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For sale
  • Price cut: $10K (6/4)
    $334,000

    1603 Fagan St #204, Chattanooga, TN 37408

    2beds
    1,048sqft
    : 
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    Condominium
    Built in 2020
    -- sqft lot
    $328,400 Zestimate®
    $319/sqft
    $188/mo HOA

    What's special

    Large walk-in closetBreakfast nookGreat natural lightCovered parking
    Rare single-level Southside flat | Short term rental certificate in place(and transferable) Investor opportunity | covered parking + 2 balconies. Enjoy your coffee while watching the sunrise over Missionary Ridge through the large sliding door providing access to one of your private balconies. The main room features 9-foot ceilings, great natural light, kitchen, island with seating, breakfast nook, living area with pull out sofa bed and balcony. Down the hallway, you will find the primary bedroom en-suite with double vanity, large walk-in closet, and a second private balcony facing North towards Signal Mountain and Waldens Ridge. Between the primary suite and the main living area and kitchen there is a second bedroom. The second bedroom is generously sized could accommodate a king sized bed and has great natural light. Across the hall from the second bedroom is a full bathroom with a shower tub combo. The unit is wired for both gas and electric and includes a stainless steel appliance package featuring a range, dishwasher, refrigerator, and microwave. In-unit washer and dryer hookups add valuable convenience. (All furnishings negotiable). Unit 204 is on the second floor. Enter the building with code on secure door on side street. There are no interior stairs inside the condo. A 16 minute walk to Niedloves Cafe and Bakery or a 9 minute drive to Tennessee Aquarium. The location, same block as OddStory Brewing Co. is ideal for walking, biking, or short drives to Chattanooga, TN finest attractions and areas. City of Chattanooga short-term rental certificate already issued and fully transferable -- start earning Airbnb/VRBO income the day you close, or keep it as your personal in-town escape. Don't miss this opportunity to own a well-maintained property in a thriving, sought-after area, ideal for short, mid, or long term rental situation. There is no ADU, or Additional Dwelling Unit, but there is a Transferrable Short Term Rental Certificate which is one of few units in this building set aside for this use. So this condo is a Dwelling Unit in this larger building set aside for STR.
    221 days
    |
    128
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Kelly 423-818-9959,

    Real Broker 423-665-7777

    Source: Greater Chattanooga Realtors,MLS#: 1524901

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Free-Standing Electric Oven, Microwave, Refrigerator
      • Laundry: Laundry Closet, Electric Dryer Hookup, Inside
      Features
      • Ceiling Fan(s), Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Tub/shower Combo, En Suite, Breakfast Nook
      • Flooring: Luxury Vinyl
      • Windows: Vinyl Frames
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,048
      • Total interior livable area: 1,048 sqft
      • Finished area above ground: 1,048

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, Off Street
      • Carport spaces: 1
      Features
      • Levels: One
      • Exterior features: Balcony
      • Has view: Yes
      • View description: City, Mountain(s)
      Details
      • Parcel number: 146p J 006.01c204

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Brick, Fiber Cement
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Building Security
      • Subdivision: Westridge Central
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds
      • Services included: Maintenance Grounds, Maintenance Structure, Other
      • HOA fee: $188 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $319/sqft
      • Tax assessed value: $335,800
      • Annual tax amount: $2,567
      • Date on market: 12/5/2025
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $328,400

        $312,000 - $345,000

        $2,031/mo

        Price history

        DateEventPrice
        6/4/2026Price change$334,000-2.9%$319/sqft
        Source: Greater Chattanooga Realtors #1524901 Report a problem
        4/15/2026Price change$344,000-1.7%$328/sqft
        Source: Greater Chattanooga Realtors #1524901 Report a problem
        12/5/2025Listed for sale$350,000+52.8%$334/sqft
        Source: Greater Chattanooga Realtors #1524901 Report a problem
        9/4/2020Sold$229,000$219/sqft
        Source: Greater Chattanooga Realtors #1320658 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,272 -0.7%$83,950 +46.6%
        2024$1,281 $57,250
        2023$1,281 $57,250
        2022$1,281 $57,250
        2021$1,281 $57,250
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Jeffersonville

        Getting around

        48 / 100
        Car-Dependent
        33 / 100
        Some Transit
        66 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Battle Academy
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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