Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home.
Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie.
With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting.
Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas.
Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.
Active
$555,000
146 Duck Cove Rd, Belmont, NC 28012
2beds
1,920sqft
Single Family Residence
Built in 1974
1.32 Acres Lot
$533,200 Zestimate®
$289/sqft
$-- HOA
What's special
Private nature sanctuaryEver-changing natural landscapeCalm glass-like waters
- 67 days
- 624
- 24
Zillow last checked:
Listing updated:
Listed by:
Gina Collias 866-525-3466,
Lake Homes Realty LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4405510
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Kitchen
- Features: Open Floorplan
- Level: Main
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Electric Cooktop, Refrigerator
- Laundry: In Basement
Features
- Basement: Exterior Entry,Walk-Out Access
Interior area
- Total structure area: 1,304
- Total interior livable area: 1,920 sqft
- Finished area above ground: 1,304
- Finished area below ground: 616
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Carport
- Carport spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Storage
- On waterfront: Yes
- Waterfront features: Dock, Other - See Remarks, Waterfront
- Body of water: LAKE WYLIE
Lot
- Size: 1.32 Acres
Details
- Parcel number: 190482
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: Lake Wylie
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $289/sqft
- Tax assessed value: $492,990
- Annual tax amount: $3,520
- Date on market: 7/23/2026
- Cumulative days on market: 53 days
- Road surface type: Asphalt, Paved
Estimated market value
$533,200
$507,000 - $560,000
$1,798/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Listed for sale | $555,000+192.1%$289/sqft |
Source: | ||
| 2/28/2001 | Sold | $190,000$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,520 | $492,990 |
| 2024 | $3,520 +2.7% | $492,990 |
| 2023 | $3,426 +11.9% | $492,990 +48.1% |
| 2022 | $3,062 +95.1% | $332,830 |
| 2021 | $1,569 +11.7% | $332,830 |
| 2020 | $1,405 -10.2% | $332,830 |
| 2019 | $1,564 +84.5% | $332,830 +81.9% |
| 2018 | $848 +1.3% | $182,984 |
| 2017 | $837 -0.2% | $182,984 |
| 2016 | $839 | $182,984 -18.1% |
| 2014 | $839 | $223,500 |
| 2012 | -- | $223,500 |
| 2011 | -- | $223,500 |
| 2010 | -- | $223,500 |
| 2009 | -- | $223,500 |
| 2008 | -- | $223,500 +28.3% |
| 2007 | -- | $174,180 |
| 2006 | -- | $174,180 |
| 2005 | -- | $174,180 |
| 2004 | -- | $174,180 |
| 2003 | -- | $174,180 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28012
Nearby schools
Schools provided by the listing agent
- Elementary: New Hope
- Middle: Cramerton
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





