosed,Fenced
      Lot
      • Size: 0.27 Acres
      • Features: Level
      Details
      • Parcel number: M:015A B:011350 L:0008,2555192
      • Zoning: 02

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1953

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Shopping, Park, Golf, Highway Access, Private School, Public School
      HOA
      • Has HOA: No
      Location
      • Region: Ludlow

      Financial & listing details

      • Price per square foot: $323/sqft
      • Tax assessed value: $266,600
      • Annual tax amount: $4,268
      • Date on market: 9/10/2026
      • Road surface type: Paved

        Estimated market value

        $374,000

        $355,000 - $393,000

        $2,589/mo

        Price history

        DateEventPrice
        10/5/2026Price change$375,000-3.8%$323/sqft
        Source: MLS PIN #73575781 Report a problem
        9/21/2026Price change$389,900-3.5%$336/sqft
        Source: MLS PIN #73575781 Report a problem
        9/11/2026Price change$404,000+3.6%$348/sqft
        Source: MLS PIN #73575781 Report a problem
        8/22/2026Listed for sale$390,000+105.3%$336/sqft
        Source: Owner Report a problem
        9/17/2004Sold$190,000$164/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,263 +4.1%$245,700 +8.5%
        2024$4,096 +6%$226,400 +14.3%
        2023$3,863 +5.1%$198,000 +7.7%
        2022$3,676 -0.4%$183,900 +5.1%
        2021$3,689 $175,000 +2.2%
        2020$3,689 +12.3%$171,300 +3.3%
        2019$3,286 +6.7%$165,800 +2.3%
        2018$3,080 +3.5%$162,000 +0.9%
        2017$2,976 +6.3%$160,600 +4%
        2016$2,799 $154,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 01056

        Getting around

        79 / 100
        Very Walkable
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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