This delightful two-bedroom home, features a primary suite with an ensuite, a spacious walk-in closet and convenient main floor laundry! It has open concept living with the kitchen, dining, and living areas flowing into one another. The home has a light and airy feel with a lot of natural light and white trim and doors throughout. The main floor has a second generous-sized bedroom and full updated bathroom. A newer constructed two-stall oversized garage, built in 2012, offers ample space for a lawnmower, bicycles, tools and more. The lower level is a blank canvas with plenty of space to add a second family area and/or 3rd bedroom with the addition of an egress window if the new owner desires. It currently serves as fantastic area for storage, but also has a half bath and laundry hookups if the new owner preferred to have the laundry area downstairs. Notable enhancements include pretty, yet durable vinyl flooring that was installed in the kitchen, dining, living area and hallway in fall of 2023, many light fixture updates and roof and gutters were replaced in 2019. Another plus to this home is the fenced in backyard.
Pending
Price cut: $5K (10/16)
$194,900
160 Terrace Dr, Waterloo, IA 50702
2beds
1,098sqft
Single Family Residence
Built in 1951
7,274 Square Feet Lot
$192,600 Zestimate®
$178/sqft
$-- HOA
What's special
- 36 days
- 452
- 14
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Stephanie D Ricketts 319-269-3000,
Structure Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20264890
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Rooms
- Room types: Primary Bedroom En Suite, Primary Bedroom, Primary Bedroom w/ Closet
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Appliances Negotiable, Dishwasher, Disposal, Gas Water Heater, Water Softener Owned
- Laundry: Lower Level
Features
- Ceiling Fan(s)
- Basement: Block,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,098 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Oversized
- Carport spaces: 2
Features
- Patio & porch: Patio, Covered
- Fencing: Fenced
Lot
- Size: 7,274 Square Feet
- Dimensions: 55x132
- Features: Landscaped
Details
- Parcel number: 891335305009
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt
Condition
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s), Security System
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $167,150
- Annual tax amount: $3,190
- Date on market: 10/8/2026
- Cumulative days on market: 7798 days
- Road surface type: Concrete
Estimated market value
$192,600
$183,000 - $202,000
$1,284/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/20/2026 | Pending sale | $194,900$178/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20264890 Report a problem | ||
| 10/16/2026 | Price change | $194,900-2.5%$178/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20264890 Report a problem | ||
| 10/8/2026 | Listed for sale | $199,900+21.9%$182/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20264890 Report a problem | ||
| 5/6/2021 | Sold | $164,000+24.2%$149/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20211003 Report a problem | ||
| 4/4/2012 | Sold | $132,000$120/sqft |
Source: Public Record Report a problem | ||
| 2/4/2012 | Listed for sale | $132,000+63%$120/sqft |
Source: Inspired Real Estate #201612 Report a problem | ||
| 7/14/2008 | Sold | $81,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,448 +8.7% | $167,150 -1.2% |
| 2024 | $3,172 +22.8% | $169,180 |
| 2023 | $2,584 -2.1% | $169,180 +33.7% |
| 2022 | $2,638 -9.2% | $126,520 -4.4% |
| 2021 | $2,906 +1.6% | $132,340 +3.2% |
| 2020 | $2,859 -0.3% | $128,290 |
| 2019 | $2,867 +0.8% | $128,290 +0.6% |
| 2018 | $2,843 0% | $127,520 |
| 2017 | $2,844 -1.7% | $127,520 |
| 2016 | $2,892 | $127,520 |
| 2015 | $2,892 +5.6% | $127,520 +4.9% |
| 2014 | $2,738 +13.2% | $121,590 +6.1% |
| 2012 | $2,418 +6.9% | $114,580 |
| 2011 | $2,263 +3.3% | $114,580 +4.9% |
| 2010 | $2,191 +2.8% | $109,220 |
| 2009 | $2,131 +2.2% | $109,220 |
| 2008 | $2,086 +1.7% | $109,220 +7% |
| 2007 | $2,051 -0.5% | $102,070 |
| 2006 | $2,062 +20% | $102,070 |
| 2005 | $1,718 +5.8% | $102,070 +41% |
| 2003 | $1,624 +1.7% | $72,390 |
| 2002 | $1,597 +10.7% | $72,390 +18% |
| 2001 | $1,442 | $61,340 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 50702
Nearby schools
Schools provided by the listing agent
- Elementary: Kittrell Elementary
- Middle: Hoover Intermediate
- High: West High - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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