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  • $555,000

    146 Duck Cove Rd, Belmont, NC 28012

    2beds
    1,920sqft
    : 
    $3,285/mo
    Get pre-qualified
    Single Family Residence
    Built in 1974
    1.32 Acres Lot
    $531,300 Zestimate®
    $289/sqft
    $-- HOA

    What's special

    Private nature sanctuaryEver-changing natural landscapeCalm glass-like waters
    Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.
    21 days
    |
    974
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    39
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Gina Collias 866-525-3466,

    Lake Homes Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4405510MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Kitchen
      • Features: Open Floorplan
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Electric Cooktop, Refrigerator
      • Laundry: In Basement
      Features
      • Basement: Exterior Entry,Walk-Out Access
      Interior area
      • Total structure area: 1,304
      • Total interior livable area: 1,920 sqft
      • Finished area above ground: 1,304
      • Finished area below ground: 616

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Carport
      • Carport spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Storage
      • On waterfront: Yes
      • Waterfront features: Dock, Other - See Remarks, Waterfront
      • Body of water: LAKE WYLIE
      Lot
      • Size: 1.32 Acres
      Details
      • Parcel number: 190482
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Lake Wylie
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $289/sqft
      • Tax assessed value: $492,990
      • Annual tax amount: $3,520
      • Date on market: 7/23/2026
      • Cumulative days on market: 21 days
      • Road surface type: Asphalt, Paved

        Estimated market value

        $531,300

        $505,000 - $558,000

        $1,635/mo

        Price history

        DateEventPrice
        7/23/2026Listed for sale$555,000+192.1%$289/sqft
        Source: Canopy MLS as distributed by MLS GRID #4405510 Report a problem
        2/28/2001Sold$190,000$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,520 $492,990
        2024$3,520 +2.7%$492,990
        2023$3,426 +11.9%$492,990 +48.1%
        2022$3,062 +95.1%$332,830
        2021$1,569 +11.7%$332,830
        2020$1,405 -10.2%$332,830
        2019$1,564 +84.5%$332,830 +81.9%
        2018$848 +1.3%$182,984
        2017$837 -0.2%$182,984
        2016$839 $182,984 -18.1%
        2014$839 $223,500
        2012-- $223,500
        2011-- $223,500
        2010-- $223,500
        2009-- $223,500
        2008-- $223,500 +28.3%
        2007-- $174,180
        2006-- $174,180
        2005-- $174,180
        2004-- $174,180
        2003-- $174,180
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28012

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: New Hope
        • Middle: Cramerton
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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